Compare 6 credit repair companies, personal lenders, and financial services in West Palm Beach, Florida. All independently reviewed with BBB ratings and pricing.
Credit Card Management Services, Inc. is a credit repair provider based in West Palm Beach, Florida. Rated 4.9/5 with 4,708 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in West Palm Beach, Florida looking for credit repair services, People who prefer working with a local credit repair provider
Nonprofit credit counseling agency offering debt management plans, debt settlement, and a proprietary DualTrack hybrid program for consumers with unsecured debt.
Best for: Consumers with substantial unsecured credit card or personal loan debt who want a structured nonprofit-guided payoff plan, People receiving collection calls who need creditor negotiation and a single consolidated payment
The Credit Pros is a credit repair company that disputes inaccurate items on credit reports and provides credit monitoring and educational tools to help clients improve their credit scores.
Best for: Consumers with inaccurate or fraudulent items on their credit reports seeking professional disputes, Individuals wanting professional credit repair combined with educational resources and monitoring
Non-profit credit counseling organization offering debt management plans, housing counseling, and financial education through certified personal finance counselors.
Best for: Consumers behind on credit card payments seeking to avoid bankruptcy through structured repayment, Seniors 62+ exploring reverse mortgage options and housing-related financial decisions
HUD-approved nonprofit offering free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Best for: First-time homebuyers with low-to-moderate incomes in the Florida area seeking free education, Homeowners facing foreclosure or eviction who need counseling and intervention options
Non-profit organization providing free financial education, homebuyer counseling, and workforce development services to Palm Beach County communities for over 50 years.
Best for: First-time homebuyers in Palm Beach County seeking free HUD-approved homebuyer education and counseling, Job seekers and career changers needing workforce development training and job placement assistance
Non-profit credit counseling organization offering debt management plans, housing counseling, and financial education through certified personal finance counselors.
Best for: Consumers behind on credit card payments seeking to avoid bankruptcy through structured repayment, Seniors 62+ exploring reverse mortgage options and housing-related financial decisions
HUD-approved nonprofit offering free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Best for: First-time homebuyers with low-to-moderate incomes in the Florida area seeking free education, Homeowners facing foreclosure or eviction who need counseling and intervention options
Non-profit organization providing free financial education, homebuyer counseling, and workforce development services to Palm Beach County communities for over 50 years.
Best for: First-time homebuyers in Palm Beach County seeking free HUD-approved homebuyer education and counseling, Job seekers and career changers needing workforce development training and job placement assistance
Credit Card Management Services, Inc. is a credit repair provider based in West Palm Beach, Florida. Rated 4.9/5 with 4,708 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in West Palm Beach, Florida looking for credit repair services, People who prefer working with a local credit repair provider
The Credit Pros is a credit repair company that disputes inaccurate items on credit reports and provides credit monitoring and educational tools to help clients improve their credit scores.
Best for: Consumers with inaccurate or fraudulent items on their credit reports seeking professional disputes, Individuals wanting professional credit repair combined with educational resources and monitoring
Nonprofit credit counseling agency offering debt management plans, debt settlement, and a proprietary DualTrack hybrid program for consumers with unsecured debt.
Best for: Consumers with substantial unsecured credit card or personal loan debt who want a structured nonprofit-guided payoff plan, People receiving collection calls who need creditor negotiation and a single consolidated payment
Florida Consumer Protections: Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
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