No stored Google rating available.
Michigan-based credit union offering personal loans, vehicle loans, mortgages, and deposit accounts with rewards credit cards and online banking.
Data compiled from public sources
Security Credit Union is a Michigan-based credit union serving members with a full range of consumer financial products. Founded to provide accessible banking services to its membership, the organization operates with routing number 272480115 and maintains an active digital presence across multiple social platforms. The credit union positions itself as a community-focused alternative to traditional banks, emphasizing member benefits and personalized service.
Their headquarters is located in Michigan with local phone support at 810-235-2322. Security CU offers a comprehensive suite of lending and deposit products including personal loans (up to $5,000 for their Winter Loan promotion), vehicle loans, and mortgage services for home purchase and refinancing. Members can open savings and checking accounts, access online banking with username-based login, and utilize financial calculators to plan their finances.
The institution also issues the Security Cash Back Visa credit card featuring 2% cash back on all purchases, positioning it as a rewards-focused payment option. Additional member benefits include access to Trust & Will estate planning services at discounted rates. The credit union differentiates itself through member-centric programs including the Security CU Amplified Scholarship for students and a focus on simple, listed rewards structures.
Their marketing emphasizes affordable lending terms, fast loan processing, and benefits that "actually add up" rather than complex fee structures. The organization actively engages with younger demographics through TikTok, Instagram, and Facebook presence, suggesting an effort to appeal beyond traditional credit union membership. They also provide fraud prevention resources and financial education tools.
As a credit union, Security CU operates under cooperative principles and member-ownership structure, which typically translates to better rates than commercial banks. However, the website provides limited specific information about APR ranges, membership requirements, credit score minimums, or detailed product terms. Prospective members would need to contact the institution directly or visit in-person for comprehensive rate and fee information.
The organization appears well-established and legitimate, though online disclosures are general rather than exhaustive.
This is state-level context for Credit Unions consumers in Detroit, MI. It does not confirm that Security Credit Union or this specific location is licensed.
State regulator
Michigan Department of Insurance and Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Security Credit Union offers 12 services including Personal loans up to $5,000 (Winter Loan promotion), Vehicle/auto loans, Mortgage loans (home purchase and refinance), Savings and checking accounts, Online banking with login portal, and 7 more.
Security Credit Union has profile signals associated with Michigan residents seeking a full-service credit union alternative to traditional banks, Members interested in simple cash-back rewards without category restrictions, Borrowers looking for personal loans under $5,000 with application-timing claims, Homebuyers in Michigan seeking mortgage services from a credit union.
Key strengths: 2% cash back on every purchase with Security Cash Back Visa—no category restrictions; Winter Loan promotion up to $5,000 marketed as fast and affordable; Full-service credit union offering loans, mortgages, and deposit accounts in one institution. Areas to consider: Website lacks specific APR ranges, fees, and detailed product terms—requires direct contact; Membership eligibility requirements not clearly stated online.
In the Credit Unions category, comparable providers include ABD Federal Credit Union, First Community Fed CU, International UAW Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Security Credit Union is profile signals for Michigan residents seeking straightforward banking and lending services from a member-owned credit union with competitive rewards. The main caveat is that the website provides minimal details on rates, fees, and terms—interested applicants must contact the institution directly or visit in person to compare specific APRs and membership requirements.
ABD Federal Credit Union is a member-owned financial cooperative operating since 1947, offering savings, checking, loans, and online banking services to eligible members.
Profile signals: Eligible members seeking competitive auto and boat loan rates, Consumers who prefer digital-first banking with mobile app access and online bill pay
Advia Credit Union is a community-focused financial institution serving Michigan, Wisconsin, and Illinois since 1935, offering personal and business banking products including checking, savings, loans, and credit cards.
Profile signals: Residents of Michigan, Wisconsin, or Illinois seeking comprehensive banking services from an established credit union, Small business owners needing commercial lending, business CDs, and business credit cards
Federal credit union serving UAW members and affiliates with online banking, loans, and shared branch access through the CO-OP network.
Profile signals: UAW union members and retirees seeking member-owned financial services with rate claims to verify, Auto industry workers wanting employer-integrated payroll deduction and direct deposit services
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Security Credit Union and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.