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At 2929 SE Powell Blvd, Portland, OR, LoanMax Title Loans provides title loans and quick cash advances.
Data compiled from public sources
LoanMax Title Loans operates a standalone storefront at 2929 SE Powell Blvd, Suite #5 in Portland, OR. This Portland location serves the Southeast Portland neighborhood with convenient access from Powell Boulevard. The store is open Monday through Friday from 10 AM to 6 PM, Saturday from 9 AM to 2 PM, and closed Sundays, making it accessible for local residents and business owners needing quick financial solutions.
At this Portland, OR location, LoanMax Title Loans specializes in title loans and payday advances tailored to Oregon residents. Whether you are researching short-term cash access or a flexible title loan against your vehicle, the staff at this SE Powell Blvd location can help. Call 971-469-0239 to discuss your financial needs or visit in person during business hours.
If you're a Portland resident facing a cash shortfall, this LoanMax Title Loans location on SE Powell Blvd offers listed funding timing. Bring a valid photo ID, proof of income, and vehicle documents if applying for a title loan. The store provides a straightforward application process and rate claims to verify for Oregon borrowers.
Review lender profiles, APR ranges, fees, minimum-score fields, and funding-speed notes before deciding what to do next.
This is state-level context for Emergency Cash consumers in Portland, OR. It does not confirm that LoanMax Title Loans or this specific location is licensed.
State regulator
Oregon Division of Financial Regulation
Consumer protection
Status: Permitted
Rate context: 36% APR including all fees (Or. Rev. Stat. § 86.148)
Amount context: $$50,000 or 25% of gross monthly income, whichever is less
2007 reform established 36% APR cap, making traditional payday lending largely impractical in Oregon. Minimum 31-day term required. Lenders must participate in Oregon Payday Loan Database (OPLD). Borrower can have only one outstanding payday loan at a time. One-day waiting period required between loans.
Status: Permitted
Rate context: Governed by Oregon Consumer Finance Act; rates vary based on loan amount and lender licensing. Licensed consumer finance lenders subject to Or. Rev. Stat. § 83.010 et seq.
Installment loans regulated under Oregon Consumer Finance Act. Maximum rates and terms depend on specific loan classification and lender type. Finance charges must be clearly disclosed.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
LoanMax Title Loans offers 12 services including Auto title loans up to $10,000, Vehicle evaluation and loan approval process, In-person loan application at physical store locations, Cash payment acceptance, Check payment acceptance, and 7 more.
LoanMax Title Loans has profile signals associated with Borrowers with short-term cash needs ($100-$10,000) who own a vehicle with clear title and cannot access traditional credit, Individuals in the Detroit metropolitan area seeking same-day or next-day emergency funding, People needing short-term bridge loans while awaiting other income or facing unexpected expenses.
Key strengths: short-term cash access up to $10,000 using vehicle equity as collateral; Established 33+ year company history with multi-state presence and physical locations; Simple application requirements: only vehicle, photo ID, and clear title needed. Areas to consider: No listed APR or interest rate information displayed on website, making true cost of borrowing opaque; Vehicle seizure risk upon default—title is held as collateral with repossession as enforcement mechanism.
In the Emergency Cash category, comparable providers include ACE Cash Express, ACE Cash Express, ACE Cash Express. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
LoanMax Title Loans is profile signals for working individuals with short-term cash needs ($1K-$10K) who own a vehicle outright and lack access to traditional credit or faster alternatives. The critical caveat is that title loans carry high risk due to vehicle seizure consequences upon default and typically involve substantial interest rates—borrowers should only use this product for genuine short-term emergencies and should explore payday alternatives or credit counseling before committing.
Beaverton, OR's ACE Cash Express at 3110 SW Cedar Hills Blvd offers payday loans, title loans, and check cashing services.
Profile signals: Consumers researching short-term cash access and preferring in-person transactions with staff assistance, Those seeking bundled financial services (check cashing plus short-term lending) at a single location
Portland's ACE Cash Express on NE Martin Luther King Jr Blvd provides payday and title-loan profile details with provider-stated same-day approval timing.
Profile signals: Consumers with vehicle equity seeking title loans for short-term cash access, Multi-service customers needing check cashing, bill payments, and loans from one provider
Portland, OR's ACE Cash Express on SE Division St offers payday loans, title loans, and check cashing services.
Profile signals: Consumers researching emergency-cash options within 24 hours without credit approval, Customers seeking to cash checks or pay bills outside traditional banking hours
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Read guide →New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from high-cost lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you may only be required to repay the principal — no interest or fees.
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a repeat-borrowing risk: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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