A.R.C. (Administration of Resources and Choices) is a non-profit organization based in Arizona, operating as a HUD-approved housing counseling agency. The organization was founded to help stabilize housing in the Tucson community and has expanded to offer comprehensive financial and housing services for residents of all ages, with particular focus on first-time homebuyers and seniors.
A.R.C. provides HUD-certified housing counseling services delivered by counselors with an average of 10+ years of experience. Their core offerings include homebuyer readiness programs that prepare consumers for mortgage qualification, down payment assistance programs (up to $40,000 for eligible first-time homebuyers), foreclosure prevention counseling for distressed homeowners, and reverse mortgage education for seniors. They also operate an Elder Protection Services program that addresses financial fraud, scams, and legal protections for seniors, as demonstrated by their work helping seniors regain control of finances after victimization.
A.R.C. distinguishes itself through its dual focus on housing stability and elder protection in a single organization. Their HUD certification ensures counseling meets federal standards, and their long-term counselor tenure suggests institutional knowledge and continuity. The organization operates on a donation-based model and actively recruits volunteers, indicating deep community integration rather than profit motive. Their emphasis on generational wealth building through homeownership and elder fraud prevention addresses underserved populations.
A.R.C. appears to be a legitimate, mission-driven non-profit with listed operations. However, website content lacks specific details about service costs (free vs. fee-based), geographic service areas beyond Tucson, program eligibility requirements, or success metrics. Impact statistics shown on their homepage display as "0" across all categories, suggesting outdated or non-functional website functionality. Consumers should contact them directly to verify current service availability and specific program qualifications.
