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Part of the Peoples Bank chain · locations
Peoples Bank in Clive, IA
Clive, IA's Peoples Bank at 12701 University Ave provides full-service banking.
Data compiled from public sources · Rating from CreditDoc methodology
Peoples Bank Review
Peoples Bank operates a full-service branch at 12701 University Ave in Clive, IA. This standalone banking location is conveniently situated in the heart of Clive, serving the community's financial needs. Specific operating hours are not currently published on their website; you may want to contact the branch directly for the most up-to-date schedule.
At this Clive, IA location, Peoples Bank offers standard deposit accounts, personal banking services, and other financial products typical of a full-service branch. Customers interested in learning about specific services or product details should reach out directly to the branch, as phone contact information was not provided in our directory.
For residents of Clive looking to open an account, make a deposit, or conduct other banking business, bring a valid ID and any relevant account documents. Peoples Bank focuses on personalized customer service at the community level.
Services & Features
ATM access through branch locations
Agricultural financing
Business loans and customized financing solutions
Certificates of Deposit (CDs)
Credit cards (managed through partnership with TCM Bank)
Digital banking and online account management
Home mortgage loans and refinancing
Investment advisory and retirement planning services
Savings accounts and money market accounts
Sweep accounts for businesses
Treasury management for businesses
Truly Free Business Checking (with 1,000 free transaction items per statement)
Truly Free Checking (personal accounts with no minimums, no fees)
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 100-year history serving Central Iowa since 1917 with established community relationships
- FDIC-insured deposits backed by the full faith and credit of the U.S. Government
- No-fee checking accounts (Truly Free Checking) with no minimums and no monthly fees
- Comprehensive business banking including treasury management and customized financing solutions
- Online account opening available for multiple account types with quick setup
- Local, family-owned institution with investment in solar energy and community development
- Dedicated investment advisory team through Peoples Financial Center for retirement and wealth planning
Cons
- Limited geographic footprint restricted to Central Iowa/metro Clise area rather than nationwide availability
- Credit card program managed by third-party provider (TCM Bank) with account portal split between pre- and post-2021 customers
- Website provides minimal specific details on interest rates, APYs, loan terms, or detailed fee schedules
- No mention of mobile app or emphasis on digital-first banking compared to modern fintech competitors
- Limited information about business loan application process, approval timelines, or specific lending products
Rating Breakdown
Value 5.0
Effectiveness 3.7
Customer Service 3.8
Transparency 4.0
Ease of Use 4.5
Frequently Asked Questions
Is Peoples Bank legitimate?
Yes. Peoples Bank is a registered company, headquartered in Clive, IA, founded in 1917.
How long does Peoples Bank take to show results?
Account opening typically takes 1-3 business days. Loan decisions vary by product.
Quick Facts
- Founded
- 1917
- Headquarters
- Clive, IA
- BBB Accredited
- No
- Certifications
- FDIC Insured FDIC Cert #14692
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Peoples Bank
Peoples Bank is best for Central Iowa residents and business owners who value community-focused banking, local decision-making, and relationship-based service over purely digital offerings. The primary caveat is geographic limitation—the bank operates only in Central Iowa, making it unavailable for out-of-region customers, and the website lacks detailed product specifications (rates, fees, terms) needed for comprehensive comparison with competitors.
Best For
- Central Iowa residents and businesses seeking relationship-based community banking with local decision-making
- Small to mid-sized businesses needing customized financing, treasury management, and business account services
- Customers prioritizing FDIC-insured, traditional banking products and face-to-face branch relationships
- Individuals and families seeking comprehensive financial services from checking through retirement planning in one institution
Updated 2026-04-29
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