Review 8 listed credit unions profiles associated with Birmingham, Alabama.
Alabama consumers are protected under the Alabama Mini-Code, which regulates consumer credit sales and loans. Payday lending is legal but regulated, with a maximum loan of $500 and a fee cap of 17.5% per $100. Consumers have the right to file complaints with the State Banking Department or the Attorney General's office.
ACIPCO Federal Credit Union is a member-owned credit union serving employees, retirees, and families of American Cast Iron Pipe Company in Birmingham, Alabama, offering checking, savings, loans, and credit cards.
Profile signals: Current and former ACIPCO employees seeking member-owned credit union benefits with lifetime membership, Family members and relatives of ACIPCO employees eligible for membership who want nonprofit financial services
Alabama Credit Union is a member-owned, not-for-profit financial institution serving Alabama and North Florida for 70 years, offering checking, savings, lending, and credit card products.
Profile signals: Alabama and North Florida residents seeking member-owned financial institution with community focus, Borrowers who value local lending relationships and personalized service over online-only banks
AmFirst is a member-owned credit union offering checking, savings, auto loans, personal loans, credit cards, and mortgage services with mobile banking and fraud protection.
Profile signals: First-time homebuyers seeking mortgage products with promotional incentives, Credit union members building or repairing credit with institutional support
Avadian Credit Union is a member-owned, NCUA-insured credit union operating 18 locations across Alabama with online banking, personal and business lending, and investment services.
Profile signals: Alabama residents with substantial deposits ($10,000+) seeking member-owned banking with federal insurance and local branch access, Small business owners in Alabama needing commercial checking, business loans, payroll services, and treasury management tools
Member-owned credit union serving federal employees, military, and eligible residents in Northeast Louisiana since 1942, offering savings accounts and member services with NCUA insurance.
Profile signals: Federal employees living in or near Monroe, Louisiana seeking member-owned banking, Military and National Guard personnel eligible for membership in the 712 zip code area
Firefighters First Credit Union is a member-owned credit union founded by and for firefighters, offering auto loans, mortgages, credit cards, and deposit products with rate claims to verify.
Profile signals: Active and retired firefighters seeking listed financial products and relationship-based banking, First responders and emergency personnel eligible for FFCU membership seeking competitive loan rates
Health Credit Union is a member-owned financial cooperative chartered in 1955, serving employees of Jefferson County Department of Health and their families with traditional banking services.
Profile signals: Jefferson County Department of Health employees and their immediate family members, Members seeking local banking relationships with personalized service
Southern Energy Credit Union is a not-for-profit member-owned financial institution established in 1953, serving 90,000 members across Alabama, Georgia, and Mississippi with rate claims to verify and lower fees than traditional banks.
Profile signals: Members seeking lower fees and higher savings rates than traditional banks for checking and savings accounts, Auto and home loan borrowers with good credit scores looking for competitive fixed rates