Security Bank logo

Security Bank in Tulsa, OK

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FDIC-insured community bank in Oklahoma offering personal and business banking services with a focus on relationship-based, local banking.

Data compiled from public sources

Security Bank Review

Security Bank operates as a community-focused financial institution based in Tulsa, Oklahoma, with origins rooted in a small office approach emphasizing personal relationships over transactional banking. The bank explicitly positions itself as a "people-first" institution that prioritizes meaningful partnerships with customers and maintains a commitment to preserving community banking culture. Their service offerings span personal banking products, business banking solutions, business lending, and digital banking capabilities, with emphasis on providing direct support and personalized financial guidance.

Security Bank distinguishes itself through its commitment to local community investment and relationship banking rather than a national or digital-first model. The bank maintains FDIC insurance on deposits and operates with traditional branch hours (Tulsa main branch: 9 AM-4 PM lobby; 7:30 AM-6 PM drive-thru weekdays). While positioning as a personal, accessible alternative to larger banks, Security Bank's geographic footprint appears limited to Oklahoma (Tulsa main branch and Edmond loan production office), which restricts accessibility for customers outside this region.

Their digital offerings exist but appear secondary to their relationship-banking emphasis, and the website provides limited transparency on specific product rates, terms, loan amounts, or competitive positioning against regional or national alternatives.

Services & Features

24/7 telephone banking
ATM access through Transfund and QuikTrip partnerships
Business checking and deposit accounts
Business lending
Business loans
Digital banking platform
Drive-thru banking
Financial consulting and decision-making support
Lockbox services
Mobile banking app
Personal checking and deposit accounts
Remote deposit

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • Extended drive-thru hours (7:30 AM-6 PM weekdays; 9 AM-12 PM Saturday)
  • 24/7 telephone banking line for account access
  • ATM network fee context through QuikTrip (65+ locations) and Transfund network (200+ Tulsa metro locations)
  • Offers both personal and business banking with business lending services
  • Mobile app available for digital banking
  • Local relationship-based banking model with direct banker support
  • Remote deposit and lockbox services available

Cons

  • Limited geographic footprint restricted to Oklahoma locations only (Tulsa and Edmond)
  • Website provides no listed disclosure of interest rates, APYs, loan terms, or fees
  • Oklahoma City location is loan production office only—cannot accept deposits or process withdrawals
  • Limited information about specific product offerings, minimum balances, or account types available
  • No online account opening process visible on website; requires visit or call to open accounts

State Consumer Finance Context

This is state-level context for Banks consumers in Tulsa, OK. It does not confirm that Security Bank or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Security Bank offer?

Security Bank offers 12 services including Personal checking and deposit accounts, Business checking and deposit accounts, Business lending, Business loans, Digital banking platform, and 7 more.

What profile signals are listed for Security Bank?

Security Bank has profile signals associated with Oklahoma-based individuals and small business owners seeking personalized banking relationships, Local business owners needing business lending and streamlined banking operations, Customers who prefer traditional community banking over large national or digital-only banks, Businesses in Tulsa and surrounding areas requiring business banking and lending services.

What are the strengths and weaknesses of Security Bank?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Extended drive-thru hours (7:30 AM-6 PM weekdays; 9 AM-12 PM Saturday); 24/7 telephone banking line for account access. Areas to consider: Limited geographic footprint restricted to Oklahoma locations only (Tulsa and Edmond); Website provides no listed disclosure of interest rates, APYs, loan terms, or fees.

How does Security Bank compare to similar companies?

In the Banks category, comparable providers include All America Bank, All Capital Bank, American Bank and Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1902
Headquarters
Tulsa, OK
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #4178
Visit Security Bank

CreditDoc Profile Note

Research Note on Security Bank

Security Bank is profile signals for Oklahoma-based individuals and small business owners who prioritize relationship-based banking and local community investment over digital convenience or competitive product rates. Primary caveat: the bank's transparency is limited regarding specific product terms, rates, and fees, and its geographic availability is restricted to Oklahoma, making it inaccessible for out-of-state customers.

Profile Signals

  • Oklahoma-based individuals and small business owners seeking personalized banking relationships
  • Local business owners needing business lending and streamlined banking operations
  • Customers who prefer traditional community banking over large national or digital-only banks
  • Businesses in Tulsa and surrounding areas requiring business banking and lending services
Updated 2026-05-08

Similar Companies

All America Bank logo

All America Bank

Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with rate claims to verify and local relationship-based service.

BBB: NR

Profile signals: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending

All Capital Bank logo

All Capital Bank

All Capital Bank is a community-focused bank serving Locust Grove, OK since 1949, offering personal banking, business solutions, and loan products with emphasis on local community support.

BBB: NR

Profile signals: Locust Grove, Oklahoma residents seeking community-oriented banking with local relationship focus, Small to medium-sized local businesses needing scalable banking and lending solutions

American Bank and Trust Company logo

American Bank and Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

BBB: NR

Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

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Quick Summary

  • Security Bank is listed as a Banks provider in Tulsa, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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