Amigo Check Cashing logo

Amigo Check Cashing in Phoenix, AZ

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Amigo Check Cashing provides check cashing, money orders, wire transfers, and bill payment services at a Phoenix location with extended hours on weekends and weekdays.

Data compiled from public sources

Amigo Check Cashing Review

Amigo Check Cashing operates as a financial services provider specializing in check cashing and related transaction services in Phoenix, Arizona. The company is located at 4002 N 67th Ave #4, Phoenix, AZ 85033, serving the local community with convenient access to cash conversion and payment services. Based on available information, Amigo Check Cashing is a traditional check-cashing establishment offering multiple financial transaction options beyond basic check conversion.

The company provides check cashing as its primary service, along with complementary financial services including money orders, wire transfers, and bill payment processing. These services are designed to serve individuals who may need rapid access to funds from checks or require alternatives to traditional banking for money transfer and payment needs. The breadth of services suggests Amigo positions itself as a one-stop financial services location for customers seeking alternatives to banks for basic transactions.

Amigo Check Cashing distinguishes itself through extended operating hours, remaining open until 20:00 (8 PM) most weekdays and 21:00 (9 PM) on Fridays, with weekend availability on both Saturday and Sunday. The earlier Sunday opening at 08:00 (8 AM) compared to Monday-Thursday hours at 08:30 provides additional weekend accessibility. This schedule caters to working individuals and those unable to access traditional bank hours.

As a check-cashing service, Amigo Check Cashing serves individuals who prefer or require non-bank financial services, those without traditional bank accounts, and consumers needing same-day liquidity from checks. However, like all check-cashing services, customers should be aware of potential fees associated with check cashing, money orders, and wire transfers. No specific fee information is available from the provided website content, so prospective customers should contact the location directly at (623) 848-6446 to understand the cost structure before using services.

Services & Features

Bill payment processing
Check cashing
Money orders
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended evening hours until 8-9 PM on most days, accommodating working customers
  • Early Sunday opening at 8:00 AM provides weekend accessibility
  • Multiple financial services beyond check cashing (money orders, wire transfers, bill payment) in one location
  • Established local presence at fixed Phoenix address with direct phone contact available
  • Saturday hours from 8:00 AM provide early weekend access

Cons

  • No information provided about fee structure or pricing for check cashing or wire transfers
  • Limited to single Phoenix location with no indication of multiple branches
  • No website content detailing minimum/maximum check amounts, identification requirements, or eligibility criteria
  • No online or mobile services mentioned; appears to be in-person only

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that Amigo Check Cashing or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Amigo Check Cashing offer?

Amigo Check Cashing offers 4 services including Check cashing, Money orders, Wire transfers, Bill payment processing.

What profile signals are listed for Amigo Check Cashing?

Amigo Check Cashing has profile signals associated with Unbanked or underbanked Phoenix residents needing immediate check conversion, Working individuals unable to access traditional bank hours, Customers requiring money orders, wire transfers, or bill payment services outside standard banking hours.

What are the strengths and weaknesses of Amigo Check Cashing?

Key strengths: Extended evening hours until 8-9 PM on most days, accommodating working customers; Early Sunday opening at 8:00 AM provides weekend accessibility; Multiple financial services beyond check cashing (money orders, wire transfers, bill payment) in one location. Areas to consider: No information provided about fee structure or pricing for check cashing or wire transfers; Limited to single Phoenix location with no indication of multiple branches.

How does Amigo Check Cashing compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
4002 N 67th Ave #4, Phoenix, AZ 85033
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on Amigo Check Cashing

Amigo Check Cashing is profile signals for Phoenix residents without bank accounts or those needing after-hours access to check cashing and money transfer services. The main caveat is the lack of published fee information—customers should call (623) 848-6446 to understand the full cost of services before using them, as check-cashing fees can vary significantly.

Profile Signals

  • Unbanked or underbanked Phoenix residents needing immediate check conversion
  • Working individuals unable to access traditional bank hours
  • Customers requiring money orders, wire transfers, or bill payment services outside standard banking hours
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With Amigo Check Cashing

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Quick Summary

  • Amigo Check Cashing is listed as a Check Cashing & Money Services provider in Phoenix, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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