Pikes Peak National Bank logo

Pikes Peak National Bank in Colorado Springs, CO

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Pikes Peak National Bank is an independent community bank serving Colorado Springs since 1957, offering personal and business accounts, loans, and digital banking services.

Data compiled from public sources

Pikes Peak National Bank Review

Pikes Peak National Bank was established in 1957 by local business leaders on the west side of Colorado Springs and remains one of the few independent banks in the region. The bank has operated for nearly 70 years with a focus on community partnership and local service. In 2018, Chairman Antoun Sehnaoui acquired the bank and has since expanded its community involvement, including partnerships with the Colorado Springs Philharmonic and other local organizations.

The bank offers a full range of retail and commercial banking services. For personal customers, they provide three account tiers (Independence, Command, and Universal Personal Accounts), personal loans, Visa credit cards, debit cards, and online/mobile banking with 24/7 check deposit capabilities. For businesses, they offer three account types (Entrepreneur, Small Business, and Premier Business Accounts), commercial loans guided by expert lenders, payment processing solutions, CDs, and business credit cards. All accounts include online services, check ordering, and bill payment functionality.

Pikes Peak National Bank distinguishes itself as a genuinely independent institution in an increasingly consolidated banking market. Their three physical Colorado Springs locations provide local decision-making and community accountability. The bank offers on-the-spot debit card printing (eliminating 10-14 day waits) and emphasizes personalized commercial lending guidance. Leadership under President and CEO Frank DeLay brings 30+ years of community banking experience. As of July 1, 2025, they increased funds availability thresholds ($225 to $275 for check withdrawals and $5,525 to $6,725 for exception holds), demonstrating customer-friendly policy adjustments.

Pikes Peak National Bank is best suited for Colorado Springs-area consumers and businesses seeking relationship-based banking with local decision-making authority. The bank's asset size ($31.4 million) positions it as a smaller regional player, which means less extensive product variety than large national banks but potentially more personalized service. Customers should confirm current rates, fee structures, and product details directly, as the website provides limited pricing information. The bank's focus on community presence and independent operations appeals to customers who prioritize local economic support over national banking convenience.

Services & Features

Business checking accounts (Entrepreneur, Small Business, Premier account tiers)
Certificates of Deposit (CDs)
Check ordering services
Commercial business loans with expert guidance
Debit cards with on-the-spot printing
Mobile banking and mobile check deposit (24/7)
Online bill payment and account management
Payment processing solutions for businesses
Personal checking accounts (Independence, Command, Universal account tiers)
Personal loans
Visa credit cards (personal and business)
Wire transfers and fund transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Independent bank with 70 years of local Colorado Springs history and decision-making authority
  • Three convenient Colorado Springs locations with extended community access
  • On-the-spot debit card printing eliminates standard 10-14 day waiting periods
  • Dedicated commercial lending team provides personalized guidance on loan products and terms
  • 24/7 mobile banking and mobile deposit capabilities for account management anytime
  • Recent policy improvements (July 2025) increased funds availability for customers
  • Leadership with 30+ years of community banking experience committed to local partnership

Cons

  • Limited online presence and sparse website with minimal product pricing or rate information
  • Small asset size ($31.4 million) means fewer products and services compared to regional/national banks
  • Only three branch locations, limiting physical access for customers outside immediate Colorado Springs areas
  • Website lacks details on fees, interest rates, minimum balances, and product terms
  • No information about FDIC insurance limits, regulatory details, or customer support responsiveness

State Consumer Finance Context

This is state-level context for Banks consumers in Colorado Springs, CO. It does not confirm that Pikes Peak National Bank or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Pikes Peak National Bank offer?

Pikes Peak National Bank offers 12 services including Personal checking accounts (Independence, Command, Universal account tiers), Business checking accounts (Entrepreneur, Small Business, Premier account tiers), Personal loans, Commercial business loans with expert guidance, Visa credit cards (personal and business), and 7 more.

What profile signals are listed for Pikes Peak National Bank?

Pikes Peak National Bank has profile signals associated with Colorado Springs-based small business owners seeking personalized commercial lending relationships, Local consumers who prioritize community banking and independent institution support, Businesses with regular check/deposit transactions needing dedicated account management, Customers who value immediate debit card replacement and local customer service.

What are the strengths and weaknesses of Pikes Peak National Bank?

Key strengths: Independent bank with 70 years of local Colorado Springs history and decision-making authority; Three convenient Colorado Springs locations with extended community access; On-the-spot debit card printing eliminates standard 10-14 day waiting periods. Areas to consider: Limited online presence and sparse website with minimal product pricing or rate information; Small asset size ($31.4 million) means fewer products and services compared to regional/national banks.

How does Pikes Peak National Bank compare to similar companies?

In the Banks category, comparable providers include 5Star Bank, Bank of America Financial Center, Elite Credit Freedom. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1957
Headquarters
Colorado Springs, CO
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #17782
Visit Pikes Peak National Bank

CreditDoc Profile Note

Research Note on Pikes Peak National Bank

Pikes Peak National Bank is profile signals for Colorado Springs residents and local business owners seeking relationship-based community banking with personalized service and independent decision-making. The primary caveat is the bank's limited geographic footprint (three locations) and small asset base, which restrict product variety and availability compared to larger regional institutions; customers should verify current rates, fees, and specific product terms before opening accounts.

Profile Signals

  • Colorado Springs-based small business owners seeking personalized commercial lending relationships
  • Local consumers who prioritize community banking and independent institution support
  • Businesses with regular check/deposit transactions needing dedicated account management
  • Customers who value immediate debit card replacement and local customer service
Updated 2026-05-08

Similar Companies

5Star Bank logo

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

BBB: NR

Profile signals: Colorado-based small business owners seeking listed industry lending (food, government contracting), Veterans and military service members accessing dedicated financial products

Bank of America Financial Center logo

Bank of America Financial Center

Denver's Bank of America Financial Center at 100 Fillmore St, CO, offers personal and business banking services.

3.4/5

Google rating from 642 reviews

BBB: NR

Profile signals: Customers seeking comprehensive personal and business banking services in Denver's Cherry Creek area, Homebuyers and refinancing customers needing mortgage lending staff context and direct loan officer contact

Elite Credit Freedom logo

Elite Credit Freedom

Vectra Bank is a Colorado-based bank offering checking, savings, loans, mortgages, and credit cards. The website lists an 'Elite Credit Card' among its credit card products.

4.2/5

Google rating from 5 reviews

BBB: NR

Profile signals: Customers seeking a full-service bank with physical branch access in Colorado and surrounding regions, Military personnel and seniors seeking listed checking accounts with potential benefits

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Quick Summary

  • Pikes Peak National Bank is listed as a Banks provider in Colorado Springs, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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