S. government and protected by FDIC insurance on eligible deposits. The bank operates as part of Fulton Financial Corporation and recently completed an acquisition of Blue Foundry Bancorp to expand its presence in northern New Jersey, demonstrating active growth in its service footprint.
The bank provides a comprehensive suite of financial products across personal, small business, and commercial banking segments. 55% APY), credit cards with rewards redemption, personal loans, and mortgages through Fulton Mortgage Company. Small business customers can access loans, merchant services, and listed online banking platforms (BOSS).
Commercial banking features dedicated relationship managers and industry staff context delivering enterprise-level financial solutions. Additional services include investment products through Fulton Financial Advisors, retirement plan administration (401k), online brokerage, wealth management, and HSA investment options. Fulton Bank distinguishes itself through multi-channel access including physical branch locations, online banking, mobile services, and 24/5 customer support (Mon-Fri 7am-8pm, Sat 8am-3pm EST).
The bank emphasizes personal service alongside digital convenience and maintains robust security protocols with secure login systems and password recovery options. Their integration of investment and wealth management services under the Fulton Financial umbrella provides customers with broader financial planning capabilities beyond traditional banking. As a national bank, Fulton Bank is subject to federal banking regulations and FDIC oversight, ensuring stability and consumer-protection context.
However, the website content is primarily structural login information and service descriptions without detailed product terms, rates for most products, or specific eligibility requirements. Prospective customers should contact the bank directly for comprehensive rate information beyond the single money market rate displayed, specific fee schedules, and loan terms.