FirstCash is the leading international pawn shop operator with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Data compiled from public sources · Rating from CreditDoc methodology
FirstCash, Inc. is headquartered in Fort Worth, Texas and operates as the leading international pawn shop chain with over 3,300 retail locations spanning 29 U.S. states, the District of Columbia, the United Kingdom, and Latin America (including all Mexican states, Guatemala, Colombia, and El Salvador). The company employs approximately 22,000 people and is listed on both the S&P MidCap 400 Index and Russell 2000 Index, indicating its scale as a major publicly traded consumer finance operator.
FirstCash's primary service is providing pawn loans—non-recourse loans secured by pledged personal property such as jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Beyond lending, the company operates as a retail merchant, buying and selling merchandise across these categories. The company also offers layaway services (10% down payment plans), gold/precious metal buying, and through its subsidiary AFF, lease-to-own and retail finance payment solutions through 15,000+ merchant partner locations.
FirstCash distinguishes itself through its massive geographic footprint and integrated retail-plus-lending model. Unlike smaller regional pawn shops, FirstCash offers a consistent multi-state (and international) network, making it accessible to consumers across North and Latin America. The company's inclusion in major stock indices and substantial employee base reflect its establishment as a mature, regulated financial services provider rather than a small independent shop.
For consumers, FirstCash provides genuine pawn loans with transparent, collateral-based structures—avoiding the debt spiral risks of payday loans or credit card debt. However, pawn loans still require surrendering personal property and offer limited funds relative to collateral value. The service is most appropriate for those with valuable items and immediate cash needs who want to avoid traditional credit, though it results in asset loss if the loan isn't repaid.
Yes. Quik Cash Pawn is a registered company, headquartered in Charlotte, NC.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
FirstCash is best for consumers holding valuable personal items who need fast cash and want to avoid traditional credit products, credit checks, or debt obligations. The main caveat is that pawn loans require surrendering collateral with no credit-building benefit, and failure to repay results in permanent loss of the pledged item—making this suitable only for those who can afford to lose the collateral or plan to repay within the loan term.
Miami, FL - LA Familia Pawn and Jewelry at 1823 NW 79th St is your local pawn shop for quick cash and jewelry services.
Best for: Individuals needing same-day cash without credit checks or bank account requirements, People with valuable items (jewelry, electronics, firearms, musical instruments) seeking immediate liquidity
Pawn Now is a multi-location Arizona pawn shop offering loans, buying, and selling of jewelry, electronics, tools, instruments, and precious metals with no credit impact.
Best for: Individuals needing emergency cash ($500-$5,000+) who own valuable items and can repay within weeks, People with poor or no credit history who cannot qualify for traditional personal loans
Family-owned pawn shop in Los Angeles offering collateral-based loans on items like electronics, jewelry, tools, and collectibles with no credit checks required.
Best for: Customers with immediate cash needs ($75-$2,500) and valuable personal items who have poor/no credit and cannot access traditional loans, Individuals facing temporary financial gaps (medical bills, missed paychecks) who can realistically repay within four months
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