Compare 14 credit unions companies serving San Jose, California. Average rating: 4.3/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Best for: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Member-owned credit union with branches in California and North Carolina, offering savings accounts, auto loans, mortgages, and credit cards with competitive rates.
Best for: Northern California residents (San Jose area) or Wilmington, North Carolina residents seeking member-owned banking, New members prioritizing high-yield savings accounts for the first year with 5.00% APY
F3 Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and digital banking services to members with competitive rates and personalized service.
Best for: Consumers seeking personalized service and member-focused banking relationship over online-only banking, Borrowers looking to build or rebuild credit with secured cards or credit builder loans
California-based credit union offering checking, savings, loans, and IRAs with a focus on community service and personalized member relationships across the Bay Area.
Best for: Bay Area residents seeking personalized banking with community-focused credit union service, First-time homebuyers needing down payment assistance and lower-cost loan options
Mirastar Federal Credit Union is a not-for-profit, member-owned financial institution offering checking, savings, loans, credit cards, and wealth advisory services.
Best for: Community-minded individuals seeking member-owned financial institution benefits, Consumers eligible for credit union membership seeking competitive deposit and loan rates
Mirastar Federal Credit Union is a not-for-profit, member-owned credit union offering checking, savings, loans, and credit cards with a focus on community uplift and financial empowerment.
Best for: Santa Clara County residents seeking community-focused banking with local branch access, Members interested in credit union ownership structure and community reinvestment principles
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Best for: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Member-owned credit union with branches in California and North Carolina, offering savings accounts, auto loans, mortgages, and credit cards with competitive rates.
Best for: Northern California residents (San Jose area) or Wilmington, North Carolina residents seeking member-owned banking, New members prioritizing high-yield savings accounts for the first year with 5.00% APY
F3 Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and digital banking services to members with competitive rates and personalized service.
Best for: Consumers seeking personalized service and member-focused banking relationship over online-only banking, Borrowers looking to build or rebuild credit with secured cards or credit builder loans
California-based credit union offering checking, savings, loans, and IRAs with a focus on community service and personalized member relationships across the Bay Area.
Best for: Bay Area residents seeking personalized banking with community-focused credit union service, First-time homebuyers needing down payment assistance and lower-cost loan options
Mirastar Federal Credit Union is a not-for-profit, member-owned financial institution offering checking, savings, loans, credit cards, and wealth advisory services.
Best for: Community-minded individuals seeking member-owned financial institution benefits, Consumers eligible for credit union membership seeking competitive deposit and loan rates
Mirastar Federal Credit Union is a not-for-profit, member-owned credit union offering checking, savings, loans, and credit cards with a focus on community uplift and financial empowerment.
Best for: Santa Clara County residents seeking community-focused banking with local branch access, Members interested in credit union ownership structure and community reinvestment principles
Not-for-profit, member-owned federal credit union offering checking, savings, loans, credit cards, and wealth advisory services to individuals and families.
Best for: Members seeking a not-for-profit banking alternative who value community impact and member-owned governance over corporate profits, Savers interested in prize-linked savings accounts who want to build emergency funds with potential rewards incentive
Unable to verify company details. Website returns Error 403 (Forbidden), preventing access to Provident Credit Union's service information and offerings.
Best for: Local San Jose residents seeking in-person banking services, Individuals who can visit the physical branch directly
CEFCU is a credit union offering checking, savings, loans, and investment services through multiple member centers, including a San Jose Willow Glen location with extended hours and specialized services.
Best for: California employees seeking full-service credit union banking with in-person service in San Jose area, Members needing specialized services like mortgage consultation and instant debit card issuance
OE Federal Credit Union is a member-owned financial cooperative offering banking services through multiple branches including San Jose. Unable to verify specific service details due to website access limitations.
Best for: Eligible individuals seeking member-owned financial institution alternatives to traditional banks, San Jose area residents seeking local credit union banking with multiple branch access
Patelco Credit Union's San Jose East branch offers full-service banking including checking, savings, credit cards, personal loans, home loans, and investment services to members in the San Jose area.
Best for: Eligible credit union members seeking comprehensive banking and lending services in San Jose, First-time homebuyers who benefit from specialized mortgage consultation and bilingual support
Unable to verify. Website returned Error 403 (Forbidden) blocking access to company information. Cannot confirm services or legitimacy.
Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider
Unable to verify: The website for Provident Credit Union's San Jose Community Branch returned a 403 Forbidden error, preventing access to company information.
Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider
Technology Credit Union is a member-owned credit union offering personal and business banking, loans, investment services, and wealth management across multiple states.
Best for: Technology industry employees in Idaho, Texas, and California seeking employer-affiliated financial benefits, Small business owners requiring comprehensive commercial banking, lending, and financial planning services