Tandem Bank is a community-focused bank headquartered in Atlanta with offices in Tucker, Decatur, and Peachtree Corners, Georgia. Founded by Charles DeWitt, the bank recently announced a merger with Georgia Banking Company, signaling growth within the local market. The institution positions itself as an alternative to large national banks by emphasizing personalized relationships and local decision-making.
Tandem offers a range of banking products designed for both personal and business customers, including checking and savings accounts, business lending, digital banking platforms, and Treasury Services solutions. Their product suite is designed around everyday banking needs while supporting business growth. The bank provides access to accounts through multiple devices, enabling customers to bank remotely and manage finances on their own schedule.
The company distinguishes itself through its relationship-banking model, emphasizing personal service, consultation context, and community involvement. Customer testimonials highlight the contrast with larger banks, noting that customers are treated by name rather than as account numbers. The bank's team includes experienced bankers positioned as strategic partners who provide advice beyond basic financing.
Their local ownership structure allows for faster decision-making and a commitment to reinvesting in their communities. However, Tandem's geographic limitation to the Atlanta metropolitan area significantly restricts access for consumers outside Georgia. As a smaller bank, they may have fewer product options and less sophisticated digital infrastructure compared to larger institutions.
The company focuses heavily on business banking, which may mean personal banking services are secondary. Limited information is publicly available about specific rates, fees, or product details on their website, requiring direct contact to compare with competitors.