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Peoples Bank in Clive, IA

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Clive, IA's Peoples Bank at 12701 University Ave provides full-service banking.

Data compiled from public sources

Peoples Bank Review

Peoples Bank operates a full-service branch at 12701 University Ave in Clive, IA. This standalone banking location is conveniently situated in the heart of Clive, serving the community's financial needs. Specific operating hours are not currently published on their website; you may want to contact the branch directly for the most up-to-date schedule.

At this Clive, IA location, Peoples Bank offers standard deposit accounts, personal banking services, and other financial products typical of a full-service branch. Customers interested in learning about specific services or product details should reach out directly to the branch, as phone contact information was not provided in our directory.

For residents of Clive looking to open an account, make a deposit, or conduct other banking business, bring a valid ID and any relevant account documents. Peoples Bank focuses on personalized customer service at the community level.

Services & Features

ATM access through branch locations
Agricultural financing
Business loans and customized financing solutions
Certificates of Deposit (CDs)
Credit cards (managed through partnership with TCM Bank)
Digital banking and online account management
Home mortgage loans and refinancing
Investment advisory and retirement planning services
Savings accounts and money market accounts
Sweep accounts for businesses
Treasury management for businesses
Truly Free Business Checking (with 1,000 free transaction items per statement)
Truly Free Checking (personal accounts with no minimums, no fees)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 100-year history serving Central Iowa since 1917 with established community relationships
  • FDIC-insured deposits backed by the full faith and credit of the U.S. Government
  • No-fee checking accounts (Truly Free Checking) with no minimums and no monthly fees
  • Comprehensive business banking including treasury management and customized financing solutions
  • Online account opening available for multiple account types with quick setup
  • Local, family-owned institution with investment in solar energy and community development
  • Dedicated investment advisory team through Peoples Financial Center for retirement and wealth planning

Cons

  • Limited geographic footprint restricted to Central Iowa/metro Clise area rather than nationwide availability
  • Credit card program managed by third-party provider (TCM Bank) with account portal split between pre- and post-2021 customers
  • Website provides minimal specific details on interest rates, APYs, loan terms, or detailed fee schedules
  • No mention of mobile app or emphasis on digital-first banking compared to modern fintech competitors
  • Limited information about business loan application process, approval timelines, or specific lending products

State Consumer Finance Context

This is state-level context for Banks consumers in Clive, IA. It does not confirm that Peoples Bank or this specific location is licensed.

State regulator

Iowa Division of Banking

Key state rules to check

  • Payday loans capped at $500 with maximum fee of $15 per $100 for first $300 and $10 per $100 above.
  • Maximum payday loan term is 31 days.
  • Licensed delayed deposit services may not allow rollovers.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Peoples Bank offer?

Peoples Bank offers 13 services including Truly Free Checking (personal accounts with no minimums, no fees), Truly Free Business Checking (with 1,000 free transaction items per statement), Savings accounts and money market accounts, Certificates of Deposit (CDs), Home mortgage loans and refinancing, and 8 more.

What profile signals are listed for Peoples Bank?

Peoples Bank has profile signals associated with Central Iowa residents and businesses seeking relationship-based community banking with local decision-making, Small to mid-sized businesses needing customized financing, treasury management, and business account services, Customers prioritizing FDIC-insured, traditional banking products and face-to-face branch relationships, Individuals and families seeking comprehensive financial services from checking through retirement planning in one institution.

What are the strengths and weaknesses of Peoples Bank?

Key strengths: 100-year history serving Central Iowa since 1917 with established community relationships; FDIC-insured deposits backed by the full faith and credit of the U.S. Government; No-fee checking accounts (Truly Free Checking) with no minimums and no monthly fees. Areas to consider: Limited geographic footprint restricted to Central Iowa/metro Clise area rather than nationwide availability; Credit card program managed by third-party provider (TCM Bank) with account portal split between pre- and post-2021 customers.

How does Peoples Bank compare to similar companies?

In the Banks category, comparable providers include American State Bank, American State Bank, American Trust and Savings Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1917
Headquarters
Clive, IA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #14692
Visit Peoples Bank

CreditDoc Profile Note

Research Note on Peoples Bank

Peoples Bank is profile signals for Central Iowa residents and business owners who value community-focused banking, local decision-making, and relationship-based service over purely digital offerings. The primary caveat is geographic limitation—the bank operates only in Central Iowa, making it unavailable for out-of-region customers, and the website lacks detailed product specifications (rates, fees, terms) needed for comprehensive comparison with competitors.

Profile Signals

  • Central Iowa residents and businesses seeking relationship-based community banking with local decision-making
  • Small to mid-sized businesses needing customized financing, treasury management, and business account services
  • Customers prioritizing FDIC-insured, traditional banking products and face-to-face branch relationships
  • Individuals and families seeking comprehensive financial services from checking through retirement planning in one institution
Updated 2026-05-08

Similar Companies

American State Bank logo

American State Bank

Regional bank operating in Iowa and South Dakota since 1913, offering checking, savings, mortgages, investments, and insurance through its parent company Ambank Company.

BBB: NR

Profile signals: Residents of Iowa and South Dakota communities served by American State Bank seeking full-service regional banking, Customers wanting integrated banking, investment, and insurance services from a single institution

American State Bank logo

American State Bank

American State Bank is a community bank offering FDIC-insured checking, savings, debit cards, online banking, and mortgage lending services across multiple Iowa locations.

BBB: NR

Profile signals: Residents of Osceola, Lamoni, Winterset, and surrounding Iowa communities, Customers who value personal relationships and local decision-making over branch convenience

American Trust and Savings Bank logo

American Trust and Savings Bank

Community bank in Lowden, Iowa offering personal checking, savings, loans, and digital banking since 1913 with emphasis on local relationships.

BBB: NR

Profile signals: Agricultural businesses and farmers seeking listed farm lending in Iowa, Small business owners in rural Iowa communities preferring local banking relationships

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Quick Summary

  • Peoples Bank is listed as a Banks provider in Clive, IA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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