ACIPCO Federal Credit Union is a member-owned credit union serving employees, retirees, and families of American Cast Iron Pipe Company in Birmingham, Alabama, offering checking, savings, loans, and credit cards.
Data compiled from public sources · Rating from CreditDoc methodology
ACIPCO Federal Credit Union operates as a field-of-membership credit union primarily serving employees and retirees of American Cast Iron Pipe Company (ACIPCO), located on the company's plant site in North Birmingham, Alabama. The institution has been serving its membership base with federally insured deposit accounts and lending products. Like all credit unions, ACIPCO FCU is member-owned and not-for-profit, operating under NCUA federal insurance and utilizing a routing number (262087447) for transactions.
The credit union offers a comprehensive suite of consumer financial products including checking accounts, savings/deposit accounts, share certificates, consumer loans, real estate loans, auto loans, and a Visa credit card. Members have access to online banking, mobile banking apps for iPhone, iPad, and Android, automated telephone teller service (Pipeline), and surcharge-free ATM access through a network. The institution also provides loan calculators, fee schedules, and fraud protection resources to support member financial management.
ACIPCO FCU distinguishes itself through its employment-based membership model and lifetime membership benefit—once a member joins, they retain membership status even if they change jobs or relocate, provided they maintain minimum balance requirements and continue using services. The credit union maintains physical branch presence with specific office hours (Monday-Thursday 8 a.m.–4:30 p.m., Friday 6 a.m.–4:30 p.m. with extended drive-thru until 5 p.m.) and offers multiple contact methods including phone, email, fax, and mobile app access. Their featured rates include a Visa credit card at 9.99% APR and auto loans starting at 4.75% APR.
As a specialized credit union with restricted membership eligibility tied to ACIPCO employment or family connections, this institution is not universally accessible but provides deeply integrated financial services for its specific membership community. The website emphasizes security (fraud alerts, authentication code warnings) and member convenience (multiple access channels, service center locations). However, prospective members should verify current membership requirements and product availability, as credit union offerings and rates vary based on membership status and account type.
Yes. Acipco is a registered company, headquartered in ,, founded in 1964.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
CreditDoc Diagnosis
ACIPCO Federal Credit Union is best for ACIPCO employees, retirees, and their eligible family members seeking nonprofit credit union banking with competitive rates and lifetime membership benefits. The primary caveat is restricted membership eligibility—this credit union is not open to the general public and requires employment affiliation or family connection to an existing member to join.
Alabama Credit Union is a member-owned financial institution serving Alabama and North Florida for 70 years, offering checking, savings, lending, and credit card products with a focus on community empowerment.
Best for: Alabama and North Florida residents seeking member-owned banking with community-focused values, Auto loan shoppers comparing competitive rates with local lending flexibility
Alabama Credit Union is a member-owned, not-for-profit financial institution serving Alabama and North Florida for 70 years, offering checking, savings, lending, and credit card products.
Best for: Alabama and North Florida residents seeking member-owned financial institution with community focus, Borrowers who value local lending relationships and personalized service over online-only banks
ASE Credit Union is a member-owned, not-for-profit financial cooperative chartered under federal law, serving Alabama State Employees and residents of 8 counties around Montgomery.
Best for: Alabama residents in the Montgomery 8-county area seeking member-owned financial services, Current and former Alabama State Employees wanting to maintain institutional relationships
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