Best Pawn Shops in Charlotte, NC

Compare 5 pawn shops companies serving Charlotte, North Carolina. Average rating: 4.4/5.

5 Companies 5 Rated Payday: Banned

North Carolina Lending Regulations

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001 Agency: North Carolina Attorney General Consumer Protection Division

Top-Rated Pawn Shops

National Pawn logo

National Pawn

National Pawn Charlotte, NC — FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and La...

4.5/5
Contact BBB: NR

Best for: Cash-constrained consumers needing emergency funds ($100-$5,000+) within hours without credit approval, Individuals with items of significant value (jewelry, electronics, instruments) seeking immediate liquidity

Atlantic Metals Xchange logo

Atlantic Metals Xchange

Atlantic Metals Xchange operates as a pawn shop specializing in collateral-based lending and precious metals transactions.

4.4/5
Contact BBB: NR

Best for: Customers with precious metals or jewelry seeking quick cash with minimal paperwork, Individuals needing short-term loans using personal collateral as security

Cascade Gold, Pawn, and Loan logo

Cascade Gold, Pawn, and Loan

Family-owned pawn shop in Charlotte offering same-day cash for precious metals, jewelry, and watches with no credit check required. Provides collateral loans and buys at refinery-direct market rates.

4.4/5
Contact BBB: NR

Best for: People needing immediate cash who own gold, jewelry, watches, or precious metals but have poor or no credit history, Those seeking short-term bridge financing against valuable items they wish to retain ownership of

South Charlotte Jewelry and Loan logo

South Charlotte Jewelry and Loan

Locally owned pawn shop in Charlotte, NC that buys, loans, and sells gold, diamonds, coins, guns, and other items with free appraisals and private appointment options.

4.4/5
Contact BBB: NR

Best for: Consumers with unexpected short-term cash needs who have gold jewelry, diamonds, coins, or guns they can temporarily pledge as collateral, People looking to sell inherited or unused jewelry and precious metals for immediate cash without shipping or online sale hassle

Quik Cash Pawn logo

Quik Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

4.3/5
Contact BBB: NR

Best for: Consumers with valuable items (jewelry, electronics, instruments) needing immediate cash without credit checks, People in urgent financial situations who want to avoid payday loans, title loans, or credit card debt

All Pawn Shops in Charlotte (5)

National Pawn logo

National Pawn

National Pawn Charlotte, NC — FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and La...

4.5/5
Contact BBB: NR

Best for: Cash-constrained consumers needing emergency funds ($100-$5,000+) within hours without credit approval, Individuals with items of significant value (jewelry, electronics, instruments) seeking immediate liquidity

Atlantic Metals Xchange logo

Atlantic Metals Xchange

Atlantic Metals Xchange operates as a pawn shop specializing in collateral-based lending and precious metals transactions.

4.4/5
Contact BBB: NR

Best for: Customers with precious metals or jewelry seeking quick cash with minimal paperwork, Individuals needing short-term loans using personal collateral as security

Cascade Gold, Pawn, and Loan logo

Cascade Gold, Pawn, and Loan

Family-owned pawn shop in Charlotte offering same-day cash for precious metals, jewelry, and watches with no credit check required. Provides collateral loans and buys at refinery-direct market rates.

4.4/5
Contact BBB: NR

Best for: People needing immediate cash who own gold, jewelry, watches, or precious metals but have poor or no credit history, Those seeking short-term bridge financing against valuable items they wish to retain ownership of

South Charlotte Jewelry and Loan logo

South Charlotte Jewelry and Loan

Locally owned pawn shop in Charlotte, NC that buys, loans, and sells gold, diamonds, coins, guns, and other items with free appraisals and private appointment options.

4.4/5
Contact BBB: NR

Best for: Consumers with unexpected short-term cash needs who have gold jewelry, diamonds, coins, or guns they can temporarily pledge as collateral, People looking to sell inherited or unused jewelry and precious metals for immediate cash without shipping or online sale hassle

Quik Cash Pawn logo

Quik Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

4.3/5
Contact BBB: NR

Best for: Consumers with valuable items (jewelry, electronics, instruments) needing immediate cash without credit checks, People in urgent financial situations who want to avoid payday loans, title loans, or credit card debt