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Vast Bank, N.A. is a National Association bank offering FDIC-insured checking, savings, CDs, and personal/business loans with locations in Tulsa, Oklahoma.
Data compiled from public sources
Vast Bank, National Association is a federally-chartered bank operating in Oklahoma with a primary focus on customer service. The bank maintains its headquarters in Tulsa with multiple branch locations throughout the area, positioning itself as a community-oriented financial institution. Vast Bank emphasizes personalized customer service and deposit protection through FDIC insurance coverage.
The bank offers a comprehensive range of retail banking products including Rewards Checking accounts with high interest rates, Platinum Savings accounts, Certificate of Deposit (CD) products with seasonal rate promotions, and personal loans. Additionally, Vast Bank provides business lending services and has introduced Vast Deposit Protect Plus, which advertises up to $50 million in FDIC insurance coverage combined with daily liquidity and competitive yields. Online account opening functionality is noted as "coming soon" on their website.
Vast Bank distinguishes itself through its emphasis on local presence and customer accessibility, maintaining branch locations with both lobby and drive-up services in most locations. The bank actively communicates with customers regarding service disruptions, as evidenced by their listed messaging about the temporary closure of their Utica Square location due to facility repairs expected to complete in Spring 2026. They provide multiple contact channels including phone support and email for customer service inquiries.
However, prospective customers should note that Vast Bank currently has limited branch availability, with only three fully operational locations in the Tulsa metropolitan area, plus one temporarily closed location. Their website indicates that online account opening is still under development. The bank's service area appears geographically limited to Oklahoma, which may restrict accessibility for customers outside this region.
This is state-level context for Banks consumers in Tulsa, OK. It does not confirm that Vast Bank, National Association or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Vast Bank, National Association processed 21 mortgage applications in 2023, with 100% recorded as approved across 4 states.
21
Applications
100%
Approval Rate
$838K
Avg Loan
4
States Served
Based on 21 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Vast Bank, National Association offers 12 services including Rewards Checking accounts with high-interest rates, Platinum Savings accounts, Certificate of Deposit (CD) products with seasonal promotions, Vast Deposit Protect Plus (up to $50 million FDIC insurance with daily liquidity), Personal loans, and 7 more.
Vast Bank, National Association has profile signals associated with Tulsa-area residents and businesses seeking community bank relationships with in-person service, Customers prioritizing FDIC insurance protection and high-yield savings/checking products, Small business owners seeking local lending relationships and business banking services, Depositors interested in CD rate specials and premium savings account products.
Key strengths: FDIC-insured deposits backed by full faith and credit of the U.S. Government; High-interest Rewards Checking account option with rate claims to verify; Vast Deposit Protect Plus offers up to $50 million in FDIC insurance coverage. Areas to consider: Limited branch network with only 3 fully operational locations in Tulsa area; one location closed until Spring 2026; Online account opening not yet available (listed as 'coming soon' on website).
In the Banks category, comparable providers include All America Bank, All Capital Bank, American Bank and Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Vast Bank is best suited for customers in the Tulsa, Oklahoma area who value local banking relationships, FDIC-insured products, and competitive deposit rates. The primary caveat is their limited geographic footprint and ongoing development of online account opening capabilities, which may restrict accessibility for remote or out-of-state customers seeking fully digital banking.
Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with rate claims to verify and local relationship-based service.
Profile signals: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending
All Capital Bank is a community-focused bank serving Locust Grove, OK since 1949, offering personal banking, business solutions, and loan products with emphasis on local community support.
Profile signals: Locust Grove, Oklahoma residents seeking community-oriented banking with local relationship focus, Small to medium-sized local businesses needing scalable banking and lending solutions
Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.
Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience
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