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Huntington Federal Savings Bank is a West Virginia-based FDIC-insured bank offering checking, savings, mortgages, and loan products across five branches in the Huntington area.
Data compiled from public sources
Huntington Federal Savings Bank operates as a community-focused financial institution based in Huntington, West Virginia. The bank has been serving the region with a physical presence and maintains FDIC membership, providing deposit insurance protection for customer accounts. The institution emphasizes accessibility and modern banking conveniences alongside traditional branch services.
The bank offers a range of personal banking products including checking and savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), debit cards, and mortgage services. Customers can apply for mortgages online with pre-approval available within minutes. The bank provides online banking, a mobile app, and digital bill payment services through BillMatrix Loan Pay, allowing customers to make mortgage payments from any checking account.
Additional services include text and email alerts through Notifi, online check reordering, and access to physical branch locations with extended drive-through hours. The bank distinguishes itself through its community presence with five branch locations (Main Office in Huntington, plus East Hills, Camden Road, Barboursville, and Teays Valley branches) and extended drive-through hours available six days a week. The institution has prioritized web accessibility through AudioEye optimization tools.
All branches offer both lobby and drive-through services, with lobby hours typically 9am-4pm Monday-Thursday and 9am-6pm Friday, and drive-through service extending to 6pm weekdays and noon on Saturdays. For consumers seeking traditional banking services in West Virginia, Huntington Federal offers stability through FDIC insurance and established brick-and-mortar locations. However, the bank's service area appears geographically limited to the Huntington metropolitan region, and the website provides minimal information about specific deposit rates, loan terms, or competitive offerings compared to larger regional or national institutions.
This is state-level context for Banks consumers in Huntington, WV. It does not confirm that Huntington Federal Savings Bank or this specific location is licensed.
State regulator
West Virginia Division of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Huntington Federal Savings Bank processed 225 mortgage applications in 2023, with 88.4% recorded as approved across 2 states.
225
Applications
88.4%
Approval Rate
$194K
Avg Loan
2
States Served
Based on 225 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Huntington Federal Savings Bank offers 12 services including Checking accounts, Savings accounts, Certificates of deposit (CDs), Individual retirement accounts (IRAs), Mortgage loans (purchase and refinance), and 7 more.
Huntington Federal Savings Bank has profile signals associated with West Virginia residents in the Huntington metropolitan area seeking traditional banking services, Homebuyers in the region interested in local mortgage origination, Consumers who prefer in-person banking relationships with established community institutions, Depositors prioritizing FDIC insurance and physical branch access.
Key strengths: FDIC member bank with deposit insurance protection for customer funds; Five physical branch locations with extended drive-through hours (open until 6pm weekdays, noon Saturdays); Online mortgage application with pre-approval available within minutes. Areas to consider: Service area limited to West Virginia (five branches only in Huntington region); Website provides no specific information on deposit rates, CD rates, or loan APRs.
In the Banks category, comparable providers include Calhoun County Bank, Inc., Capon Valley Bank, Citizens Bank of Morgantown, Inc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Huntington Federal Savings Bank is profile signals for West Virginia residents in the Huntington area who value traditional community banking with physical branch access and FDIC protection. The main caveat is extremely limited geographic availability—the bank operates only five branches in one metropolitan region, making it unsuitable for customers outside West Virginia or those requiring multi-state access.
FDIC-insured community bank headquartered in Grantsville, WV, offering checking, savings, lending, and digital banking services with local market focus.
Profile signals: Residents of Grantsville, WV and surrounding Calhoun County seeking personalized community banking relationships, Customers prioritizing FDIC-insured savings and relationship-based service over large national bank operations
Capon Valley Bank is a community bank offering personal loans, mortgages, credit cards, and deposit accounts with local decision-making and customer service.
Profile signals: Customers in Capon Valley Bank's service area seeking one-stop banking with local relationship managers, Homebuyers looking for fixed-rate mortgages with local lender guidance
Locally-owned community bank in Morgantown, WV operating since 1922, offering personal and business banking with 95% of deposits reinvested locally.
Profile signals: Morgantown and Monongalia County residents who prioritize community reinvestment and personal banking relationships, Small business owners seeking responsive, locally-made lending decisions and business banking support
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