Compare 19 credit unions companies serving Houston, Texas. Average rating: 4.3/5.
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
First Community Credit Union's Alief branch offers traditional credit union banking services including deposits, withdrawals, and video teller services at a temporary location during renovations.
Best for: Houston-area residents seeking traditional credit union banking with convenient drive-thru access, Members who need Saturday banking hours and extended weekday drive-thru availability
First Community Credit Union's Copperfield branch offers traditional credit union banking services including deposits, withdrawals, and ATM access in Houston, TX.
Best for: Houston-area residents seeking convenient Saturday and extended weekday banking hours, Credit union members preferring community-based financial institutions over large banks
First Community Credit Union offers checking, savings, loans, and credit cards to members. A full-service credit union with online/mobile banking and multiple loan products.
Best for: Individuals seeking a full-service credit union with multiple loan and deposit products, Members who prefer mobile and online banking for account management
First Community Credit Union's Spring Branch in Houston offers traditional credit union banking with extended drive-thru hours, personal video teller services, and multiple deposit options at their Westview location.
Best for: Working professionals needing extended evening and Saturday banking hours, Houston-area residents seeking credit union membership with multiple local branch options
Greater Texas Credit Union is a federally chartered credit union offering auto loans, home loans, free checking, and credit cards with competitive rates to its membership base.
Best for: Houston-area residents seeking free checking with no minimum balance requirements, Borrowers shopping for competitive auto loan rates with flexible payment options
Houston-based credit union offering member-owned banking with low-rate auto loans, mortgages, home equity lines, and checking accounts since 1934.
Best for: Texas residents in Brazoria, Fort Bend, Harris, or Montgomery Counties seeking relationship banking with low auto loan rates, Member-owners who value cooperative financial institutions with community focus over corporate banking structures
First Community Credit Union's Alief branch offers traditional credit union banking services including deposits, withdrawals, and video teller services at a temporary location during renovations.
Best for: Houston-area residents seeking traditional credit union banking with convenient drive-thru access, Members who need Saturday banking hours and extended weekday drive-thru availability
First Community Credit Union's Copperfield branch offers traditional credit union banking services including deposits, withdrawals, and ATM access in Houston, TX.
Best for: Houston-area residents seeking convenient Saturday and extended weekday banking hours, Credit union members preferring community-based financial institutions over large banks
First Community Credit Union offers checking, savings, loans, and credit cards to members. A full-service credit union with online/mobile banking and multiple loan products.
Best for: Individuals seeking a full-service credit union with multiple loan and deposit products, Members who prefer mobile and online banking for account management
First Community Credit Union's Spring Branch in Houston offers traditional credit union banking with extended drive-thru hours, personal video teller services, and multiple deposit options at their Westview location.
Best for: Working professionals needing extended evening and Saturday banking hours, Houston-area residents seeking credit union membership with multiple local branch options
Greater Texas Credit Union is a federally chartered credit union offering auto loans, home loans, free checking, and credit cards with competitive rates to its membership base.
Best for: Houston-area residents seeking free checking with no minimum balance requirements, Borrowers shopping for competitive auto loan rates with flexible payment options
Houston-based credit union offering member-owned banking with low-rate auto loans, mortgages, home equity lines, and checking accounts since 1934.
Best for: Texas residents in Brazoria, Fort Bend, Harris, or Montgomery Counties seeking relationship banking with low auto loan rates, Member-owners who value cooperative financial institutions with community focus over corporate banking structures
Texas Bay Credit Union is a federally-chartered credit union offering personal and business banking, loans, mortgages, and insurance services to members in the Texas area.
Best for: Texas-based consumers seeking a member-owned alternative to traditional banks with competitive lending rates, Auto buyers looking to combine vehicle shopping with financing through one platform
Houston Federal Credit Union is a Texas-based credit union offering checking, savings, auto loans, mortgages, and credit cards with competitive rates and member-focused services.
Best for: Texas and South Carolina residents seeking traditional banking services with member-focused service, Vehicle buyers and existing auto loan borrowers looking to refinance at competitive rates
Members Trust Federal Credit Union is a full-service credit union serving Houston Heights and Stephenville, TX since 1936, offering loans, savings, checking, and digital banking.
Best for: Texas residents in Houston Heights or Stephenville seeking relationship-based mortgage lending, First-time homebuyers with credit scores below 640 who struggle to qualify at traditional lenders
Memorial Credit Union is a federally-chartered credit union offering savings, checking, loans, credit cards, and mortgages to members in the Houston area with competitive rates and digital banking tools.
Best for: Houston-area residents seeking competitive auto financing with extended drive-thru service hours, Members who qualify for credit union membership and want comprehensive digital banking and lending options
Union Fidelity Federal Credit Union offers member-focused banking with checking, savings, loans, and mortgages. Members gain access to exclusive discounts and competitive rates compared to traditional banks.
Best for: Members seeking convenience through online and mobile-first banking with no branch requirement, Borrowers comparing credit union personal and mortgage rates against traditional banks
Member-owned credit union serving Dallas County and surrounding Texas cities with comprehensive personal and business banking solutions. Federally insured by NCUA.
Best for: Dallas County residents and workers seeking full-service banking from a member-owned institution, Consumers who prefer credit union membership models over traditional bank structures
Cy-Fair FCU is a federal credit union offering checking, savings, auto loans, mortgages, and home equity products to members in the Houston area.
Best for: Houston-area residents seeking full-service banking with competitive credit union rates, CFISD educators and teachers interested in community-focused financial institution and classroom grants
Energy Capital Credit Union is a Houston-based credit union serving 19,000+ members with checking, savings, loans, and insurance products since 1934.
Best for: Texas residents seeking high-yield checking/savings accounts with competitive APY rates and member-owned cooperative benefits, Houston-area consumers wanting local banking relationship with in-person branch access and financial counseling services
Harris County Federal Credit Union is a member-owned financial cooperative serving the Houston area since 1951, offering checking, savings, loans, and credit cards with competitive rates.
Best for: Harris County residents and employees seeking competitive lending rates with community-focused service, Families looking for kids' savings accounts with reward incentives and financial literacy programs
Coastal Community Federal Credit Union is a Texas-based credit union offering checking, savings, loans, and digital banking services to members in the Galveston area.
Best for: Texas residents seeking auto financing with competitive rates below 3.5% APR, Credit union members building credit who need share-secured loans
Federal credit union offering checking, savings, auto loans, credit cards, and home financing to Houston-area members with a focus on financial wellness.
Best for: Houston-area residents seeking a member-owned alternative to traditional banks with financial education resources, Auto buyers across vehicle categories (cars, trucks, motorcycles, RVs, golf carts, marine) who value variety in financing options
Houston Highway Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards with rates starting as low as 3.99% APR on auto loans.
Best for: Houston-area residents and employees seeking local credit union membership with personalized service, Borrowers with good credit looking for competitive auto and personal loan rates below traditional bank averages
USE Credit Union is a federally insured financial cooperative offering auto loans, mortgages, personal loans, checking accounts, and credit cards to members.
Best for: Credit union members seeking competitive auto and mortgage financing with rate incentives, Borrowers interested in personal loans for consolidation with flexible terms