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The Check Cashing Store offers check cashing, payday loans ($100–$1,000), money orders, MoneyGram transfers, and prepaid cards across multiple locations for over 30 years.
Data compiled from public sources
The Check Cashing Store is part of Dollar Financial Group, Inc., operating under multiple brand names including Money Mart. The company has provided check cashing and financial services for over 30 years across numerous states and towns. They maintain a physical location at 2628 North Broad Street in Philadelphia, PA, and offer both in-store and online services through a mobile app.
The company's primary services include standard check cashing, payday loans ranging from $100 to $1,000 with terms of 7 to 90 days, mobile check cashing, money orders, MoneyGram money transfers, prepaid Mastercard products (Momentum® Prepaid Mastercard), small business services, and bill payment options. Loans are available both online and in-store, with eligibility dependent on borrower income. The Momentum prepaid card is issued by The Bancorp Bank and distributed by InComm Financial Services, Inc.
The company distinguishes itself through its long operational history, multi-service financial offerings beyond basic check cashing, and mobile app accessibility for check deposits. They maintain compliance with money transmitter licensing across all 50 states, D.C., and U.S. territories (NMLS #898432), and hold specific state licenses including Massachusetts Check Seller License #CS0025.
A significant caveat is that payday loans, while accessible, are explicitly cautioned by the company itself as flagged for caution for long-term financial solutions. Borrowers using these loans over months may face expensive cumulative costs. The company's website emphasizes that customers with credit difficulties should seek credit counseling. Standard check cashing fees vary by state, though specific fee amounts are not disclosed online.
This is state-level context for Check Cashing & Money Services consumers in Philadelphia, PA. It does not confirm that A & T Check Cashing or this specific location is licensed.
State regulator
Pennsylvania Department of Banking and Securities
Consumer protection
Short-term lending status: Banned
General rate context: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned
Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
A & T Check Cashing offers 10 services including Check cashing (standard), Mobile check cashing via app, Payday loans ($100–$1,000, 7–90 day terms), Money orders, MoneyGram money transfers and currency exchange, and 5 more.
A & T Check Cashing has profile signals associated with Individuals who need immediate access to funds and have steady income for payday loan qualification, Unbanked or underbanked consumers needing check cashing, money transfers, and prepaid card services, People requiring both check cashing and short-term emergency cash in one location.
Key strengths: Offers payday loans with flexible terms from 7 to 90 days, not just 2-week cycles; Mobile check cashing app available for remote deposit convenience; Multi-service location provides check cashing, loans, money orders, and MoneyGram in one place. Areas to consider: Payday loan fees and terms unstated on website; company itself warns loans are expensive if used over months; Store hours not displayed on website despite two separate store hours sections.
In the Check Cashing & Money Services category, comparable providers include Bob's Check Cashing & Pawn Shp, Check & Cash Express, Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
The Check Cashing Store is profile signals for unbanked or underbanked consumers who need immediate check cashing, money transfers, or emergency payday loans at a single location. However, borrowers should be aware that payday loans are explicitly framed by the company as expensive if used repeatedly over months, and are intended only for short-term cash gaps—not as ongoing financial solutions.
Bob's Check Cashing & Pawn Shop in Kensington, Philadelphia offers check cashing, pawn loans, and collateral-based lending services to the local community.
Profile signals: Individuals needing immediate check cashing services without a bank account, Community members with valuables or jewelry seeking short-term collateral-based loans
ACE Cash Express operates 17 locations in Philadelphia offering check cashing, money transfers, bill payment, and prepaid banking services with mobile app support.
Profile signals: Unbanked and underbanked individuals seeking FDIC-insured deposit accounts without traditional banking requirements, Small business owners and self-employed people needing business services and tax preparation support
Check Cashing Philadelphia, Pennsylvania — United Check Cashing offers check cashing, money transfers, money orders, and bill payment services at their ...
Profile signals: Unbanked or underbanked Philadelphia residents needing immediate check conversion without bank account, Small business owners and sole proprietors requiring business check cashing services
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