American Credit Builders Inc logo

American Credit Builders Inc in Aurora, CO

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Non-profit credit counseling service in Aurora, CO offering free financial guidance and credit advice to help consumers improve their financial situation.

Data compiled from public sources

American Credit Builders Inc Review

American Credit Builders Inc is a credit counseling service located at 100 Dayton St, Aurora, Colorado 80010, operating in the Mountain Time zone. The company is categorized as a credit counseling service, which aligns with non-profit financial assistance organizations that provide free or low-cost guidance to consumers.

Based on the available website information, American Credit Builders Inc appears to operate as a credit counseling provider. The company is listed on a local business directory (Splinternet Marketing) that catalogs financial service providers in the Aurora area. The listing identifies the business type as a credit counseling service, suggesting the primary function is to offer financial counseling and credit advice rather than lending or credit repair services.

As a local credit counseling service, the company likely distinguishes itself through its community presence in the Aurora area and focus on accessible financial guidance. Being categorized in the free-help segment suggests the organization operates on a non-profit or low-cost model, making financial counseling available to consumers who might otherwise lack access to professional financial guidance.

A significant limitation is that the available website content provides minimal detail about specific services, certifications, counselor qualifications, or service offerings. The directory listing appears to be a basic business entry without comprehensive information about programs, pricing, accreditations (such as NFCC certification or HUD approval), or client reviews. Prospective clients should contact the company directly to verify current services, any associated costs, and professional credentials before engaging their services.

Services & Features

Budgeting assistance (typical for credit counseling services)
Credit counseling services
Credit education (typical for credit counseling services)
Credit report review and analysis (implied)
Debt management planning (typical for credit counseling services)
Financial guidance (implied)
Financial hardship counseling (implied by non-profit status)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Located in Aurora, CO with local community presence for accessible in-person or phone counseling
  • Classified as credit counseling service, suggesting focus on education and financial guidance
  • Listed in local business directory indicating legitimate business registration
  • Operates during America/Denver time zone, clear geographic service area
  • Non-profit category positioning suggests affordability focus for consumers

Cons

  • Minimal website information available—no details on services, staff qualifications, or certifications
  • No visible client reviews or ratings on the directory listing
  • Cannot verify NFCC certification, HUD approval, or other standard counseling credentials from available content
  • Directory listing lacks program descriptions, pricing details, or specific counseling specializations
  • No contact information other than address provided in available website content

State Consumer Finance Context

This is state-level context for Free Help consumers in Aurora, CO. It does not confirm that American Credit Builders Inc or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does American Credit Builders Inc offer?

American Credit Builders Inc offers 7 services including Credit counseling services, Financial guidance (implied), Credit report review and analysis (implied), Budgeting assistance (typical for credit counseling services), Debt management planning (typical for credit counseling services), and 2 more.

What profile signals are listed for American Credit Builders Inc?

American Credit Builders Inc has profile signals associated with Aurora-area residents seeking local credit counseling access without traveling, Consumers looking for non-profit or low-cost financial guidance options, Individuals needing in-person credit and financial counseling support.

What are the strengths and weaknesses of American Credit Builders Inc?

Key strengths: Located in Aurora, CO with local community presence for accessible in-person or phone counseling; Classified as credit counseling service, suggesting focus on education and financial guidance; Listed in local business directory indicating legitimate business registration. Areas to consider: Minimal website information available—no details on services, staff qualifications, or certifications; No visible client reviews or ratings on the directory listing.

How does American Credit Builders Inc compare to similar companies?

In the Free Help category, comparable providers include Blueprint Resolution Services, Denver Asset Building Coalition, GreenPath Financial Wellness, Denver, Co. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
100 Dayton St, Aurora, CO 80010
BBB Accredited
No
Visit American Credit Builders Inc

CreditDoc Profile Note

Research Note on American Credit Builders Inc

American Credit Builders Inc appears to be a local non-profit credit counseling service serving the Aurora, Colorado area. The main caveat is that the available online information is extremely limited—prospective clients should contact the company directly to verify current operations, specific services offered, professional certifications (NFCC, HUD approval), and whether services are truly free or have associated costs.

Profile Signals

  • Aurora-area residents seeking local credit counseling access without traveling
  • Consumers looking for non-profit or low-cost financial guidance options
  • Individuals needing in-person credit and financial counseling support
Updated 2026-05-08

Similar Companies

Blueprint Resolution Services logo

Blueprint Resolution Services

Tax resolution firm offering IRS and state tax liability assistance, including payment plans, settlements, and audit support for individuals and businesses.

BBB: NR

Profile signals: Individuals with unresolved IRS tax debt seeking negotiated payment arrangements or settlement, Small business owners facing state or federal tax liabilities and penalties

Denver Asset Building Coalition logo

Denver Asset Building Coalition

Denver Asset Building Coalition offers free tax preparation services for low-to-moderate income filers, plus IRS dispute assistance and financial counseling.

BBB: NR

Profile signals: Low-to-moderate income families ($55K-$70K) needing free professional tax preparation, Individuals with IRS payment notices or tax disputes requiring listed clinic support

GreenPath Financial Wellness, Denver, Co logo

GreenPath Financial Wellness, Denver, Co

GreenPath Financial Wellness is a 60-year-old national nonprofit offering free NFCC- and HUD-certified financial counseling, debt management programs, and housing assistance.

BBB: NR

Profile signals: Consumers with multiple credit card debts seeking consolidation under a structured repayment plan, Renters or homeowners facing foreclosure or housing instability needing HUD-certified guidance

Compare Your Needs With American Credit Builders Inc

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Quick Summary

  • American Credit Builders Inc is listed as a Free Help provider in Aurora, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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