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Licensed pawn shop operating two Northeast Ohio locations since 1990, buying, selling, and lending against jewelry, firearms, instruments, tools, and other valuables.
Data compiled from public sources
Alliance Loan Company, operating as Geauga Pawn and Alliance Loan Company, has served the Northeast Ohio region since 1990 across two locations in Stark and Geauga Counties. The company is a state-licensed pawnbroker (License #PB100167.000) regulated by Ohio and holds membership in the Ohio Pawnbrokers Association, National Pawnbrokers Association, Mid-America Jewelers Association, NFIB, and Ohio Council of Retail Merchants.
The company operates a traditional pawn shop model with three primary services: buying items outright for cash, selling used and secondhand merchandise, and providing collateral-based loans. They accept gold and diamond jewelry, coins and bullion, firearms and weapons, musical instruments, televisions, tools, hunting gear, video game systems, and other items of value. They also offer in-house jewelry repair services and evaluate items while customers wait, providing listed pricing at the point of sale.
Alliance Loan distinguishes itself through longevity (nearly three decades of operation), staff reputation for fair pricing and customer service, membership in multiple professional organizations indicating regulatory compliance and industry standards, and dual convenient locations serving surrounding areas. Customer testimonials highlight fair prices on pawned items, reasonable offers on purchased merchandise, and inventory of major brand-name goods at prices below retail.
As with all pawn operations, consumers should understand this is a collateral-based lending model where failure to redeem pawned items results in loss of the collateral, and selling items forfeits ownership permanently. While the company emphasizes fair pricing and professional reputation, pawn lending rates and terms are not disclosed on the website, and this remains a high-cost alternative to traditional financing.
This is state-level context for Pawn Shops consumers in Alliance, OH. It does not confirm that Alliance Loan Company or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Short-term lending status: Restricted
General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury
Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Alliance Loan Company offers 12 services including Pawn loans on jewelry, instruments, tools, firearms, video game systems, and valuables, Direct purchase of gold, silver, diamonds, and precious metals for cash, Sale of used, secondhand, and out-of-pawn merchandise, Jewelry repair services, Item evaluation and appraisal services, and 7 more.
Alliance Loan Company has profile signals associated with Consumers with items of value who are researching short-term cash access and can redeem collateral, Buyers seeking discounted used merchandise and name-brand goods at below-retail prices, Individuals with firearms, jewelry, or musical instruments to sell for short-term cash access, Customers in Stark or Geauga Counties needing jewelry repair services.
Key strengths: Licensed pawnbroker (License #PB100167.000) regulated by State of Ohio, ensuring legal compliance; Member of Ohio Pawnbrokers Association, National Pawnbrokers Association, and Mid-America Jewelers Association; Nearly 30 years of continuous operation (since 1990) in Northeast Ohio market. Areas to consider: No APR, loan term, or interest rate information disclosed on website; Pawn lending inherently high-cost compared to traditional personal loans or credit unions.
In the Pawn Shops category, comparable providers include 5th Street Pawn LLC, A & a Pawn Shop, American Trading Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Alliance Loan Company is appropriate for consumers in Northeast Ohio with valuable items to pawn or sell who can visit in person at their two locations and need quick liquidity. Primary caveat: pawn lending is a high-cost borrowing method suitable only for short-term needs; failure to redeem results in permanent loss of collateral, and all terms (interest rates, redemption periods) must be discussed in-person with staff.
5th Street Pawn LLC is a pawn shop located in Marysville, Ohio, offering collateral-based loans and buying/selling of merchandise.
Profile signals: Consumers with short-term cash needs and valuable items to pledge as collateral, Individuals with poor credit who cannot access traditional bank loans
A & A Pawn Shop in Lancaster, OH offers collateral-based loans and pawn services. Located on N Memorial Drive with phone support available.
Profile signals: Local Lancaster residents researching short-term cash access against valuable collateral, Consumers without credit history or poor credit seeking collateral-based loans
Cincinnati-based buyer and pawn shop specializing in gold, jewelry, rare coins, and firearms with 50+ years of experience across two locations.
Profile signals: Cincinnati residents with physical gold, jewelry, or watches researching short-term cash access, Collectors of rare coins or numismatic items seeking evaluation context and sale
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