No stored Google rating available.
Regional bank offering personal, business, and wealth management services across Washington, Oregon, and Idaho with FDIC insurance and online banking.
Data compiled from public sources
Heritage Bank is a community-focused regional bank serving Washington, Oregon, and Idaho with a physical branch network complemented by comprehensive online and mobile banking capabilities. The bank recently acquired Kitsap Bank and is managing the integration while maintaining its commitment to local banking services. The institution provides full-service banking solutions across personal, business, and wealth management segments, positioning itself as a traditional regional bank with digital capabilities.
Heritage Bank's website emphasizes local presence, FDIC insurance protection, and integration of traditional banking with modern online platforms, though specific details about loan rates, account minimums, and competitive advantages are not prominently featured in their public content. The recent security incident notification suggests the bank experienced a data breach requiring customer communication and support services, which is a significant operational concern that may affect customer trust and confidence.
This is state-level context for Banks consumers in Olympia, WA. It does not confirm that Heritage Bank or this specific location is licensed.
State regulator
Washington Department of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Heritage Bank offers 12 services including Personal checking and savings accounts, Certificates of Deposit (CDs), Personal loans and lines of credit, Home loans and home equity lines of credit, Credit cards with debit and travel card options, and 7 more.
Heritage Bank has profile signals associated with Pacific Northwest residents seeking FDIC-insured local banking with branch access, Small to mid-sized business owners needing comprehensive business banking and merchant services, High-net-worth individuals interested in wealth management planning services, Customers prioritizing community commitment and local reinvestment over online-only convenience.
Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Physical branch and ATM network across three Pacific Northwest states; Comprehensive online and mobile banking with bill pay and mobile deposit capabilities. Areas to consider: Recent security incident requiring customer notification suggests data breach vulnerability; Regional availability limited to Pacific Northwest (Washington, Oregon, Idaho only).
In the Banks category, comparable providers include 1st Security Bank of Washington, WaFd Bank, WSECU. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Heritage Bank is best suited for Pacific Northwest residents and businesses seeking traditional regional banking with FDIC protection, branch access, and community investment focus. Primary caveat: the recent security incident and lack of listed rate/fee information on their website suggest customers should carefully review account terms and consider security practices before opening accounts.
Community bank with 27 branches in Washington and Oregon offering personal and business banking, home loans, and deposit products with FDIC insurance.
Profile signals: Washington and Oregon residents seeking community banking with local branch access, Small business owners in the Pacific Northwest needing treasury management and local lending relationships
WaFd Bank is a full-service regional bank operating in Washington, Nevada, New Mexico, and Oregon with branch locations including Seattle's International District, offering personal and business banking services.
Google rating from 159 reviews
Profile signals: Customers in the Pacific Northwest (Washington, Oregon) seeking community-focused banking with personalized service, Small business owners in WaFd Bank's service areas needing local commercial lending relationships
WSECU is a Washington-based credit union offering banking services including checking, savings, and branch access. Members enjoy online banking, ATM networks, and community spaces.
Google rating from 94 reviews
Profile signals: Washington State residents seeking local, community-focused banking with physical branch access, U-District Seattle members needing convenient branch hours, parking, and community meeting space
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Heritage Bank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.