No stored Google rating available.
FDIC-insured community bank operating since 2006 across Georgia, Alabama, Florida, Virginia, Texas, New York, and New Jersey with consumer and business banking services.
Data compiled from public sources
Metro City Bank was established in 2006 with a mission to strengthen and expand roots in local communities while providing banking solutions to individuals, families, and business owners. The bank positions itself as a relationship-focused institution that prioritizes personalized service and long-term customer partnerships, contrasting itself with larger impersonal banking institutions. Metro City Bank offers a comprehensive suite of deposit products including multiple personal checking account tiers (Regular, Platinum, Senior, Interest-Bearing), business checking accounts, savings products, IRAs, and certificates of deposit.
The bank also provides business lending through SBA loans for small business financing, mortgage banking services for home purchase and refinance, and cash management tools for online banking. Consumer and business login portals enable remote account management, and the bank operates ATMs alongside physical branch locations. The bank distinguishes itself through multi-state presence with 16 physical branches across seven states, FDIC insurance backing all deposits, accessibility features including screen-reader support, and emphasis on community relationship banking.
They market themselves as a "different type of bank" with courteous employees focused on individual customer needs rather than transactional efficiency. However, the website provides minimal detail about specific product features, rate claims to verify, fees, or loan terms. As a regional bank, Metro City Bank likely has more limited product breadth and digital capabilities compared to national banks or fintech alternatives.
The sparse website content makes it difficult to evaluate specific competitive advantages or costs.
This is state-level context for Banks consumers in Doraville, GA. It does not confirm that Metro City Bank or this specific location is licensed.
State regulator
Georgia Department of Banking and Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Metro City Bank processed 1,236 mortgage applications in 2023, with 96.7% recorded as approved across 17 states.
1,236
Applications
96.7%
Approval Rate
$309K
Avg Loan
17
States Served
Based on 1,236 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Metro City Bank offers 12 services including Personal checking accounts (Regular, Platinum, Senior, Interest-Bearing tiers), Business checking accounts, Savings accounts and deposit products, Individual Retirement Accounts (IRAs), Certificates of Deposit (CDs), and 7 more.
Metro City Bank has profile signals associated with Community-focused customers in Georgia, Alabama, Florida, Virginia, Texas, New York, or New Jersey seeking relationship banking, Small business owners needing SBA loans and direct relationship with loan officers, Individuals seeking multiple account types with personalized service in a local branch setting.
Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; 16 physical branch locations across 7 states (GA, AL, FL, VA, TX, NY, NJ) for in-person service; Multiple personal checking account types (Regular, Platinum, Senior, Interest-Bearing) to suit different needs. Areas to consider: Limited geographic footprint compared to national banks—only 16 branches across select states; Website provides minimal specific information about rates, fees, loan terms, or APYs.
In the Banks category, comparable providers include American Pride Bank, Ameris Bank, United Community. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Metro City Bank is profile signals for customers in its seven-state footprint who prioritize community relationship banking, in-person branch service, and personal attention over digital-first banking. Main caveats are limited geographic availability, sparse public information about rate claims to verify and fees, and likely fewer digital capabilities than national banks or fintech competitors.
FDIC-insured bank offering checking, savings, credit cards, and retirement products designed for small business owners and entrepreneurs.
Profile signals: Small business owners and entrepreneurs seeking a bank designed specifically for their needs, Consumers wanting high-yield checking with competitive APY and rewards structure
Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.
Profile signals: Southeast-based small business owners seeking commercial banking and equipment financing with local relationships, Homebuyers in Alabama, Florida, Georgia, North Carolina, or South Carolina wanting local mortgage experience context
United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.
Google rating from 130 reviews
Profile signals: Customers seeking full-service banking with both personal and business accounts at a single institution, Small business owners needing listed lending (SBA, USDA, industry-specific programs) and treasury management
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