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ACIPCO Federal Credit Union is a member-owned credit union serving employees, retirees, and families of American Cast Iron Pipe Company in Birmingham, Alabama, offering checking, savings, loans, and credit cards.
Data compiled from public sources
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ACIPCO Federal Credit Union operates as a field-of-membership credit union primarily serving employees and retirees of American Cast Iron Pipe Company (ACIPCO), located on the company's plant site in North Birmingham, Alabama. The institution has been serving its membership base with federally insured deposit accounts and lending products. Like all credit unions, ACIPCO FCU is member-owned and not-for-profit, operating under NCUA federal insurance and utilizing a routing number (262087447) for transactions.
The credit union offers a comprehensive suite of consumer financial products including checking accounts, savings/deposit accounts, share certificates, consumer loans, real estate loans, auto loans, and a Visa credit card. Members have access to online banking, mobile banking apps for iPhone, iPad, and Android, automated telephone teller service (Pipeline), and ATM network fee context through a network. The institution also provides loan calculators, fee schedules, and fraud protection resources to support member financial management.
ACIPCO FCU distinguishes itself through its employment-based membership model and lifetime membership benefit—once a member joins, they retain membership status even if they change jobs or relocate, provided they maintain minimum balance requirements and continue using services. The credit union maintains physical branch presence with specific office hours (Monday-Thursday 8 a.m.–4:30 p.m., Friday 6 a.m.–4:30 p.m. with extended drive-thru until 5 p.m.) and offers multiple contact methods including phone, email, fax, and mobile app access. Their featured rates include a Visa credit card at 9.99% APR and auto loans starting at 4.75% APR.
As a listed credit union with restricted membership eligibility tied to ACIPCO employment or family connections, this institution is not universally accessible but provides deeply integrated financial services for its specific membership community. The website emphasizes security (fraud alerts, authentication code warnings) and member convenience (multiple access channels, service center locations). However, prospective members should verify current membership requirements and product availability, as credit union offerings and rates vary based on membership status and account type.
This is state-level context for Credit Unions consumers in Birmingham, AL. It does not confirm that Acipco or this specific location is licensed.
State regulator
Alabama State Banking Department
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Acipco offers 12 services including Checking accounts, Savings accounts and share accounts, Share certificates (CDs), Consumer loans, Real estate/mortgage loans, and 7 more.
Acipco has profile signals associated with Current and former ACIPCO employees seeking member-owned credit union benefits with lifetime membership, Family members and relatives of ACIPCO employees eligible for membership who want nonprofit financial services, Birmingham, Alabama-area members seeking local credit union branch access with extended hours and surcharge-free ATM usage, Consumers prioritizing rate claims to verify on auto loans and credit cards with personalized member service.
Key strengths: Lifetime membership benefit—once joined, members retain access even after changing jobs or moving, provided they maintain minimum balances; Federally insured NCUA credit union with no-profit member-owned structure, typically offering rate claims to verify; Multiple digital access channels: online banking, mobile apps for iOS and Android, automated telephone teller service (Pipeline). Areas to consider: Restricted membership eligibility—limited to ACIPCO employees, retirees, family members, and relatives of existing members; not open to general public; Single physical branch location (North Birmingham, AL) may be inconvenient for non-local members despite ATM network fee context.
In the Credit Unions category, comparable providers include Alabama, Alabama Postal, Alabama State Employees. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
ACIPCO Federal Credit Union is profile signals for ACIPCO employees, retirees, and their eligible family members seeking nonprofit credit union banking with rate claims to verify and lifetime membership benefits. The primary caveat is restricted membership eligibility—this credit union is not open to the general public and requires employment affiliation or family connection to an existing member to join.
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Profile signals: Alabama and North Florida residents seeking member-owned banking with community-focused values, Auto loan shoppers comparing rate claims to verify with local lending flexibility
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