MidFirst Bank is the largest privately owned bank in the U.S. with $41.4B in assets, offering comprehensive personal and business banking services including checking, savings, loans, and wealth management.
Data compiled from public sources · Rating from CreditDoc methodology
MidFirst Bank traces its origins to 1954, beginning as a mortgage company and expanding into a national banking institution. 4 billion in assets, serving both personal and business customers across multiple banking centers. The bank positions itself around the tagline "True to You," emphasizing commitment to helping customers achieve financial goals.
The bank offers a broad suite of financial products including personal checking and savings accounts, credit cards, debit cards, CDs, retirement accounts, and various loan products (mortgage, personal, vehicle, and equity loans). For business customers, MidFirst provides business checking, business credit cards, payroll solutions, remote deposit, and specialized services like lockbox central and merchant services. Technology features include Early Pay (up to 2-day early direct deposit access), Zelle money transfer integration, and comprehensive online and mobile banking platforms.
MidFirst differentiates itself through its privately-owned structure, which it emphasizes as providing stability and independence from broader corporate consolidation pressures. 50% APY on new Amplify Savings accounts and $300 new checking account bonuses. Its scale as the nation's largest privately-owned bank suggests operational sophistication and breadth of service offerings.
As a traditional full-service bank with significant assets and established operations, MidFirst serves mainstream consumers and businesses seeking conventional banking relationships. However, prospective customers should note the website experienced timeout issues during data collection, which may reflect broader technical reliability concerns. The bank's emphasis on traditional banking products means it may not compete on cutting-edge fintech features or rates with specialized online banks.
MidFirst Bank received 339 consumer complaints in the past 12 months. All complaints received a timely response from the company.
339
Complaints (12 months)
24.1%
Resolved with relief
Stable
Complaint trend
Most Common Complaint Categories
94 FDIC-insured branch locations nationwide.
Source: Consumer Financial Protection Bureau · FDIC BankFind
Yes. Midfirst Bank is a registered company, headquartered in Oklahoma City, OK, founded in 1911.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
MidFirst Bank is best suited for mainstream consumers and business owners seeking stability and comprehensive services from the nation's largest privately owned bank. The main caveat is that as a traditional full-service bank, it may not offer the competitive rates, innovative features, or specialized products available through newer digital banks or niche lenders, and website technical issues raise questions about online platform reliability.
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