Part of the Peoples Bank chain · locations
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Peoples Bank in Sheridan, AR

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Sheridan residents access banking at Peoples Bank, 1120 S Rock St in AR.

Data compiled from public sources

Peoples Bank Review

Peoples Bank operates a branch at 1120 S Rock St in downtown Sheridan, AR, serving as a primary banking destination for the local community. This standalone branch location is conveniently situated for Sheridan residents and business owners who need in-person banking services. Specific branch hours are not listed online, so visitors should contact the branch directly to confirm current operating times.

The Sheridan branch of Peoples Bank provides standard banking services including account management, deposits, withdrawals, and financial consultations. Customers can discuss their banking needs with local staff at the 1120 S Rock St location during regular business hours. Services available include personal and business checking and savings accounts for community members.

For Sheridan, AR residents seeking local banking services, this Peoples Bank branch at 1120 S Rock St offers convenient access to everyday financial solutions. When visiting, bring a valid government-issued ID and account information for any account-related transactions. Local customers appreciate the personal service and community focus this branch brings to Sheridan.

Services & Features

Business checking and business accounts
Commercial lending and business loans
Consumer loans
Credit cards
Digital banking services
Lost or stolen card replacement and protection
Money market accounts
Mortgages and home loans
Online banking and mobile banking app
Online bill pay
Overdraft privilege
Personal checking accounts
Savings accounts
Treasury management for businesses

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Emphasizes local decision-making and community presence rather than centralized corporate processing
  • Offers comprehensive personal banking including checking, savings, money market accounts, and mortgages
  • Provides dedicated business banking with tailored commercial lending and treasury management services
  • Includes modern digital banking tools like mobile app, online banking, and mobile check deposit
  • Highlights personalized customer service with local branch support and relationship-focused approach
  • Offers free online bill pay and financial calculators for customer planning
  • Provides lost/stolen card protection with rapid replacement service

Cons

  • Limited geographic footprint restricted to Sheridan, Benton, and East End areas only
  • Website lacks specific information on interest rates, APRs, fees, or detailed product terms
  • No listed comparison of products against competitors or explanation of pricing structure
  • Limited online information about credit card rewards programs or specific features
  • No mention of FDIC insurance limits, security certifications, or regulatory oversight details

State Consumer Finance Context

This is state-level context for Banks consumers in Sheridan, AR. It does not confirm that Peoples Bank or this specific location is licensed.

State regulator

Arkansas Securities Department

Key state rules to check

  • The Arkansas Constitution (Amendment 89) caps interest at 17% above the federal discount rate.
  • Payday lending is effectively banned under the constitutional usury cap.
  • Check-cashers must be licensed but cannot offer deferred deposit loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Peoples Bank processed 6,031 mortgage applications in 2023, with 75.5% recorded as approved across 47 states.

6,031

Applications

75.5%

Approval Rate

$204K

Avg Loan

47

States Served

Approval Rate by Applicant Income

Under $50K
55.7%
$50K–$100K
74.2%
$100K–$200K
83.2%
Over $200K
87.9%

Based on 6,031 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Ohio 1,639 apps · 70.7%
Washington 942 apps · 72.8%
North Carolina 836 apps · 67.9%
West Virginia 587 apps · 65.6%
Kentucky 557 apps · 57.5%
Iowa 241 apps · 86.3%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Peoples Bank offer?

Peoples Bank offers 14 services including Personal checking accounts, Savings accounts, Money market accounts, Mortgages and home loans, Consumer loans, and 9 more.

What profile signals are listed for Peoples Bank?

Peoples Bank has profile signals associated with Local residents and business owners in Sheridan, Benton, and East End seeking relationship-based banking, Small to medium-sized businesses wanting personalized commercial lending and local decision-making, Customers who value in-person service and knowing their banker personally over digital-only banking.

What are the strengths and weaknesses of Peoples Bank?

Key strengths: Emphasizes local decision-making and community presence rather than centralized corporate processing; Offers comprehensive personal banking including checking, savings, money market accounts, and mortgages; Provides dedicated business banking with tailored commercial lending and treasury management services. Areas to consider: Limited geographic footprint restricted to Sheridan, Benton, and East End areas only; Website lacks specific information on interest rates, APRs, fees, or detailed product terms.

How does Peoples Bank compare to similar companies?

In the Banks category, comparable providers include Anstaff Bank, Arvest Bank, Bank Ozk. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
2000
Headquarters
Sheridan, AR
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #57058
Visit Peoples Bank

CreditDoc Profile Note

Research Note on Peoples Bank

Peoples Bank is best suited for customers in its service areas (Sheridan, Benton, East End) who prioritize relationship-based banking and value local decision-making over the convenience of national branch networks. The primary caveat is geographic limitation—this bank only serves specific local areas and is not accessible to customers outside its footprint.

Profile Signals

  • Local residents and business owners in Sheridan, Benton, and East End seeking relationship-based banking
  • Small to medium-sized businesses wanting personalized commercial lending and local decision-making
  • Customers who value in-person service and knowing their banker personally over digital-only banking
Updated 2026-05-08

Similar Companies

Anstaff Bank logo

Anstaff Bank

Anstaff Bank is a traditional bank operating since 1931, offering personal and business banking services including online bill pay, Zelle money transfers, and account management.

BBB: NR

Profile signals: Customers seeking a traditional bank with physical branch locations and online convenience, Small business owners needing dedicated business banking and credit card services

Arvest Bank logo

Arvest Bank

Arvest Bank is a community-based financial institution serving Arkansas, Kansas, Missouri, and Oklahoma with checking, savings, mortgages, business services, and wealth management solutions.

BBB: NR

Profile signals: Residents of Arkansas, Kansas, Missouri, or Oklahoma seeking comprehensive local banking relationships, Small to mid-sized businesses needing integrated cash management and receivables solutions

Bank Ozk logo

Bank Ozk

Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.

BBB: NR

Profile signals: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing listed lending services

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Quick Summary

  • Peoples Bank is listed as a Banks provider in Sheridan, AR on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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