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Community Bank in Topeka, KS

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Community Bank in Topeka, KS at 5431 Sw 29Th St offers personal and business banking services at this southwest location.

Data compiled from public sources

Community Bank Review

Community Bank's Topeka branch is located at 5431 Sw 29Th St, serving the southwest area of Topeka, KS as a full-service standalone banking location. This branch provides deposits, withdrawals, loan consultations, and account management for customers in the local community.

The 5431 Sw 29Th St location in Topeka handles personal checking and savings accounts, small business banking, and loan services. Contact the branch directly to confirm current hours and inquire about specific services available at this Topeka location.

If you're banking in southwest Topeka, KS, this branch location makes it convenient to handle your banking needs in person. Bring your ID and any relevant financial documents for account services or loan applications.

Services & Features

ATM network and cash access
Business checking accounts
Business digital solutions for payments and deposits
Cash management and treasury products
Certificates of Deposit (CDs)
Checking accounts with online access
Digital banking platform for bill pay and fund transfers
Home purchase and refinance mortgages
Individual Retirement Accounts (IRAs)
Online account opening
Savings accounts and Money Market accounts
Secure email messaging for sensitive information

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with full federal backing
  • Relationship-based banking with named account managers and direct decision-maker access
  • Established 29-year history (since 1995) serving the Topeka community
  • Comprehensive digital banking available on computers and smartphones
  • Multiple account types including CDs and IRAs for savings flexibility
  • Personalized mortgage solutions for both purchase and refinance scenarios
  • Business treasury management and digital solutions for payments/deposits
  • Wide ATM network with online locator tool

Cons

  • Geographic service limitation appears restricted to Topeka area, excluding remote customers
  • Website provides no specific information about account fees, minimum balances, or interest rates
  • Limited transparency on mortgage terms, rates, or competitive pricing compared to national lenders
  • No visible pricing comparison tools or product rate sheets available on website
  • Marketing-heavy website lacks detailed product specifications and fee schedules

State Consumer Finance Context

This is state-level context for Banks consumers in Topeka, KS. It does not confirm that Community Bank or this specific location is licensed.

State regulator

Kansas Office of the State Bank Commissioner

Key state rules to check

  • Payday loans capped at $500 with a maximum fee of $15 per $100.
  • Cash advance loans limited to 30-day terms with no rollovers.
  • Licensed supervised lenders can charge rates exceeding the usury cap.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Community Bank processed 7,322 mortgage applications in 2023, with 83.3% recorded as approved across 16 states.

7,322

Applications

83.3%

Approval Rate

$160K

Avg Loan

16

States Served

Approval Rate by Applicant Income

Under $50K
70.8%
$50K–$100K
81.8%
$100K–$200K
90.2%
Over $200K
94.3%

Based on 7,322 applications. Income in thousands (reported by applicant).

States With Recorded Applications

New York 5,178 apps · 82.5%
Pennsylvania 1,092 apps · 79.2%
Vermont 490 apps · 83.3%
Kansas 114 apps · 98.2%
Oklahoma 104 apps · 78.8%
Tennessee 90 apps · 94.4%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Community Bank offer?

Community Bank offers 12 services including Checking accounts with online access, Savings accounts and Money Market accounts, Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), Home purchase and refinance mortgages, and 7 more.

What profile signals are listed for Community Bank?

Community Bank has profile signals associated with Topeka-area residents and businesses seeking community banking with personal relationships, Small to mid-size business owners needing local decision-making and quick loan responses, Mortgage borrowers in Kansas who prefer working with local lenders they can meet in person, Conservative depositors seeking FDIC insurance and multiple savings vehicle options.

What are the strengths and weaknesses of Community Bank?

Key strengths: FDIC-insured deposits with full federal backing; Relationship-based banking with named account managers and direct decision-maker access; Established 29-year history (since 1995) serving the Topeka community. Areas to consider: Geographic service limitation appears restricted to Topeka area, excluding remote customers; Website provides no specific information about account fees, minimum balances, or interest rates.

How does Community Bank compare to similar companies?

In the Banks category, comparable providers include American Bank of Baxter Springs, Andover State Bank, Astra Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1995
Headquarters
Topeka, KS
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #34020
Visit Community Bank

CreditDoc Profile Note

Research Note on Community Bank

Community Bank Topeka is profile signals for Topeka-area residents and small business owners who prioritize personal relationships, local decision-making, and community banking over online convenience or national branch networks. The primary caveat is geographic limitation—this bank appears to serve only the Topeka region, making it inaccessible for those outside Kansas. Additionally, prospective customers must contact the bank directly to obtain specific rates, fees, and product terms, as the website focuses on relationship marketing rather than listed pricing.

Profile Signals

  • Topeka-area residents and businesses seeking community banking with personal relationships
  • Small to mid-size business owners needing local decision-making and quick loan responses
  • Mortgage borrowers in Kansas who prefer working with local lenders they can meet in person
  • Conservative depositors seeking FDIC insurance and multiple savings vehicle options
Updated 2026-05-08

Similar Companies

American Bank of Baxter Springs logo

American Bank of Baxter Springs

FDIC-insured community bank in Baxter Springs, KS offering personal and business checking, savings, loans, and online banking services.

BBB: NR

Profile signals: Small business owners and farmers in Kansas who need agricultural lending experience context and local relationship banking, Baxter Springs area residents and employees seeking convenient local banking with multiple branch access

Andover State Bank logo

Andover State Bank

Andover State Bank is a community bank offering personal and business checking, savings, loans, credit cards, and mortgages with emphasis on local relationship banking.

BBB: NR

Profile signals: Local Andover-area residents seeking community banking with personal relationships and local decision-making, Small to medium-sized businesses needing flexible lending and business banking from a locally-invested institution

Astra Bank logo

Astra Bank

FDIC-insured community bank headquartered in Kansas with 7 branches across the state, offering personal and business banking services including checking, savings, loans, and mortgages.

BBB: NR

Profile signals: Kansas residents seeking community banking with physical branch access, Small business owners and agricultural customers in Kansas wanting relationship-based banking

Compare Your Needs With Community Bank

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Quick Summary

  • Community Bank is listed as a Banks provider in Topeka, KS on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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