Review 14 listed credit unions profiles associated with San Jose, California. Average stored Google rating where available: 4.4/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Member-owned credit union with branches in California and North Carolina, offering savings accounts, auto loans, mortgages, and credit cards with rate claims to verify.
Google rating from 79 reviews
Profile signals: Northern California residents (San Jose area) or Wilmington, North Carolina residents seeking member-owned banking, New members prioritizing high-yield savings accounts for the first year with 5.00% APY
Mirastar Federal Credit Union is a not-for-profit, member-owned credit union offering checking, savings, loans, and credit cards with a focus on community uplift and financial empowerment.
Google rating from 6 reviews
Profile signals: Santa Clara County residents seeking community-focused banking with local branch access, Members interested in credit union ownership structure and community reinvestment principles
California-based credit union offering checking, savings, loans, and IRAs with a focus on community service and personalized member relationships across the Bay Area.
Google rating from 177 reviews
Profile signals: Bay Area residents seeking personalized banking with community-focused credit union service, First-time homebuyers needing down payment assistance and lower-cost loan options
Not-for-profit, member-owned federal credit union offering checking, savings, loans, credit cards, and wealth advisory services to individuals and families.
Google rating from 11 reviews
Profile signals: Members seeking a not-for-profit banking alternative who value community impact and member-owned governance over corporate profits, Savers interested in prize-linked savings accounts who want to build short-term funds with potential rewards incentive
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Google rating from 107 reviews
Profile signals: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Mirastar Federal Credit Union is a not-for-profit, member-owned financial institution offering checking, savings, loans, credit cards, and wealth advisory services.
Google rating from 82 reviews
Profile signals: Community-minded individuals seeking member-owned financial institution benefits, Consumers eligible for credit union membership seeking competitive deposit and loan rates
Member-owned credit union with branches in California and North Carolina, offering savings accounts, auto loans, mortgages, and credit cards with rate claims to verify.
Google rating from 79 reviews
Profile signals: Northern California residents (San Jose area) or Wilmington, North Carolina residents seeking member-owned banking, New members prioritizing high-yield savings accounts for the first year with 5.00% APY
Mirastar Federal Credit Union is a not-for-profit, member-owned credit union offering checking, savings, loans, and credit cards with a focus on community uplift and financial empowerment.
Google rating from 6 reviews
Profile signals: Santa Clara County residents seeking community-focused banking with local branch access, Members interested in credit union ownership structure and community reinvestment principles
California-based credit union offering checking, savings, loans, and IRAs with a focus on community service and personalized member relationships across the Bay Area.
Google rating from 177 reviews
Profile signals: Bay Area residents seeking personalized banking with community-focused credit union service, First-time homebuyers needing down payment assistance and lower-cost loan options
Not-for-profit, member-owned federal credit union offering checking, savings, loans, credit cards, and wealth advisory services to individuals and families.
Google rating from 11 reviews
Profile signals: Members seeking a not-for-profit banking alternative who value community impact and member-owned governance over corporate profits, Savers interested in prize-linked savings accounts who want to build short-term funds with potential rewards incentive
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Google rating from 107 reviews
Profile signals: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Mirastar Federal Credit Union is a not-for-profit, member-owned financial institution offering checking, savings, loans, credit cards, and wealth advisory services.
Google rating from 82 reviews
Profile signals: Community-minded individuals seeking member-owned financial institution benefits, Consumers eligible for credit union membership seeking competitive deposit and loan rates
F3 Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and digital banking services to members with rate claims to verify and personalized service.
Google rating from 35 reviews
Profile signals: Consumers seeking personalized service and member-focused banking relationship over online-only banking, Borrowers looking to build or rebuild credit with secured cards or credit builder loans
CEFCU is a credit union offering checking, savings, loans, and investment services through multiple member centers, including a San Jose Willow Glen location with extended hours and listed services.
Google rating from 38 reviews
Profile signals: California employees seeking full-service credit union banking with in-person service in San Jose area, Members needing listed services like mortgage consultation and instant debit card issuance
Patelco Credit Union's San Jose East branch offers full-service banking including checking, savings, credit cards, personal loans, home loans, and investment services to members in the San Jose area.
Google rating from 27 reviews
Profile signals: Eligible credit union members seeking comprehensive banking and lending services in San Jose, First-time homebuyers who benefit from listed mortgage consultation and bilingual support
Technology Credit Union is a member-owned credit union offering personal and business banking, loans, investment services, and wealth management across multiple states.
Google rating from 41 reviews
Profile signals: Technology industry employees in Idaho, Texas, and California seeking employer-affiliated financial benefits, Small business owners requiring comprehensive commercial banking, lending, and financial planning services
CommonWealth Central Credit Union is a member-owned financial cooperative offering mortgages, auto refinancing, personal loans, and financial coaching to help members build savings and achieve financial goals.
Profile signals: Homeowners seeking to refinance mortgages or HELOCs with cash-back incentives and no closing costs, Auto loan borrowers at other lenders looking to refinance and earn cash back on the transfer
F3 Credit Union is a member-owned financial institution offering auto loans, mortgages, checking accounts, credit cards, and savings products with rate claims to verify and personal service.
Profile signals: California members seeking competitive auto loans with promotional rate discounts, First-time homebuyers looking for fixed-rate mortgages with low upfront costs
Meriwest Credit Union is a member-owned financial institution serving the Bay Area and Silicon Valley with low-rate loans, mortgages, savings accounts, and digital banking services.
Profile signals: Bay Area and Silicon Valley residents seeking member-owned financial institution benefits, Homeowners interested in HELOC or ADU financing for property improvement projects
Tech Credit Union is a member-owned, not-for-profit credit union serving Indiana and Illinois with savings accounts, loans, and financial services.
Profile signals: Indiana and Illinois residents seeking member-owned credit union services without shareholder profit extraction, Vehicle loan applicants looking for rate claims to verify and streamlined approval processes