No stored Google rating available.
FDIC-insured community bank established in 1988 offering personal and business deposit accounts, mortgages, loans, and international banking services across multiple locations in New York and Florida.
Data compiled from public sources
Amerasia Bank was established in 1988 in Flushing, New York, and has operated for over 30 years as a community bank. The institution positions itself around the principle of "Customer and Service First" and reports receiving "Top Performing" and "Five-Star" ratings from financial rating companies. The bank maintains FDIC insurance backing, providing deposit protection up to regulatory limits.
Amerasia Bank offers a comprehensive suite of deposit products including personal checking, savings, money market, NOW accounts, and certificates of deposit. For business customers, they provide commercial checking, savings, and money market accounts. The loan portfolio includes personal loans, commercial loans, mortgage loans, SBA loans, and construction loans.
They also offer international banking services including trade finance, letters of credit, and international collections, plus remittance services via cashier's checks and wire transfers. The bank distinguishes itself through multi-state presence with seven physical branch locations (Main Office in Elmhurst, plus branches in Bayside, Miami, Doral, North Miami Beach, Sunrise, and Orlando). They offer listed accounts like IOLA/IOTA accounts and IRA products, plus ancillary services including safe deposit boxes, ATM access, and ACH processing.
Their international banking capabilities suggest focus on serving immigrant and international business communities. As a traditional full-service bank, Amerasia provides stability through FDIC insurance and established operations, but the website lacks detailed information about specific rates, fees, minimum balances, digital banking capabilities, or competitive positioning. Customers should contact the bank directly for current rate sheets and fee schedules, as these are referenced but not displayed on the public website.
This is state-level context for Banks consumers in Flushing, NY. It does not confirm that Amerasia Bank or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Amerasia Bank offers 17 services including Personal checking accounts, Personal savings accounts, Money market accounts, Certificates of deposit (Time Deposits), Business checking and savings accounts, and 12 more.
Amerasia Bank has profile signals associated with Small business owners and entrepreneurs needing commercial banking and SBA loan access, International business customers requiring trade finance and wire transfer services, Customers in New York and Florida seeking community banking with physical branch access, Immigrant communities and remittance senders needing international transfer capabilities.
Key strengths: FDIC-insured deposits with full faith and credit backing of the U.S. Government; Seven physical branch locations across New York and Florida for in-person banking; Comprehensive international banking services including trade finance and letters of credit. Areas to consider: Website does not display current interest rates or fee schedules publicly; customers must contact bank; No information about digital banking, mobile app, or online account opening capabilities.
In the Banks category, comparable providers include Cathay Bank, George Dimov CPA, ICICI Bank New York Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Amerasia Bank is profile signals for small business owners, immigrant communities, and regional customers in New York and Florida who need full-service banking with international capabilities and prefer in-person relationships. The main caveat is that the website lacks transparency on rates, fees, and digital banking options, requiring direct contact with the bank for specific product details and current pricing.
Cathay Bank is a full-service bank offering personal checking, savings, home mortgages, credit cards, and digital banking services with multilingual support.
Google rating from 5 reviews
Profile signals: Multilingual customers preferring banking services in Chinese, Spanish, or English, Small business owners seeking SBA loan programs and analyzed business checking accounts
NYC-based CPA firm offering tax preparation, accounting, bookkeeping, and financial advisory services for individuals and businesses across New York.
Google rating from 505 reviews
Profile signals: New York-based business owners and self-employed professionals needing comprehensive tax and accounting support, High-net-worth individuals seeking strategic tax planning and estate/trust services
ICICI Bank's US branch offers NRI banking services including money transfers to India, home loans, and corporate banking from offices in New York, California, and Texas.
Google rating from 466 reviews
Profile signals: Non-Resident Indians (NRIs) who need to send money to family and financial accounts in India, Indian expats seeking home loans for property purchases in India while living in the US
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Amerasia Bank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.