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5th Street Pawn LLC is a pawn shop located in Marysville, Ohio, offering collateral-based loans and buying/selling of merchandise.
Data compiled from public sources
5th Street Pawn LLC operates as a traditional pawn shop located at 906 E 5th St in Marysville, Ohio 43040. The business has established a local presence in the community and maintains active communication through social media channels, including a Facebook presence at facebook.com/5thstreetpawnshopllc. As a pawn shop, the company provides collateral-based lending services where customers can pledge personal items of value in exchange for short-term cash access without requiring credit checks or income verification.
The company offers core pawn shop services including short-term loans secured by personal property such as jewelry, electronics, musical instruments, tools, and other merchandise. Customers can either reclaim their items by repaying the loan plus interest, or the shop retains the merchandise for resale. This model provides an alternative to traditional lending for consumers who are researching short-term cash access or lack access to conventional credit products. The pawn shop also buys and sells used merchandise, creating a retail component to complement the lending operation.
5th Street Pawn LLC distinguishes itself through convenient local accessibility in Marysville and maintains consistent operating hours that accommodate working customers. The business operates Tuesday through Friday from 10:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM, providing weekend availability. Their direct phone line (937) 642-7796 and Facebook presence suggest customer service accessibility and community engagement through modern communication channels.
Pawn shops serve a specific niche in consumer finance by offering immediate liquidity with eligibility claims to verify, making them accessible to consumers with poor or limited credit history. However, pawn loans typically feature high implicit interest rates and short repayment periods (usually 30-60 days), and failure to repay results in loss of the pledged item. This model works profile signals for consumers with valuable items and genuine ability to repay within the short timeframe, rather than as a long-term financing solution.
This is state-level context for Pawn Shops consumers in Marysville, OH. It does not confirm that 5th Street Pawn LLC or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Short-term lending status: Restricted
General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury
Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
5th Street Pawn LLC offers 12 services including Collateral-based pawn loans on personal property, Short-term secured loans (typically 30-60 day terms), Jewelry and precious metals appraisal and lending, Electronics pawn and purchase, Tools and equipment collateral loans, and 7 more.
5th Street Pawn LLC has profile signals associated with Consumers with short-term cash needs and valuable items to pledge as collateral, Individuals with poor credit who cannot access traditional bank loans, Short-term borrowers who can repay within 30-60 days and retain their items, Local Marysville residents needing quick liquidity without credit verification.
Key strengths: eligibility claim to verify—accessible to consumers with poor or no credit history; Same-day cash availability upon item appraisal and approval; Flexible loan terms without rigid income verification requirements. Areas to consider: High effective interest rates typical of pawn loans, though specific rates not disclosed on website; Short repayment periods (typically 30-60 days) create time pressure for borrowers.
In the Pawn Shops category, comparable providers include A & a Pawn Shop, Alliance Loan Company, American Trading Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
5th Street Pawn LLC is profile signals for consumers in the Marysville area who are researching short-term cash access, have valuable items to pledge as collateral, and possess the ability to repay within 30-60 days. The main caveat is that pawn loans charge high effective interest rates and carry the risk of permanent loss of pledged items if repayment deadlines are missed, making them unsuitable for long-term financing needs or consumers without reliable repayment ability.
A & A Pawn Shop in Lancaster, OH offers collateral-based loans and pawn services. Located on N Memorial Drive with phone support available.
Profile signals: Local Lancaster residents researching short-term cash access against valuable collateral, Consumers without credit history or poor credit seeking collateral-based loans
Licensed pawn shop operating two Northeast Ohio locations since 1990, buying, selling, and lending against jewelry, firearms, instruments, tools, and other valuables.
Profile signals: Consumers with items of value who are researching short-term cash access and can redeem collateral, Buyers seeking discounted used merchandise and name-brand goods at below-retail prices
Cincinnati-based buyer and pawn shop specializing in gold, jewelry, rare coins, and firearms with 50+ years of experience across two locations.
Profile signals: Cincinnati residents with physical gold, jewelry, or watches researching short-term cash access, Collectors of rare coins or numismatic items seeking evaluation context and sale
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