Part of the First Community Bank chain · locations
First Community Bank logo

First Community Bank in San Benito, TX

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San Benito, TX's First Community Bank at 1151 W US Highway 77 offers convenient branch banking.

Data compiled from public sources

First Community Bank Review

First Community Bank's San Benito branch sits at 1151 W US Highway 77, providing accessible banking services to residents throughout San Benito and the surrounding South Texas area. This standalone location offers drive-through and lobby services during regular business hours, making it convenient for quick banking needs.

At the San Benito, TX location, customers can handle deposits, withdrawals, account inquiries, and other routine banking services. While specific phone hours are available through the main branch line, visitors can also stop by in person to speak with staff about loans, accounts, and local financial services.

For San Benito residents, this US Highway 77 location provides a reliable option for traditional banking services. Bring your ID and account information for faster transactions, and plan your visit during regular banking hours. First Community Bank serves the community with straightforward, local service.

Services & Features

Business checking accounts
Business loans
Business savings accounts
Credit cards (personal and business)
Electronic invoice creation and payment processing (via Autobooks integration)
Financial calculators and resources
Investment services
Merchant services
Online banking with account management
Personal checking accounts
Personal loans
Personal savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 9 physical branch locations throughout Rio Grande Valley for in-person service
  • Personalized, first-name basis service with named staff members receiving customer praise
  • Active community involvement with sponsorships of local events (Charro Days, Brewfest, Jalapeño 100)
  • Integrated small business tools through Autobooks partnership for invoicing and online payments
  • User-friendly website and responsive local management accessible by phone
  • Comprehensive product suite including personal/business accounts, loans, investments, and merchant services
  • Received 5-star rating award demonstrating quality service recognition

Cons

  • Limited geographic footprint restricted to Rio Grande Valley region; not accessible for customers outside Texas service area
  • No mention of competitive rate information, promotional offers, or rate stated terms on deposit or loan products
  • Limited online banking and digital service details provided; appears to emphasize branch relationships over digital-first capabilities
  • No information about fee structures, minimum balance requirements, or product-specific terms
  • No listed lending products for credit-challenged borrowers or alternative financial services mentioned

State Consumer Finance Context

This is state-level context for Banks consumers in San Benito, TX. It does not confirm that First Community Bank or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Community Bank offer?

First Community Bank offers 12 services including Personal checking accounts, Personal savings accounts, Business checking accounts, Business savings accounts, Personal loans, and 7 more.

What profile signals are listed for First Community Bank?

First Community Bank has profile signals associated with Rio Grande Valley residents and businesses seeking local, relationship-based banking with in-person service, Small business owners needing personalized lending and merchant services with local management access, Customers who value community bank engagement and local event sponsorships over large national institutions, Businesses seeking integrated invoicing and online payment tools alongside traditional banking services.

What are the strengths and weaknesses of First Community Bank?

Key strengths: 9 physical branch locations throughout Rio Grande Valley for in-person service; Personalized, first-name basis service with named staff members receiving customer praise; Active community involvement with sponsorships of local events (Charro Days, Brewfest, Jalapeño 100). Areas to consider: Limited geographic footprint restricted to Rio Grande Valley region; not accessible for customers outside Texas service area; No mention of competitive rate information, promotional offers, or rate stated terms on deposit or loan products.

How does First Community Bank compare to similar companies?

In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1979
Headquarters
San Benito, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #22964
Visit First Community Bank

CreditDoc Profile Note

Research Note on First Community Bank

First Community Bank is best suited for Rio Grande Valley residents and small business owners who prioritize personalized, local banking relationships and community involvement over digital convenience or competitive national rates. The primary caveat is geographic limitation—the bank operates exclusively in the Rio Grande Valley region, making it inaccessible for customers outside this Texas area seeking in-person services.

Profile Signals

  • Rio Grande Valley residents and businesses seeking local, relationship-based banking with in-person service
  • Small business owners needing personalized lending and merchant services with local management access
  • Customers who value community bank engagement and local event sponsorships over large national institutions
  • Businesses seeking integrated invoicing and online payment tools alongside traditional banking services
Updated 2026-05-08

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Quick Summary

  • First Community Bank is listed as a Banks provider in San Benito, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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