Banks in Albany, NY
Review 100 listed banks profiles associated with Albany, New York. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Banks Listed Profiles
100
Statewide Profiles
Review banks provider profiles associated with Albany, New York. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Albany List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Serving Albany, NY
Statewide profiles that may be relevant for Albany residents researching this category.
Bank of China
Bank of China U.S.A. is the 4th largest bank globally and oldest Chinese bank in the U.S., offering corporate, personal, and institutional banking services with specialized RMB clearing capabilities.
City National Bank
City National Bank is an FDIC-insured bank subsidiary of Royal Bank of Canada offering personal, private, and business banking with multiple New York locations.
Merrill Lynch Financial Advisor Ellen Chiang
Ellen Chiang is a First Vice President Wealth Management Advisor at Merrill Lynch in Midtown Manhattan, offering personalized financial planning and investment management services.
Merrill Lynch Financial Advisor Rubin Magit
Rubin Magit is a First Vice President and Senior Financial Advisor at Merrill Lynch offering personalized wealth management and integrated banking services through Bank of America.
Abacus Federal Savings Bank 国宝银行 曼哈顿 | 商业 房屋 贷款 利率 | 储蓄 支票 账户 存款 利息
Abacus Federal Savings Bank is a full-service community bank founded in 1984, serving Chinese immigrants and residents across New York, New Jersey, and Pennsylvania with deposit accounts, mortgages, and business banking services.
Abacus Federal Savings Bank
Abacus Federal Savings Bank is a full-service bank founded in 1984 serving immigrant and local communities across New York, New Jersey, and Pennsylvania with deposit accounts, loans, and insurance services.
Adirondack Bank
FDIC-insured community bank offering personal and business checking, savings, loans, mortgages, and credit cards with 100+ years of local banking experience.
Alden State Bank
Community bank serving Western NY since 1916 with FDIC insurance, offering personal and business checking, savings, loans, and digital banking services.
Alma Bank
ALMA Bank is an FDIC-insured community bank offering personal and business banking services with emphasis on personalized service and relationship-based banking.
Alpine Capital Bank
Alpine Capital Bank is a private banking institution offering executive-managed personal and business banking services with emphasis on personalized client attention and traditional banking products.
Amalgamated Bank
FDIC-insured bank offering checking, savings, CDs, and business accounts with a focus on socially responsible and impact-driven lending to renewable energy and nonprofit sectors.
Amerasia Bank
FDIC-insured community bank established in 1988 offering personal and business deposit accounts, mortgages, loans, and international banking services across multiple locations in New York and Florida.
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What is the best credit repair company in Albany, NY?
The best credit repair company for Albany residents depends on your specific situation — whether you need help disputing inaccurate items, negotiating with collectors, or rebuilding after bankruptcy. New York does not have a specific credit repair statute with bonding requirements like some states, but companies must comply with the federal Credit Repair Organizations Act (CROA), which prohibits upfront fees before services are performed. You can compare nationally rated options in CreditDoc's guide to the best credit repair companies. For free help, contact a HUD-approved counseling agency in Albany before paying for services.
How do I get an SBA loan in Albany, NY?
Albany small business owners are served by the SBA Syracuse District Office, which covers the Capital Region. New York processed 23,225 SBA loans totaling $8.6 billion statewide, so lending activity is strong. Start by preparing your business plan and financial statements, then work with an SBA-preferred lender — several Capital Region banks and credit unions participate. The SBA 7(a) program covers general business needs, the 504 program handles real estate and equipment, and microloans serve startups needing smaller amounts. Compare lender options in CreditDoc's guide to the best SBA loans.
What are alternatives to payday loans in Albany, NY?
Payday lending is banned in New York under the state's criminal usury statute, which caps interest at 25%. This protects Albany residents from triple-digit APR products, but it means you need to know your alternatives. Capital Region credit unions often offer payday alternative loans (PALs) with rates capped at 28% by federal regulation. Local community action agencies may offer emergency assistance funds. For longer-term borrowing needs, compare options through CreditDoc's list of best personal loan lenders, many of which serve borrowers with fair or rebuilding credit.
What credit unions serve Albany, NY residents?
The Capital Region has several well-established credit unions. Broadview Federal Credit Union (formerly SEFCU) is one of the largest in the area, serving state employees and the general public with competitive loan rates and lower fees than many national banks. Capital Communications Federal Credit Union and First New York Federal Credit Union also serve Albany residents. Credit unions are member-owned and typically offer lower interest rates on auto loans, personal loans, and mortgages. They are particularly good options for Albany residents with average credit scores looking for better terms than big-bank alternatives.
Banks Questions for Albany Residents
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