No stored Google rating available.
One Florida Bank is a locally-owned and managed FDIC-insured bank offering checking, savings, mortgages, credit cards, and treasury management solutions to individuals and businesses.
Data compiled from public sources
One Florida Bank operates as a community-focused financial institution with FDIC insurance backing, emphasizing relationship-based banking and local decision-making. The bank positions itself as an alternative to larger national institutions by prioritizing personal, one-on-one service and claiming that locally-owned management better serves customer needs. Their product suite includes personal and business checking accounts, savings options, mortgage lending, Mastercard credit cards with rewards programs, online and mobile banking platforms, bill pay services, e-statements, and comprehensive treasury management solutions designed for business clients.
The bank emphasizes digital convenience through features like Apple Pay and Google Pay integration, while maintaining a relationship-first philosophy where bankers know their customers personally. One Florida Bank distinguishes itself primarily through its locally-owned structure and emphasis on personalized service rather than algorithmic or automated banking. They highlight security measures, including warnings about phishing attempts and a commitment to never requesting passwords unsolicited.
8490) for account and security issues. However, the website provides limited specific information about account fees, interest rates, minimum balances, or detailed loan terms, making it difficult for consumers to compare offerings against competitors without direct contact or visiting a branch.
This is state-level context for Banks consumers in Orlando, FL. It does not confirm that One Florida Bank or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
One Florida Bank processed 47 mortgage applications in 2023, with 95.7% recorded as approved across 3 states.
47
Applications
95.7%
Approval Rate
$783K
Avg Loan
3
States Served
Based on 47 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
One Florida Bank offers 12 services including FDIC-insured checking accounts with multiple account style options, Personal savings accounts, Online banking platform with advanced account access tools, Mobile banking with digital wallet integration (Apple Pay, Google Pay), Bill pay services, and 7 more.
One Florida Bank has profile signals associated with Florida residents seeking relationship-based banking with a locally-owned institution, Small to medium-sized business owners needing integrated treasury management and payment solutions, Homebuyers in Florida wanting personalized mortgage lending with dedicated relationship managers, Customers prioritizing FDIC-insured deposits and security-conscious banking practices.
Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Locally-owned and managed structure with emphasis on personal banker relationships; Comprehensive product suite including checking, savings, mortgages, and treasury management in one institution. Areas to consider: Website lacks specific information on account fees, monthly minimums, or interest rates for comparison; Limited details on credit card APR, annual fees, or specific rewards structures for Mastercard options.
In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
One Florida Bank is best suited for Florida-based consumers and small businesses seeking personalized, relationship-driven banking from a locally-owned institution with comprehensive services and FDIC protection. The main caveat is that the website provides minimal transparency on fees, rates, and specific terms—requiring direct contact or branch visits to make informed comparisons with competitors.
FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.
Google rating from 17 reviews
Profile signals: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support
Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.
Google rating from 39 reviews
Profile signals: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services
Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.
Google rating from 76 reviews
Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support
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