Order Express - Glendale Check Cashing in Glendale, AZ
ACE Cash Express operates 25+ locations across the Los Angeles area including Glendale, offering check cashing, title loans, and financial services with extended hours.
Data compiled from public sources · Rating from CreditDoc methodology
Order Express - Glendale Check Cashing Review
ACE Cash Express is a national financial services provider with a significant presence in the greater Los Angeles area, including multiple locations serving Glendale, California residents. The company has been operating check cashing and title loan services across numerous California communities, with their main Glendale location at 6344 San Fernando Road operating from 9 AM to 6 PM daily. The company offers check cashing services and title loans as their primary financial products.
They maintain a network of conveniently located stores throughout the Los Angeles metropolitan area, with 25 locations shown within searchable distance of Glendale. ACE Cash Express distinguishes itself through geographic convenience and multiple locations in underserved areas across Los Angeles County. The company offers extended operating hours at most locations (many open until 7 PM), providing accessibility for working customers.
They also actively engage with customers through promotions, such as the advertised $200 Target gift card giveaway for back-to-school expenses. The company maintains a website with store locator functionality and location-specific information. As a check-cashing and title loan provider, ACE Cash Express primarily serves consumers who need immediate access to funds or lack traditional banking relationships.
However, customers should be aware that check cashing and title loans typically involve higher fees and interest rates compared to traditional banking products. The company's service model targets underbanked populations, and consumers should carefully evaluate the cost of these services against alternatives before using them.
Services & Features
Feature Checklist
Pros & Cons
Pros
- 25+ convenient locations throughout Los Angeles area including Glendale for easy access
- Extended operating hours at most locations (many open until 7 PM) accommodating working customers
- Main Glendale location at 6344 San Fernando Rd is centrally positioned and easily accessible
- Established national brand with multiple California locations providing service consistency
- Active customer engagement through promotions and contests
- Online store locator tool enabling customers to find nearest location and hours
Cons
- Check cashing and title loans typically involve higher fees and interest rates than traditional banking
- Limited service information provided on website; specific fee structures and APRs not transparently displayed
- Title loan services create risk of vehicle repossession if borrowers cannot repay
- No information about alternative financial products or credit-building services
- Website focuses on location directory rather than detailed product information or customer education
Rating Breakdown
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Frequently Asked Questions
Is Order Express - Glendale Check Cashing legitimate?
Yes. Order Express - Glendale Check Cashing is a registered company, headquartered in 6402 W Glendale Ave Suite 6, Glendale, AZ 85301.
Quick Facts
- Headquarters
- 6402 W Glendale Ave Suite 6, Glendale, AZ 85301
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Order Express - Glendale Check Cashing
ACE Cash Express is best for unbanked Glendale residents and greater LA area consumers needing immediate check cashing or emergency cash via title loans. Primary caveat: these services carry significantly higher costs than traditional banking and title loans risk vehicle repossession; consumers should exhaust alternative options before using these products.
Best For
- Unbanked or underbanked consumers needing quick check cashing services
- Vehicle owners needing emergency cash who can use title as collateral
- Glendale and greater LA area residents requiring convenient access to check cashing
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Financial Wellness Guides
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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