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Locally-owned pawn shop in Ypsilanti, MI buying and selling jewelry, coins, electronics, and tools with over 15 years of experience. Offers instant cash transactions on gold, diamonds, and various merchandise.
Data compiled from public sources
14K Gold & Coin is a family-owned pawn shop located at 1518 Wastenaw Avenue in Ypsilanti, Michigan, operating for over 15 years in the community. The business specializes in buying and selling precious metals, jewelry, coins, and a wide variety of consumer goods. Their core business model centers on purchasing valuables from customers for short-term cash access while also maintaining inventory of previously-owned items for resale.
The company positions itself as a local alternative to national chains, emphasizing personalized service and fair valuations. 14K Gold & Coin offers evaluation and cash purchase services for jewelry including men's and women's pieces, wedding bands, diamonds, gemstones, dental gold, and class rings. Beyond precious metals, they buy and sell electronics (laptops, phones, computers, flat-screen TVs, cameras), power tools from major brands (Milwaukee, DeWalt, Ryobi, Bosch, Ridgid), and musical instruments.
The company emphasizes confidentiality and speed in transactions, advertising "instant cash on the spot" with convenient handling. What distinguishes 14K Gold & Coin is their stated listed refund term that they "pay more" than competitors, their 15+ years of local operational history, and their family-ownership model in a market typically dominated by corporate chains. 6-star average, suggesting consistent positive customer experiences.
Their multi-category inventory approach (jewelry, coins, electronics, tools) differentiates them from shops focused exclusively on precious metals. An honest assessment reveals that pawn transactions inherently involve selling items for below retail value, and customers should understand they will receive less than original purchase prices. The website lacks specific information about loan offerings, interest rates, or terms if they provide pawn loans rather than purchase-only transactions.
No details are provided about appraisal methodologies, certification processes, or authentication standards for high-value items like diamonds and gemstones.
This is state-level context for Pawn Shops consumers in Ypsilanti, MI. It does not confirm that 14K Gold & Coin or this specific location is licensed.
State regulator
Michigan Department of Insurance and Financial Services
Consumer protection
Short-term lending status: Legal
General rate context: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after
Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
14K Gold & Coin offers 12 services including Gold, platinum, and diamond jewelry evaluation and purchase, Wedding band and engagement ring buying, Dental gold purchasing and refining, Coin buying and selling, Class ring purchases, and 7 more.
14K Gold & Coin has profile signals associated with Individuals researching short-term cash access for jewelry, coins, electronics, or tools who prioritize speed over maximum resale value, Local Ypsilanti residents seeking personalized service from family-owned businesses rather than corporate pawn chains, Buyers searching for previously-owned tools, electronics, and jewelry with physical inspection before purchase, Sellers of bulk merchandise (estates, tool collections, jewelry lots) seeking one-visit liquidation with cash payment.
Key strengths: 4.6-star rating across 309 customer reviews indicates consistent positive service experiences; Over 15 years of local operating history provides established track record and community presence; Family-owned business structure suggests personalized customer service versus corporate chain model. Areas to consider: Pawn shop model inherently means selling items for substantially below original retail prices; Website provides no details about jewelry appraisal methodology, certification standards, or authentication processes for diamonds and gemstones.
In the Pawn Shops category, comparable providers include 14K Pawn & Exchange, 14K Pawn, Detroit Auto Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for customers in the Ypsilanti area researching short-term cash access for jewelry, tools, or electronics who prioritize speed and local service over maximum resale value. Primary caveat: pawn transactions yield substantially less than retail prices, and customers should not expect original purchase value; the website provides minimal transparency on appraisal methods or authentication standards for high-value items.
14K Pawn & Exchange is a pawn shop in Berkley, MI offering collateral-based loans, buying/selling of jewelry, electronics, tools, and other items with competitive pricing.
Profile signals: Individuals researching short-term cash access ($500-$5,000+) who own valuable items and prefer application-timing claims, People with poor or no credit history unable to qualify for traditional loans
14K Pawn is a pawn shop located in Farmington Hills, MI offering collateral-based loans and buying/selling of items like jewelry and gold.
Profile signals: Consumers researching emergency-cash options quickly with eligibility and income-verification claims to verify, Individuals with poor credit or no credit history who may not meet traditional loan criteria
Licensed pawn broker in Detroit offering short-term cash access loans secured by vehicle titles. Accepts cars, trucks, boats, RVs, and motorcycles with clear Michigan State titles.
Profile signals: Vehicle owners with clear titles researching emergency-cash options within 24 hours, Borrowers with poor credit or no credit history who cannot access traditional loans
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