First National Bank of Pennsylvania logo

First National Bank of Pennsylvania in Greenville, PA

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First National Bank is a regional bank serving Pennsylvania, Ohio, Maryland, DC, Virginia, North Carolina, South Carolina, and West Virginia with personal and business banking solutions.

Data compiled from public sources

First National Bank of Pennsylvania Review

First National Bank of Pennsylvania is an established regional financial institution that operates across a multi-state footprint including Pennsylvania, Ohio, Maryland, Washington DC, Virginia, North Carolina, South Carolina, and West Virginia. The bank serves both individual consumers and business clients through a combination of physical branches and digital banking channels. The company has invested in modern banking technology, including their eStore® platform and FNB Direct mobile banking app, which allow customers to manage accounts, apply for products, and access services online.

First National Bank positions itself as a full-service regional bank capable of meeting diverse financial needs across a wide geographic area. The bank offers a comprehensive suite of personal banking products including checking accounts, savings accounts, certificates of deposit (CDs), personal loans, and investment services. On the business side, First National Bank provides commercial banking solutions designed to help business owners manage cash flow, access credit, and handle strategic financial planning.

Their eStore® platform serves as a central hub where customers can shop for financial products, access educational resources, and either apply online or schedule in-person consultations. The bank emphasizes convenience through multiple access channels—mobile app, online banking, physical branches, and the ability to connect with banking experts. First National Bank distinguishes itself through its regional focus and multi-state presence, which allows them to serve customers across a substantial geographic footprint while maintaining local banking relationships.

The development of their eStore® platform reflects an effort to modernize the customer experience and simplify product discovery and application. Their emphasis on providing both digital and in-person services suggests an attempt to bridge traditional and modern banking preferences. The bank's dual focus on personal and business banking indicates a strategy to serve multiple customer segments within their operating regions.

As a regional bank, First National Bank's primary strength lies in offering traditional, full-service banking through an established institution. For consumers evaluating First National Bank, additional research into specific product terms, fee structures, and rates would be necessary for meaningful comparison. The bank appears focused on customers in its service regions who value access to both digital and physical banking resources.

Services & Features

Bill pay services
Business checking and savings accounts
Business loans and lines of credit
Financial education resources
Funds transfer capabilities
In-branch consultations and expert financial guidance
Investment and wealth management services
Online and mobile banking through FNB Direct app
Personal checking accounts with various lifestyle options
Personal loans for various purposes
Personal savings accounts and certificates of deposit (CDs)
eStore® platform for product shopping and online applications

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Multi-state regional presence across 8 states (PA, OH, MD, DC, VA, NC, SC, WV) providing broad geographic coverage
  • Integrated eStore® platform allows customers to shop for products, apply online, and schedule expert consultations all in one place
  • FNB Direct mobile banking app provides convenient account management and access to services on mobile devices
  • Offers both personal and business banking solutions with dedicated resources for each segment
  • Maintains physical branch network for customers who prefer in-person banking relationships and services
  • Provides financial education resources alongside products to help customers make informed decisions
  • Seamless integration between online, mobile, and branch channels for flexible banking options

Cons

  • Limited to 8 states; not available for customers outside their service regions
  • Website does not disclose specific account fees, minimum balances, or APR/rate information for comparison
  • No information about competitive advantages in product rates or rewards programs compared to regional or national competitors
  • Limited transparency on business loan products—minimal detail provided about SBA lending, terms, or small business support specifics
  • As a traditional regional bank, may have higher fees or lower rates compared to online-only banks or credit unions

Consumer Complaint Record

First National Bank of Pennsylvania received 127 consumer complaints in the past 12 months. All complaints received a timely response from the company.

127

Complaints (12 months)

16.0%

Resolved with relief

Declining

Complaint trend

Most Common Complaint Categories

Managing an account
34.7%
Trouble during payment process
10.2%
Opening an account
10.2%

364 FDIC-insured branch locations nationwide.

Source: Consumer Financial Protection Bureau · FDIC BankFind

State Consumer Finance Context

This is state-level context for Banks consumers in Greenville, PA. It does not confirm that First National Bank of Pennsylvania or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

First National Bank of Pennsylvania processed 17,741 mortgage applications in 2023, with 69.2% recorded as approved across 17 states.

17,741

Applications

69.2%

Approval Rate

$280K

Avg Loan

17

States Served

Approval Rate by Applicant Income

Under $50K
40.4%
$50K–$100K
63.1%
$100K–$200K
76.4%
Over $200K
83.9%

Based on 17,741 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Pennsylvania 7,473 apps · 65.8%
North Carolina 4,442 apps · 71.1%
Maryland 2,132 apps · 61.8%
Ohio 1,725 apps · 72.2%
Virginia 756 apps · 78%
South Carolina 541 apps · 75%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does First National Bank of Pennsylvania offer?

First National Bank of Pennsylvania offers 12 services including Personal checking accounts with various lifestyle options, Personal savings accounts and certificates of deposit (CDs), Personal loans for various purposes, Investment and wealth management services, Business checking and savings accounts, and 7 more.

What profile signals are listed for First National Bank of Pennsylvania?

First National Bank of Pennsylvania has profile signals associated with Customers in PA, OH, MD, DC, VA, NC, SC, or WV seeking full-service banking with branch access and digital options, Small business owners and entrepreneurs in the bank's service region needing commercial banking and business solutions, Consumers who value relationships with local banking experts and prefer hybrid digital-plus-in-person banking, Customers interested in comprehensive financial planning with access to investments, loans, and savings products from one institution.

What are the strengths and weaknesses of First National Bank of Pennsylvania?

Key strengths: Multi-state regional presence across 8 states (PA, OH, MD, DC, VA, NC, SC, WV) providing broad geographic coverage; Integrated eStore® platform allows customers to shop for products, apply online, and schedule expert consultations all in one place; FNB Direct mobile banking app provides convenient account management and access to services on mobile devices. Areas to consider: Limited to 8 states; not available for customers outside their service regions; Website does not disclose specific account fees, minimum balances, or APR/rate information for comparison.

How does First National Bank of Pennsylvania compare to similar companies?

In the Banks category, comparable providers include American Bank, Philadelphia Letter Carriers, Tioga Franklin Savings Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1864
Headquarters
Greenville, PA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #7888
Visit First National Bank of Pennsylvania

CreditDoc Profile Note

Research Note on First National Bank of Pennsylvania

First National Bank is profile signals for customers in Pennsylvania, Ohio, Maryland, Washington DC, Virginia, and the Carolinas who want traditional full-service banking with both digital and physical branch access. The main caveat is that specific product rates, fees, and terms are not disclosed on the website, requiring direct contact with the bank or further research to compare competitiveness against other regional and national financial institutions.

Profile Signals

  • Customers in PA, OH, MD, DC, VA, NC, SC, or WV seeking full-service banking with branch access and digital options
  • Small business owners and entrepreneurs in the bank's service region needing commercial banking and business solutions
  • Consumers who value relationships with local banking experts and prefer hybrid digital-plus-in-person banking
  • Customers interested in comprehensive financial planning with access to investments, loans, and savings products from one institution
Updated 2026-05-08

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Quick Summary

  • First National Bank of Pennsylvania is listed as a Banks provider in Greenville, PA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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