No stored Google rating available.
Community bank established in 1939 offering personal and business checking, savings, loans, and digital banking services with FDIC insurance protection.
Data compiled from public sources
PennCrest Bank is a community-focused financial institution that has served customers since 1939, positioning itself as a local bank that understands community roots and supports customer financial journeys. S. Government up to applicable limits.
This heritage and regulatory standing form the foundation of their consumer proposition in retail and business banking. The bank offers a comprehensive suite of personal banking products including multiple checking account tiers (PennCrest Checking, Plain and Simple Checking, Bonus Checking), savings vehicles (Statement Savings, Passbook Savings, Money Market Accounts, CDs, IRAs), and various lending products. 49% APR), personal loans, lines of credit, home mortgages, home equity loans, and HELOCs.
Business customers can access comparable products plus commercial real estate loans, business term loans, SBA financing, and business lines of credit. Digital services include online and mobile banking, instant issue debit cards, MoneyPass ATM access, and financial calculators. PennCrest Bank distinguishes itself through its community bank positioning, instant issue debit card capability at branch locations, and a stated emphasis on understanding local customer needs.
They highlight digital banking convenience while maintaining physical branch locations, and offer promotional auto financing. The bank emphasizes accessibility, with AudioEye-enabled website features. Their "In & Out Loans" product and "Taking you to new heights" brand messaging suggest a focus on customer lifecycle financial needs.
As a traditional community bank, PennCrest serves customers seeking FDIC-insured deposits and conventional lending products with local relationship banking. 49% auto loan floor. Customers should verify current rates, monthly fees for checking accounts, and loan qualification requirements directly, as these details are not fully listed on the public website.
This is state-level context for Banks consumers in Altoona, PA. It does not confirm that Penncrest Bank or this specific location is licensed.
State regulator
Pennsylvania Department of Banking and Securities
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Penncrest Bank processed 208 mortgage applications in 2023, with 88.9% recorded as approved across 1 states.
208
Applications
88.9%
Approval Rate
$79K
Avg Loan
1
States Served
Based on 208 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Penncrest Bank offers 12 services including Personal checking accounts (PennCrest Checking, Plain and Simple Checking, Bonus Checking), Personal savings accounts (Statement Savings, Passbook Savings, Money Market Accounts), Certificates of Deposit (CDs) for personal and business customers, Individual Retirement Accounts (IRAs), Auto loans (rates advertised from 6.49% APR), and 7 more.
Penncrest Bank has profile signals associated with Local community members in PennCrest's service area seeking FDIC-insured deposit accounts and relationship banking, Small business owners needing comprehensive business banking, SBA loans, and commercial lending, Borrowers seeking auto loans and home mortgages from an established local institution, Customers who value immediate debit card issuance and multi-channel digital plus in-person banking.
Key strengths: FDIC-insured deposits backed by U.S. Government listed refund term; Established community bank with 85+ year operating history (since 1939); Instant issue debit cards available immediately at branch locations. Areas to consider: Monthly fees on checking accounts unless direct deposit is established (PennCrest Checking specifically requires direct deposit to avoid fees); Website lacks listed disclosure of APR ranges, monthly fees, and minimum balances for most products.
In the Banks category, comparable providers include American Bank, Philadelphia Letter Carriers, Tioga Franklin Savings Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
PennCrest Bank is profile signals for individuals and small businesses in their service area seeking FDIC-insured banking with relationship-based service, auto financing, mortgages, and comprehensive lending. Primary caveat: verify current rates, fee structures, and loan terms directly with the bank, as the website lacks listed pricing details necessary for rate shopping or product comparison.
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.
Eagle One FCU is a credit union serving Philadelphia Letter Carriers and eligible members with savings, checking, loans, and credit cards.
Google rating from 10 reviews
Profile signals: Philadelphia Letter Carriers and their eligible family members seeking full-service banking, Postal workers needing union-affiliated financial services and member-owned structure benefits
Tioga Franklin Savings Bank is a Philadelphia-based full-service bank offering personal and business checking, savings accounts, CDs, and loan services with competitive promotional rates.
Google rating from 9 reviews
Profile signals: Philadelphia-area residents seeking traditional community bank checking and savings accounts, Savers with $10,000+ available for CD laddering at rate claims to verify
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