Part of the Peoples Bank chain · locations
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Peoples Bank in Clifton, TN

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Clifton, TN's Peoples Bank branch at 129 Main St serves the local community with full-service banking in a downtown location.

Data compiled from public sources

Peoples Bank Review

Peoples Bank's Clifton, TN branch is located at 129 Main St, positioned in the heart of downtown Clifton. This standalone banking facility serves the local community and surrounding areas. While specific hours aren't published online, customers are encouraged to visit in person or contact the branch directly for current operating times.

The Clifton location offers a comprehensive suite of banking services including personal checking and savings accounts, business banking solutions, and lending products. The bank's staff is equipped to assist with account management, financial planning, and other banking needs. Visit the branch in person to discuss your financial goals and explore the services available.

For Clifton residents seeking convenient local banking, this Peoples Bank branch provides essential financial services without traveling outside the community. Bring a valid photo ID and any relevant account information when visiting. Whether you need to open an account, deposit funds, or seek financial advice, the downtown Clifton location serves as a straightforward option for personal banking.

Services & Features

Branch and ATM network locator
Business loans for expansion and equipment financing
Debit card services with fraud protection
FDIC-insured personal checking accounts
FDIC-insured savings accounts and Certificates of Deposit
Home lending and mortgage solutions
Kasasa Checking Accounts with rewards features
Mobile banking application
Online banking platform with account management
Personal and Family Club Checking options
Senior Plus Checking for customers 55+
Telephone banking services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with full U.S. Government backing
  • Multiple checking account types tailored to different customer profiles (seniors, families, standard users)
  • Both personal and business lending solutions available
  • Online and mobile banking available 24/7 across devices
  • Accessible website with screen reader support (Alt+1 accessibility mode)
  • Multiple dedicated customer service phone lines for specific issues
  • Secure document sharing through ShareFile portal for loan applications
  • Branch and ATM locator tool for finding nearby physical locations

Cons

  • Website lacks specific information on interest rates, APYs, or fee schedules
  • Minimum account balance requirements not disclosed online
  • Limited detail on loan terms, rates, or approval criteria
  • No information about credit requirements for loan products
  • Sparse product comparison tools or calculators for account selection

State Consumer Finance Context

This is state-level context for Banks consumers in Clifton, TN. It does not confirm that Peoples Bank or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Peoples Bank offer?

Peoples Bank offers 12 services including FDIC-insured personal checking accounts, FDIC-insured savings accounts and Certificates of Deposit, Kasasa Checking Accounts with rewards features, Senior Plus Checking for customers 55+, Personal and Family Club Checking options, and 7 more.

What profile signals are listed for Peoples Bank?

Peoples Bank has profile signals associated with Customers seeking traditional bank services with modern digital access, Small business owners needing local lending relationships and business accounts, Home buyers wanting relationship-based mortgage lending with in-person support, Senior customers with listed account options (Senior Plus Checking).

What are the strengths and weaknesses of Peoples Bank?

Key strengths: FDIC-insured deposits with full U.S. Government backing; Multiple checking account types tailored to different customer profiles (seniors, families, standard users); Both personal and business lending solutions available. Areas to consider: Website lacks specific information on interest rates, APYs, or fee schedules; Minimum account balance requirements not disclosed online.

How does Peoples Bank compare to similar companies?

In the Banks category, comparable providers include Bank of Lincoln County, Financial Federal Bank, Independent Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1890
Headquarters
Clifton, TN
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #9489
Visit Peoples Bank

CreditDoc Profile Note

Research Note on Peoples Bank

Peoples Bank is best suited for customers who value traditional banking relationships with established branch networks but also want convenient digital banking access. The primary caveat is that the website provides minimal transparency on pricing, rates, and specific terms—prospective customers will need to contact the bank directly or visit a branch for detailed product information before making account or lending decisions.

Profile Signals

  • Customers seeking traditional bank services with modern digital access
  • Small business owners needing local lending relationships and business accounts
  • Home buyers wanting relationship-based mortgage lending with in-person support
  • Senior customers with listed account options (Senior Plus Checking)
Updated 2026-05-08

Similar Companies

Bank of Lincoln County logo

Bank of Lincoln County

Unable to access website to verify current services. Bank of Lincoln County operates as a community banking institution, but their online presence is currently inaccessible.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Financial Federal Bank logo

Financial Federal Bank

Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking personalized lending and growth capital with relationship-based banking, High-net-worth individuals interested in private banking with dedicated banker attention and customized solutions

Independent Bank logo

Independent Bank

Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.

4.5/5

Google rating from 94 reviews

BBB: NR

Profile signals: Memphis-area residents and small business owners seeking community-focused banking with local decision-making, Customers who prefer relationship-based banking and personalized service over digital-only platforms

Compare Your Needs With Peoples Bank

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Quick Summary

  • Peoples Bank is listed as a Banks provider in Clifton, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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