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102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.
Data compiled from public sources
102 Pawn is a pawn shop located at 14400 Highway 102 in Shawnee, Oklahoma, south of the Firelake Grand Casino. The business operates as a traditional collateral-based lending operation serving the Shawnee area and surrounding communities. Founded on principles of customer service and staff knowledge, 102 Pawn positions itself as a customer-focused alternative to typical pawn operations. The company maintains regular business hours Monday through Friday 10am-7pm, Saturday 10am-6pm, and Sunday 12pm-6pm to serve their local clientele.
102 Pawn offers three primary service lines: pawn loans on customer items, direct purchases of items in good condition, and retail sales of both new and used merchandise. Their retail inventory includes a solid stock of firearms and ammunition, Yeti coolers and cups, gun accessories, and bait and tackle supplies. This diversified product mix allows the business to serve customers with varied needs beyond traditional pawn transactions, creating multiple revenue streams and shopping incentives for repeat customers.
The company differentiates itself through modern customer communication features and service convenience. 102 Pawn offers text message reminders for loan payment due dates, notifications about store deals, and a personalized item notification service where customers can request the store to text them when specific items become available. These digital conveniences address common pain points in the pawn lending experience by reducing missed payments and improving customer engagement. The emphasis on a "friendly, savvy staff" and accessible customer service positions them as relationship-focused within the pawn industry.
102 Pawn serves a practical but limited geographic market as a single-location operator. While their service model and customer communication tools are competitive, their reach is constrained to the Shawnee, Oklahoma area. Borrowers should expect standard pawn lending terms and should carefully evaluate loan terms before committing. The business's online presence is minimal beyond their basic website, limiting digital accessibility for customers seeking detailed information about loan rates, terms, or specific inventory availability.
This is state-level context for Pawn Shops consumers in Shawnee, OK. It does not confirm that 102 Pawn or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Short-term lending status: Legal
General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300
Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
102 Pawn offers 11 services including Pawn loans on customer collateral, Direct purchase of items in good condition, Sale of new firearms and ammunition, Sale of used firearms and ammunition, Gun accessories retail sales, and 6 more.
102 Pawn is best suited for Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions, Firearms, ammunition, or outdoor gear enthusiasts in the local market, People seeking to sell used items quickly through direct purchase option.
Key strengths: Offers text message reminders for loan payment due dates to reduce missed payments; Provides personalized item notification service—customers can request text alerts when specific items arrive; Diversified inventory including firearms, ammunition, Yeti products, and bait and tackle appeals to multiple customer segments. Areas to consider: Single-location business limits geographic accessibility for customers outside Shawnee area; Website lacks detailed information about loan terms, interest rates, or fee structures.
In the Pawn Shops category, comparable providers include Big Hill Trading Company and Pawn, Big K Pawn Shop, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
102 Pawn is best for Shawnee-area residents who need a collateral-based loan and appreciate modern customer communication tools like payment reminders and item alerts. The main caveat is that this is a single-location operator with limited online transparency about lending terms, making it essential for borrowers to visit in person and carefully review all pawn loan terms before committing.
Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.
Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items
Big K Pawn Shop offers collateral-based lending through pawn services. Limited publicly available information on their website.
Best for: Consumers who need immediate cash and have valuable items to pledge as collateral, People with poor or no credit history who cannot qualify for traditional loans
Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.
Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt
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