C
Commerce Bank
Contact
BBB:
Part of the First Community Bank chain · locations
First Community Bank in San Benito, TX
San Benito, TX's First Community Bank at 1151 W US Highway 77 offers convenient branch banking.
Data compiled from public sources · Rating from CreditDoc methodology
First Community Bank Review
First Community Bank's San Benito branch sits at 1151 W US Highway 77, providing accessible banking services to residents throughout San Benito and the surrounding South Texas area. This standalone location offers drive-through and lobby services during regular business hours, making it convenient for quick banking needs.
At the San Benito, TX location, customers can handle deposits, withdrawals, account inquiries, and other routine banking services. While specific phone hours are available through the main branch line, visitors can also stop by in person to speak with staff about loans, accounts, and local financial services.
For San Benito residents, this US Highway 77 location provides a reliable option for traditional banking services. Bring your ID and account information for faster transactions, and plan your visit during regular banking hours. First Community Bank serves the community with straightforward, local service.
Services & Features
Business checking accounts
Business loans
Business savings accounts
Credit cards (personal and business)
Electronic invoice creation and payment processing (via Autobooks integration)
Financial calculators and resources
Investment services
Merchant services
Online banking with account management
Personal checking accounts
Personal loans
Personal savings accounts
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 9 physical branch locations throughout Rio Grande Valley for in-person service
- Personalized, first-name basis service with named staff members receiving customer praise
- Active community involvement with sponsorships of local events (Charro Days, Brewfest, Jalapeño 100)
- Integrated small business tools through Autobooks partnership for invoicing and online payments
- User-friendly website and responsive local management accessible by phone
- Comprehensive product suite including personal/business accounts, loans, investments, and merchant services
- Received 5-star rating award demonstrating quality service recognition
Cons
- Limited geographic footprint restricted to Rio Grande Valley region; not accessible for customers outside Texas service area
- No mention of competitive rate information, promotional offers, or rate guarantees on deposit or loan products
- Limited online banking and digital service details provided; appears to emphasize branch relationships over digital-first capabilities
- No information about fee structures, minimum balance requirements, or product-specific terms
- No specialized lending products for credit-challenged borrowers or alternative financial services mentioned
Rating Breakdown
Value 5.0
Effectiveness 3.7
Customer Service 3.8
Transparency 4.0
Ease of Use 4.5
Frequently Asked Questions
Is First Community Bank legitimate?
Yes. First Community Bank is a registered company, headquartered in San Benito, TX, founded in 1979.
How long does First Community Bank take to show results?
Account opening typically takes 1-3 business days. Loan decisions vary by product.
Quick Facts
- Founded
- 1979
- Headquarters
- San Benito, TX
- BBB Accredited
- No
- Certifications
- FDIC Insured FDIC Cert #22964
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Community Bank
First Community Bank is best suited for Rio Grande Valley residents and small business owners who prioritize personalized, local banking relationships and community involvement over digital convenience or competitive national rates. The primary caveat is geographic limitation—the bank operates exclusively in the Rio Grande Valley region, making it inaccessible for customers outside this Texas area seeking in-person services.
Best For
- Rio Grande Valley residents and businesses seeking local, relationship-based banking with in-person service
- Small business owners needing personalized lending and merchant services with local management access
- Customers who value community bank engagement and local event sponsorships over large national institutions
- Businesses seeking integrated invoicing and online payment tools alongside traditional banking services
Updated 2026-04-29
More Banks
C
Commerce Bank
Contact
BBB:
C
Commerce Bank
Contact
BBB:
Financial Wellness Guides
How to Read Your Credit Report (And Spot Errors)
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Buy Now, Pay Later: How BNPL Really Affects Your Credit
Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Understanding Your Credit Score: The Complete Guide
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to First Community Bank and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.