Business Loans in Albany, NY
Review 95 listed business loans profiles associated with Albany, New York. Check local offices, stored review context, and state-level rules before contacting a provider.
95
Business Loans Listed Profiles
95
Statewide Profiles
Need business financing in Albany, New York? From SBA-backed loans to microloans and lines of credit, Albany entrepreneurs can compare several research paths. The SBA New York District Office can point business owners toward participating lender programs and free mentoring through SCORE. Review the listed business-lender profiles below for loan size, rate, and eligibility context.
How to Use This Albany List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Business Loans Serving Albany, NY
Statewide profiles that may be relevant for Albany residents researching this category.
Access Capital, Inc.
Access Capital is an independent lender specializing in payroll funding and asset-based lending exclusively for staffing companies, offering $1M-$25M credit facilities.
Accompany Capital
Accompany Capital is a New York-based CDFI providing affordable small business loans, financial training, and capacity-building services to underserved entrepreneurs, refugees, and women business owners for over 20 years.
Advance Cash Funding NY | RBM Funding Solutions
Business funding provider offering small business loans, merchant cash advances, lines of credit, and payment processing solutions with streamlined approval processes.
Advantage Merchant Funding
Advantage Merchant Funding provides merchant cash advances, small business loans, and lines of credit with rapid approval and funding timelines.
American Merchant Capital Group
American Merchant Capital Group offers small business financing including term loans, SBA loans, equipment financing, and working capital solutions with streamlined online applications.
Argus Merchant Services
Argus Merchant Services provides credit and debit card payment processing solutions for businesses nationwide, offering competitive rates and customer support across multiple industries.
ascendus.org
Ascendus provides small business loans with a mission-driven approach, focusing on supporting entrepreneurs and understanding their individual business goals and financial needs.
Atalaya Capital Management
Alternative credit manager acquired by Blue Owl Capital in 2024, specializing in asset-based credit investments across consumer, commercial, corporate, and real estate finance with $10B+ AUM.
Bad Credit Small Business Loans
New York State's SSBCI program offers over $500M in federal funding through multiple loan programs for small businesses, startups, and disadvantaged entrepreneurs recovering from COVID-19.
BankCard
BankCard provides payment processing solutions and POS systems for restaurants, retail, spas, and other businesses, with options for surcharge programs and fast funding.
Biz2Credit
Biz2Credit is a New York-based fintech platform that has facilitated over $8 billion in funding to 200,000+ businesses, offering term loans, revenue-based financing, business lines of credit, and commercial real estate loans with 60-second prequalification.
Blue Gate Capital
Blue Gate Capital is a private money lender specializing in asset-based lending for real estate investors, offering fast capital for fix-and-flip, bridge, and rental property loans.
Showing 12 of 95 statewide providers. View all Business Loans nationally →
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How do I get an SBA loan in Albany, NY?
Albany small business owners are served by the SBA Syracuse District Office, which covers the Capital Region. New York processed 23,225 SBA loans totaling $8.6 billion statewide, so lending activity is strong. Start by preparing your business plan and financial statements, then work with an SBA-preferred lender — several Capital Region banks and credit unions participate. The SBA 7(a) program covers general business needs, the 504 program handles real estate and equipment, and microloans serve startups needing smaller amounts. Compare lender options in CreditDoc's guide to the best SBA loans.
Business Loans Questions for Albany Residents
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