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Part of the Superb Cash Advance chain · locations
Superb Cash Advance in Detroit, MI
Detroit's Superb Cash Advance location on 7 Mile Road offers quick payday loans and cash advances in MI.
Data compiled from public sources · Rating from CreditDoc methodology
Superb Cash Advance Review
Superb Cash Advance is located at 15236 7 Mile Road, Suite #300, in Detroit, MI. This standalone storefront on Detroit's east side offers convenient access to quick cash solutions during business hours. The location is open Monday through Friday from 8:30 AM to 8:30 PM, and weekends from 9:30 AM to 6:30 PM, making it accessible for most Detroit residents' schedules.
At this Detroit location, you can apply for payday loans, title loans, and cash advances with rapid approval decisions. The staff at the 7 Mile Road branch understands Detroit's financial landscape and works to match you with a loan solution that fits your situation. For more information or to begin your application, call the Detroit store directly at 313-631-3695.
If you need fast cash in Detroit, MI, bring your ID, proof of income, and a blank check to your appointment at this 7 Mile location. This Superb Cash Advance branch serves the local Detroit community with straightforward lending and same-day funding options.
Services & Features
Bad credit loans $250–$50,000
Cash advance loans up to $1,000
Flexible installment payment plans
In-person loan consultations at Atlanta storefront
Online payday loans up to $5,000
Payday loans up to $1,000
Quick approval process for all credit types
Same-day approval loans with minimal documentation
Second lien title loans (referenced in reviews)
Unsecured personal loans
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Same-day loan approval and cash disbursement documented in customer reviews
- Unsecured loans available without collateral requirement
- Accepts all credit types—no minimum credit score stated or enforced
- Extended weekend hours (9:30am–6:30pm Saturday-Sunday) for working customers
- Minimal documentation and streamlined application process
- Flexible payment schedules customized to individual budgets per reviews
- Physical in-person location available for face-to-face consultations
Cons
- No APR, interest rates, or fees disclosed on website—cost of borrowing completely opaque
- Customer reviews mention Arvada, Colorado locations despite this being an Atlanta location profile, raising authenticity concerns
- No information about licensing, regulatory status, or compliance in Georgia provided
- Loan terms, repayment periods, and default consequences not explained on website
- Maximum loan amounts vary by product ($1,000 for payday/cash advance vs. $50,000 for bad credit loans) with no clear qualification criteria
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Compare the Best Personal Loan Options
See which lenders actually approve borrowers with bad credit. We compared APRs, fees, minimum scores, and funding speed.
Frequently Asked Questions
Is Superb Cash Advance legitimate?
Yes. Superb Cash Advance is a registered company, headquartered in 15236 7 Mile #300, Detroit, MI 48205.
Quick Facts
- Headquarters
- 15236 7 Mile #300, Detroit, MI 48205
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Superb Cash Advance
Superb Cash Advance is best for borrowers in urgent need of emergency cash who have poor credit or limited lending options and prioritize speed over cost transparency. The critical caveat is the complete absence of disclosed APR, fees, or loan terms on their website—consumers must visit in person or call (404) 994-3414 to understand the actual cost of borrowing, and should verify the company's Georgia licensing and regulatory compliance before proceeding.
Best For
- Borrowers with bad or poor credit histories who face rejection from traditional lenders
- Consumers in immediate financial emergencies needing same-day access to cash
- Individuals unable to visit lenders during traditional business hours (benefit from weekend availability)
- Applicants averse to extensive credit inquiries and prefer minimal documentation processes
Updated 2026-04-29
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Financial Wellness Guides
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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