AA Pawn Shop logo

AA Pawn Shop in Los Angeles, CA

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AA Pawn Shop in Los Angeles offers collateral-based loans and jewelry pawning services with extended operating hours. Located on South Vermont Ave, it has been serving the community for years.

Data compiled from public sources

AA Pawn Shop Review

AA Pawn Shop is a pawn operation located at 8604 S Vermont Ave in Los Angeles, CA 90044. The business has been established long enough to have developed a customer base, with at least some repeat clients citing years of patronage. The shop operates extended hours seven days a week, opening as early as 9:00 AM and staying open until 11:00 PM most days, suggesting a focus on convenience and accessibility for customers in the Los Angeles area.

The primary service offered is pawn lending, where customers can exchange personal items—particularly jewelry—for cash loans. According to available reviews, the shop provides appraisals and loans on jewelry items, with customers able to either reclaim their items or forfeit them if they cannot repay the loan. The business operates on a collateral-based model typical of pawn shops, where the value of the item determines the loan amount offered.

The shop distinguishes itself primarily through its extended hours of operation (9 AM–11 PM most days) and stated willingness to work with repeat customers. One customer review specifically mentions receiving fair prices on jewelry pawns and successfully recovering items multiple times, suggesting a retention strategy focused on repeat business and reasonable valuations.

However, the business faces significant reputation challenges based on available customer feedback. With a 2.0 star rating across 15 reviews, the shop has 11 one-star reviews and only 4 five-star reviews. Customer complaints include allegations of lost items without compensation, rude staff behavior, dismissive treatment based on appearance and ethnicity, and aggressive collection practices. Multiple reviews describe staff as belittling customers during loan transactions. The pattern of negative feedback suggests systemic customer service issues that overshadow any operational conveniences offered.

Services & Features

Cash advances against personal property
Collateral-based cash loans
Extended-hours lending access
Gold and precious metal evaluation
Item holding/storage during loan period
Jewelry buying
Jewelry pawning and appraisal
Loan repayment and item redemption

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended operating hours (9 AM–11 PM most days, 7 days per week) for customer convenience
  • Long-standing presence in Los Angeles community with established customer base
  • Offers jewelry appraisals and cash loans on collateral items
  • Some customers report fair pricing on jewelry pawns
  • Repeat customers have successfully recovered pawned items multiple times
  • Accessible location on South Vermont Ave in Los Angeles
  • Provides loans with eligibility claims to verify, serving unbanked/underbanked populations

Cons

  • 2.0 star rating with 73% one-star reviews indicating widespread customer dissatisfaction
  • Multiple customer allegations of lost or mishandled items with no compensation offered
  • Documented complaints of staff rudeness, discriminatory treatment based on appearance and race, and belittling customer interactions
  • Aggressive collection practices reported, including claiming merchandise sold one day past due date
  • No mention of listed fee structures, APR disclosures, or clear loan term policies on website

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Los Angeles, CA. It does not confirm that AA Pawn Shop or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does AA Pawn Shop offer?

AA Pawn Shop offers 8 services including Jewelry pawning and appraisal, Collateral-based cash loans, Item holding/storage during loan period, Jewelry buying, Loan repayment and item redemption, and 3 more.

What profile signals are listed for AA Pawn Shop?

AA Pawn Shop has profile signals associated with Customers with jewelry or valuable items researching short-term cash access who prioritize extended operating hours, Repeat customers already familiar with the shop's operations and staff, Individuals without access to traditional lending who need collateral-based loans.

What are the strengths and weaknesses of AA Pawn Shop?

Key strengths: Extended operating hours (9 AM–11 PM most days, 7 days per week) for customer convenience; Long-standing presence in Los Angeles community with established customer base; Offers jewelry appraisals and cash loans on collateral items. Areas to consider: 2.0 star rating with 73% one-star reviews indicating widespread customer dissatisfaction; Multiple customer allegations of lost or mishandled items with no compensation offered.

How does AA Pawn Shop compare to similar companies?

In the Pawn Shops category, comparable providers include 1st Pacific Pawn, Atlas Loan & Jewelry Co, Dave Tipp Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
8604 Vermont Ave, Los Angeles, CA 90044
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on AA Pawn Shop

AA Pawn Shop is best suited for customers who are researching short-term cash access on jewelry or valuables and require extended operating hours, but the 2.0 star rating and documented complaints about lost merchandise, staff discrimination, and aggressive collection practices present significant risk. Prospective customers should be aware of the high proportion of negative reviews and lack of transparency around loan terms and fee structures before engaging with this business.

Profile Signals

  • Customers with jewelry or valuable items researching short-term cash access who prioritize extended operating hours
  • Repeat customers already familiar with the shop's operations and staff
  • Individuals without access to traditional lending who need collateral-based loans
Updated 2026-05-08

Similar Companies

1st Pacific Pawn logo

1st Pacific Pawn

1st Pacific Pawn offers collateral-based loans and cash for items of value in San Pedro, CA. Borrowers receive loans up to 7 months with no monthly payments or early repayment penalties.

BBB: NR

Profile signals: People researching short-term cash access who own valuable items (jewelry, electronics, instruments), Borrowers without credit history or poor credit seeking collateral-based loans

Atlas Loan & Jewelry Co logo

Atlas Loan & Jewelry Co

Bellflower, CA pawn shop founded in 1961 offering collateral-based loans from $10–$100,000, eligibility claim to verify. Buys and sells jewelry, electronics, tools, coins, and musical instruments.

BBB: NR

Profile signals: Local residents in Bellflower, Long Beach, Downey, or Lakewood researching short-term cash access with eligibility claims to verify, Individuals who may not meet traditional loan criteria due to poor or no credit history

Dave Tipp Jewelry & Loan logo

Dave Tipp Jewelry & Loan

Dave Tipp Jewelry & Loan is a pawn shop in Downtown Los Angeles offering collateral-based loans against jewelry, gold, and other valuables with quick funding.

BBB: NR

Profile signals: Customers who own jewelry or gold and are researching short-term cash access with eligibility claims to verify or lengthy approval processes, Short-term borrowers who can repay within 120 days and prefer not to sell valuable items outright

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Quick Summary

  • AA Pawn Shop is listed as a Pawn Shops provider in Los Angeles, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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