Part of the First Community Bank chain · locations
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First Community Bank in Batesville, AR

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Batesville, AR's First Community Bank branch at 1325 Harrison St provides convenient local banking.

Data compiled from public sources

First Community Bank Review

First Community Bank's Batesville branch is located at 1325 Harrison St in the heart of Batesville, AR. This standalone facility serves Batesville residents with convenient access to banking services right in their community.

The Batesville branch offers a range of banking services including checking and savings accounts, lending options, and other financial products. For current hours and specific services available at this Batesville location, contact the branch directly.

Banking in Batesville, AR? Bring a valid ID and any financial documents you may need. First Community Bank delivers community-focused banking to Batesville's residents and local businesses.

Services & Features

ACH debits and credits for payroll and vendor payments
Bill pay services
Business credit cards and purchasing cards
Business treasury management and cash management solutions
Certificates of deposit (CDs)
Credit cards with rewards, low rates, and credit-building options
Debit cards
GenGold Member discount program
Loan management and payment scheduling
Lockbox services (retail and wholesale)
Merchant processing and point-of-sale services
Mortgage lending with online applications
Personal checking and savings accounts
Personal loans
Remote deposit for business checks

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Online account opening available for new customers, streamlining the application process
  • 24/7 online banking with ability to schedule payments and transfer funds outside business hours
  • GenGold Member program offers cashback and discounts on everyday products and services
  • Business treasury management suite including ACH, lockbox, remote deposit, and bill pay solutions
  • Hometown mortgage lenders with online application option for convenience
  • Merchant services with rate claims to verify and local customer service emphasis
  • Multiple credit card options designed for different needs (rewards, low interest, credit building)

Cons

  • Geographic limitation to Arkansas and Missouri only, not available nationwide
  • Website provides minimal transparency on specific rates, fees, or minimum account balances
  • No mention of mobile banking app despite emphasis on digital convenience
  • Limited information about credit card APRs, rewards rates, or eligibility requirements
  • Internet Explorer discontinuation notice suggests potentially outdated website technology infrastructure

State Consumer Finance Context

This is state-level context for Banks consumers in Batesville, AR. It does not confirm that First Community Bank or this specific location is licensed.

State regulator

Arkansas Securities Department

Key state rules to check

  • The Arkansas Constitution (Amendment 89) caps interest at 17% above the federal discount rate.
  • Payday lending is effectively banned under the constitutional usury cap.
  • Check-cashers must be licensed but cannot offer deferred deposit loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

First Community Bank processed 11,488 mortgage applications in 2023, with 71.2% recorded as approved across 31 states.

11,488

Applications

71.2%

Approval Rate

$187K

Avg Loan

31

States Served

Approval Rate by Applicant Income

Under $50K
42%
$50K–$100K
64%
$100K–$200K
80.4%
Over $200K
91.7%

Based on 11,488 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Missouri 4,491 apps · 58.1%
Arkansas 1,141 apps · 90.4%
Texas 845 apps · 80.7%
Oregon 806 apps · 79.8%
North Dakota 654 apps · 72.6%
South Carolina 440 apps · 89.8%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does First Community Bank offer?

First Community Bank offers 15 services including Personal checking and savings accounts, Certificates of deposit (CDs), Personal loans, Credit cards with rewards, low rates, and credit-building options, Mortgage lending with online applications, and 10 more.

What profile signals are listed for First Community Bank?

First Community Bank has profile signals associated with Small-to-medium business owners in Arkansas and Missouri seeking integrated treasury management and merchant services, Individuals and families in their service areas wanting a relationship-based bank with multiple product options, Business customers needing lockbox, ACH, and remote deposit capabilities alongside traditional banking, Customers preferring local decision-making and community-focused banking over national institutions.

What are the strengths and weaknesses of First Community Bank?

Key strengths: Online account opening available for new customers, streamlining the application process; 24/7 online banking with ability to schedule payments and transfer funds outside business hours; GenGold Member program offers cashback and discounts on everyday products and services. Areas to consider: Geographic limitation to Arkansas and Missouri only, not available nationwide; Website provides minimal transparency on specific rates, fees, or minimum account balances.

How does First Community Bank compare to similar companies?

In the Banks category, comparable providers include Anstaff Bank, Arvest Bank, Bank Ozk. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1997
Headquarters
Batesville, AR
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #34533
Visit First Community Bank

CreditDoc Profile Note

Research Note on First Community Bank

First Community Bank is profile signals for individuals and businesses in Arkansas and Missouri seeking traditional, relationship-based banking with comprehensive product offerings and local service. The main caveat is that specific product terms, rates, and fees are not disclosed on the website, requiring direct contact with the bank for pricing and eligibility information before applying.

Profile Signals

  • Small-to-medium business owners in Arkansas and Missouri seeking integrated treasury management and merchant services
  • Individuals and families in their service areas wanting a relationship-based bank with multiple product options
  • Business customers needing lockbox, ACH, and remote deposit capabilities alongside traditional banking
  • Customers preferring local decision-making and community-focused banking over national institutions
Updated 2026-05-08

Similar Companies

Anstaff Bank logo

Anstaff Bank

Anstaff Bank is a traditional bank operating since 1931, offering personal and business banking services including online bill pay, Zelle money transfers, and account management.

BBB: NR

Profile signals: Customers seeking a traditional bank with physical branch locations and online convenience, Small business owners needing dedicated business banking and credit card services

Arvest Bank logo

Arvest Bank

Arvest Bank is a community-based financial institution serving Arkansas, Kansas, Missouri, and Oklahoma with checking, savings, mortgages, business services, and wealth management solutions.

BBB: NR

Profile signals: Residents of Arkansas, Kansas, Missouri, or Oklahoma seeking comprehensive local banking relationships, Small to mid-sized businesses needing integrated cash management and receivables solutions

Bank Ozk logo

Bank Ozk

Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.

BBB: NR

Profile signals: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing listed lending services

Compare Your Needs With First Community Bank

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Quick Summary

  • First Community Bank is listed as a Banks provider in Batesville, AR on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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