Part of the Peoples Bank chain · locations
Peoples Bank logo

Peoples Bank in Lebanon, KY

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Lebanon, KY's Peoples Bank branch at 265 Old Springfield Rd offers banking services to the Lebanon community.

Data compiled from public sources

Peoples Bank Review

Peoples Bank at 265 Old Springfield Rd in Lebanon, KY operates as a standalone branch serving the Lebanon community. This location provides full banking services to residents and businesses in the Lebanon area with convenient access from Old Springfield Rd. Hours of operation are not currently published on their website.

This Lebanon branch of Peoples Bank offers standard banking services including deposits, withdrawals, account management, and financial consultations. For specific details about services available at this Lebanon location or to speak with a banker, contact the branch directly. Business checking, personal accounts, and lending products may be available.

If you're a Lebanon, KY resident looking for convenient banking, this Old Springfield Rd location is easily accessible. Bring a valid government-issued ID for account opening or major transactions. Peoples Bank provides personalized service across its branches.

Services & Features

Business checking accounts
Business loans
Business online banking portal
Business savings accounts
Certificates of Deposit (CDs)
Clover POS systems (Go, Flex, Mini, Station, Virtual Terminal)
FDIC-insured personal checking accounts
Individual Retirement Accounts (IRAs)
Personal loans
Personal online banking portal
Personal savings accounts
Zelle peer-to-peer payments

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured accounts with federal backing and publicly available coverage calculators
  • Comprehensive Clover POS integration for businesses including inventory, payroll, and scheduling tools
  • Online banking available for both personal and business accounts with Zelle integration
  • Community-focused model with experienced loan officers and personalized service emphasis
  • Over 115 years of operational history and stability as a Kentucky-chartered bank
  • Multiple merchant payment options including EMV chip, Apple Pay, and Samsung Pay support
  • Free check ordering through Harland Clarke partnership

Cons

  • Website lacks transparency on loan rates, APRs, account fees, and minimum balance requirements
  • Limited information about branch locations and hours of operation
  • No mention of investment services, wealth management, or premium banking tiers
  • No indication of mobile app availability despite online banking claims
  • Smaller regional presence likely limits accessibility compared to national banks

State Consumer Finance Context

This is state-level context for Banks consumers in Lebanon, KY. It does not confirm that Peoples Bank or this specific location is licensed.

State regulator

Kentucky Department of Financial Institutions

Key state rules to check

  • Payday loans (deferred deposit transactions) capped at $500 with maximum $15 per $100 fee.
  • Borrowers limited to two outstanding payday loans at a time tracked via statewide database.
  • A mandatory 24-hour cooling-off period applies after the second consecutive loan.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Peoples Bank offer?

Peoples Bank offers 12 services including FDIC-insured personal checking accounts, Personal savings accounts, Business checking accounts, Business savings accounts, Certificates of Deposit (CDs), and 7 more.

What profile signals are listed for Peoples Bank?

Peoples Bank has profile signals associated with Small business owners seeking integrated POS systems with inventory and payroll management, Kentucky residents preferring relationship banking with local decision-makers, Customers prioritizing FDIC insurance transparency and personalized account service, Merchants wanting bundled payment processing with business management tools.

What are the strengths and weaknesses of Peoples Bank?

Key strengths: FDIC-insured accounts with federal backing and publicly available coverage calculators; Comprehensive Clover POS integration for businesses including inventory, payroll, and scheduling tools; Online banking available for both personal and business accounts with Zelle integration. Areas to consider: Website lacks transparency on loan rates, APRs, account fees, and minimum balance requirements; Limited information about branch locations and hours of operation.

How does Peoples Bank compare to similar companies?

In the Banks category, comparable providers include 1st Trust Bank, Inc., American Bank & Trust Company, Inc., Bank of Buffalo. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1910
Headquarters
Lebanon, KY
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #1562
Visit Peoples Bank

CreditDoc Profile Note

Research Note on Peoples Bank

Peoples Bank is profile signals for Kentucky-based small business owners and consumers who value personalized relationship banking and prefer working with a local community bank that emphasizes trust and dependability. The main caveat is the lack of public rate transparency on their website—prospective customers must contact the bank directly for loan rates, account fees, and other pricing details before making comparisons or opening accounts.

Profile Signals

  • Small business owners seeking integrated POS systems with inventory and payroll management
  • Kentucky residents preferring relationship banking with local decision-makers
  • Customers prioritizing FDIC insurance transparency and personalized account service
  • Merchants wanting bundled payment processing with business management tools
Updated 2026-05-08

Similar Companies

1st Trust Bank, Inc. logo

1st Trust Bank, Inc.

FDIC-insured community bank offering checking, savings, mortgages, personal and business loans, and mobile banking services through multiple branch locations.

BBB: NR

Profile signals: Customers seeking traditional banking relationships with in-person branch access combined with digital convenience, Small business owners needing equipment financing, expansion loans, or construction lending

American Bank & Trust Company, Inc. logo

American Bank & Trust Company, Inc.

Community bank in Bowling Green, Kentucky offering personal and business checking, savings, loans, mortgages, and digital banking services with 20+ years of local experience.

BBB: NR

Profile signals: Bowling Green area residents seeking personalized banking relationships with a local community bank, Small business owners and entrepreneurs in South Central Kentucky needing local loan and cash management support

Bank of Buffalo logo

Bank of Buffalo

Community bank serving LaRue County, Kentucky since 1901, offering checking, savings, mortgages, CDs, and agricultural lending with FDIC insurance and online banking.

BBB: NR

Profile signals: Kentucky residents in LaRue County seeking relationship-based banking with local decision-making, Agricultural customers needing livestock and equipment financing

Compare Your Needs With Peoples Bank

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Quick Summary

  • Peoples Bank is listed as a Banks provider in Lebanon, KY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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