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IM Detroit District Credit Union is a state-chartered Michigan credit union established in 1957, serving over 500 members with $2M in assets from its single Detroit branch.
Data compiled from public sources
IM Detroit District Credit Union was established in 1957 and is headquartered in Detroit, Michigan. As a state-chartered credit union, it operates as a not-for-profit financial institution serving the local Detroit community. The organization maintains a single branch location at 2101 Gratiot Avenue and operates with over one dedicated employee as of 2026.
The credit union offers a comprehensive range of banking services including savings accounts, share draft accounts, auto loans, personal loans, mortgages, and personal banking services. Members can access online banking and mobile app services for both iOS and Android devices. The institution provides various savings products with regular savings accounts available to members, and offers competitive loan products including new vehicle loans at 5.00% APR, used vehicle loans, and unsecured lines of credit at 8.00% APR. Members also have access to online bill pay functionality and financial calculators to assist with financial planning.
As a not-for-profit credit union, IM Detroit District emphasizes rate claims to verify and lower fees compared to for-profit banks. The institution operates under state charter authority in Michigan and focuses on serving Michigan residents. With over 500 loyal members and $2 million in assets under stewardship, the credit union maintains a community-focused approach to financial services. The organization provides a Q&A community forum and financial tips to support member education.
The credit union's small size and single branch location limit accessibility compared to larger regional institutions. With only one physical branch, geographic convenience may be a constraint for members outside the immediate Detroit area. The institution's asset base of $2 million is relatively modest, which may impact the depth of product offerings and rate claims to verify compared to larger credit unions. However, for local Detroit residents seeking personalized service from an established community financial institution, IM Detroit District offers straightforward banking solutions with the advantages of credit union membership.
This is state-level context for Credit Unions consumers in Detroit, MI. It does not confirm that I M Detroit District CU or this specific location is licensed.
State regulator
Michigan Department of Insurance and Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
I M Detroit District CU offers 12 services including Savings accounts, Share draft accounts, Auto loans, Personal loans, Mortgages, and 7 more.
I M Detroit District CU has profile signals associated with Detroit-based residents seeking personalized community credit union banking, Members prioritizing lower fees and better rates through not-for-profit structure, Individuals interested in auto loans and personal banking products, Local community members wanting to support a long-established local financial institution.
Key strengths: Not-for-profit structure offers better rates and lower fees than for-profit banks; Established in 1957 with 65+ years of history serving Detroit community; Mobile banking app available for both iOS and Android devices. Areas to consider: Single branch location limits physical accessibility and convenience; Only $2 million in assets—smaller institution with potentially limited product depth.
In the Credit Unions category, comparable providers include ABD Federal Credit Union, First Community Fed CU, International UAW Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
IM Detroit District Credit Union is profile signals for Detroit-area residents seeking straightforward banking services with credit union advantages including lower fees and rate claims to verify. The primary caveat is its single branch location and modest $2 million asset base, which may limit product availability and geographic convenience compared to larger regional credit unions.
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