Review 5 listed credit unions profiles associated with Huntington, West Virginia.
West Virginia banned payday lending in 2006 when the authorizing statute expired. The state maintains an 8% general usury cap with higher caps for licensed lenders. Despite being one of the poorest states, the payday ban protects consumers from high-cost debt traps. Complaints can be filed with the Division of Financial Institutions or the Attorney General.
Appalachian Power EFCU is a nonprofit credit union chartered in 1936 serving employees of Appalachian Power Co. and members with $5.9M in assets and 943 members.
Profile signals: Current and former employees of Appalachian Power Company seeking member-owned banking, Appalachian region residents with existing family ties to Appalachian Power employment
First Priority Federal Credit Union is a member-owned, not-for-profit credit union serving West Virginia since 1925, offering auto loans, savings accounts, certificates, and digital banking services.
Profile signals: West Virginia residents seeking competitive auto loan rates and local relationship banking, Members prioritizing member-owned cooperative structure with community-focused service
Huntingtonized FCU is a member-owned credit union offering checking, savings, auto loans, personal loans, and deposit accounts with rate claims to verify and no-surcharge ATM access.
Profile signals: Consumers seeking membership-based banking with low barriers to entry ($5 minimum deposit), Auto buyers looking for competitive loan rates in the 4-5% APR range
IBEW 317 Federal Credit Union is a member-owned financial institution serving IBEW members and their families with savings accounts, debit cards, online banking, and credit union services.
Profile signals: IBEW Local 317 union members seeking member-owned financial institution with community benefits, Electrical workers wanting payroll deduction integration for automatic savings and loan management
Not-for-profit credit union chartered in 1935, serving teachers and residents across West Virginia and Ohio with loans, savings accounts, and financial services.
Profile signals: Teachers and education professionals in West Virginia and Ohio seeking listed financial services, Residents and workers in Cabell, Mason, Wayne, Lincoln (WV), and Lawrence (OH) counties seeking local credit union banking