Sunrise Bank logo

Sunrise Bank in Orlando, FL

No stored Google rating available.

Community bank offering personal and business banking, mortgages, and loans with local branch service in Florida.

Data compiled from public sources

Sunrise Bank Review

Sunrise Bank is a community-based financial institution headquartered in Ormond Beach, Florida, with a focus on personalized customer relationships and local market presence. Founded in 1977, the bank has operated for nearly five decades as a locally-owned alternative to national chain banks, emphasizing relationship-based banking over transactional interactions. The bank offers a comprehensive range of financial services including personal checking and savings accounts, residential mortgages, commercial loans, business online banking, Health Savings Accounts (HSAs), and mobile wallet capabilities.

They provide routing numbers for fund transfers, online banking platforms, ATM access, and financial calculators. Their commercial lending division serves small and medium-sized businesses with loan products and dedicated business banking solutions. Sunrise Bank differentiates itself through high-touch customer service, with testimonials emphasizing personal branch manager relationships and the ability to speak directly with banking representatives rather than automated systems.

They offer a "bank on wheels" mobile service that visits business locations by request. net Magazine as an Approved Vendor to serve senior customers in the Ormond Beach area. The bank serves primarily small business owners and individuals seeking relationship-based banking in Florida's Volusia County region.

However, their limited branch footprint and local-only presence may restrict accessibility for customers outside their service area or those preferring national banking networks. The website provides basic service information but lacks detailed product specifications, fee schedules, or interest rate information.

Services & Features

ATM and branch locations
Business online banking
Commercial business loans
FDIC-insured deposit products
Financial calculators
Fund transfer and routing services
Health Savings Accounts (HSA)
Mobile banking service (bank on wheels)
Mobile wallet and contactless payments
Online banking platform
Personal checking and savings accounts
Residential mortgage lending

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by U.S. Government
  • Personal relationship banking with named branch managers who recognize customers
  • Mobile banking service (bank on wheels) that visits business locations
  • Comprehensive business banking solutions with commercial loan options
  • Residential mortgage services for home purchases and refinancing
  • Health Savings Account (HSA) products available to qualified customers
  • Mobile wallet support for contactless payments at participating merchants

Cons

  • Limited geographic presence restricted to Florida (Ormond Beach area), limiting accessibility
  • Website lacks detailed product specifications, fee schedules, and APR information
  • No information provided about minimum account balances, deposit requirements, or loan terms
  • Smaller institution may have fewer ATM locations and less advanced digital banking features compared to national banks
  • Limited online information about business loan qualification requirements and rates

State Consumer Finance Context

This is state-level context for Banks consumers in Orlando, FL. It does not confirm that Sunrise Bank or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Sunrise Bank offer?

Sunrise Bank offers 12 services including Personal checking and savings accounts, FDIC-insured deposit products, Online banking platform, Business online banking, Residential mortgage lending, and 7 more.

What profile signals are listed for Sunrise Bank?

Sunrise Bank has profile signals associated with Small business owners in the Ormond Beach/Volusia County area seeking relationship-based banking, Local individuals and families who value in-person service and knowing their branch manager, Senior customers seeking personalized financial services with community bank focus, Businesses needing commercial loans and business banking solutions with direct contact.

What are the strengths and weaknesses of Sunrise Bank?

Key strengths: FDIC-insured deposits backed by U.S. Government; Personal relationship banking with named branch managers who recognize customers; Mobile banking service (bank on wheels) that visits business locations. Areas to consider: Limited geographic presence restricted to Florida (Ormond Beach area), limiting accessibility; Website lacks detailed product specifications, fee schedules, and APR information.

How does Sunrise Bank compare to similar companies?

In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
2005
Headquarters
Orlando, FL
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #58029
Visit Sunrise Bank

CreditDoc Profile Note

Research Note on Sunrise Bank

Sunrise Bank is profile signals for customers in the Ormond Beach, Florida area who value personal relationships with bank employees and prefer community banking over national chains. The main caveat is that this is a geographically-limited local bank with minimal online service details, making it unsuitable for customers outside its service region or those seeking listed, published rate and fee information.

Profile Signals

  • Small business owners in the Ormond Beach/Volusia County area seeking relationship-based banking
  • Local individuals and families who value in-person service and knowing their branch manager
  • Senior customers seeking personalized financial services with community bank focus
  • Businesses needing commercial loans and business banking solutions with direct contact
Updated 2026-05-08

Similar Companies

American Momentum Bank logo

American Momentum Bank

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Google rating from 17 reviews

BBB: NR

Profile signals: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support

Crews Bank & Trust logo

Crews Bank & Trust

Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.

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Google rating from 39 reviews

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Profile signals: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services

EdFed logo

EdFed

Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.

4.5/5

Google rating from 76 reviews

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Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support

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Quick Summary

  • Sunrise Bank is listed as a Banks provider in Orlando, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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