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Community Bank in Lexington, TN

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Community Bank's Lexington, TN branch at 19 Natchez Trace Dr S provides full-service banking for the local community.

Data compiled from public sources

Community Bank Review

Community Bank operates a branch location at 19 Natchez Trace Dr S in Lexington, TN. This standalone branch serves the local area as a full-service banking center. Hours are not currently published online, but you can contact the branch to confirm their operating schedule.

The Lexington location offers deposit accounts, lending products, and financial advisory services to local residents and businesses. To learn about services available at this specific branch or to schedule an appointment, contact Community Bank directly for current details.

For Lexington residents, this Community Bank branch on Natchez Trace Dr S in TN provides convenient local access to banking services. Remember to bring a valid ID when visiting, and take advantage of the branch's location for your everyday banking needs.

Services & Features

Business checking and business loans (term loans, lines of credit, commercial real estate, equipment, agriculture)
Home mortgages, home construction loans, and home equity lines of credit (HELOC)
Individual Retirement Accounts (IRAs)
Mobile banking with mobile deposit
Online banking with bill pay and eStatements
Personal and business Visa debit cards
Personal and business credit cards with rewards and no annual fees
Personal checking accounts (three tiers: Advantage, Basic, Interest Checking)
Personal loans and auto financing through Auto Finance Division
Personal savings accounts including high-yield savings and money market accounts
Recreational vehicle loans
Round-Up Savings Program and secure document upload

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by U.S. Government full faith and credit
  • Three different personal checking account tiers (Advantage, Basic, Interest) for customer choice
  • Dedicated Auto Finance Division for listed auto and RV lending
  • Round-Up Savings Program enabling automated savings from debit card purchases
  • Comprehensive business banking including agriculture loans, equipment financing, and commercial real estate
  • Business credit cards with no annual fees and rate claims to verify
  • Mobile banking with mobile deposit functionality for convenient account management
  • Multiple physical branch locations with extended Saturday hours at some locations

Cons

  • Website experienced online banking maintenance downtime with extended outage periods
  • Limited information on interest rates, APYs, and lending terms on public website
  • No mention of overdraft protection, minimum balance requirements, or account fee structures
  • Standard community bank offerings without distinctive digital-first or innovative product features
  • Geographic service limitation to branch locations (likely regional rather than national)

State Consumer Finance Context

This is state-level context for Banks consumers in Lexington, TN. It does not confirm that Community Bank or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Community Bank offer?

Community Bank offers 12 services including Personal checking accounts (three tiers: Advantage, Basic, Interest Checking), Personal savings accounts including high-yield savings and money market accounts, Individual Retirement Accounts (IRAs), Personal loans and auto financing through Auto Finance Division, Home mortgages, home construction loans, and home equity lines of credit (HELOC), and 7 more.

What profile signals are listed for Community Bank?

Community Bank has profile signals associated with Small business owners and agricultural enterprises needing comprehensive commercial banking services, Customers who prefer in-person branch interactions and local relationship banking, Those seeking FDIC-insured deposits with traditional banking safety and stability, Auto and vehicle loan applicants who benefit from the dedicated Auto Finance Division.

What are the strengths and weaknesses of Community Bank?

Key strengths: FDIC-insured deposits backed by U.S. Government full faith and credit; Three different personal checking account tiers (Advantage, Basic, Interest) for customer choice; Dedicated Auto Finance Division for listed auto and RV lending. Areas to consider: Website experienced online banking maintenance downtime with extended outage periods; Limited information on interest rates, APYs, and lending terms on public website.

How does Community Bank compare to similar companies?

In the Banks category, comparable providers include Bank of Lincoln County, Financial Federal Bank, Independent Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1961
Headquarters
Lexington, TN
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #31272
Visit Community Bank

CreditDoc Profile Note

Research Note on Community Bank

Community Bank is profile signals for customers in their service area seeking traditional FDIC-insured banking with local branch access and comprehensive personal/business products. The main caveat is that they appear to be a regional community bank with limited geographic reach, and potential customers should verify branch proximity and confirm current service availability given recent website maintenance issues.

Profile Signals

  • Small business owners and agricultural enterprises needing comprehensive commercial banking services
  • Customers who prefer in-person branch interactions and local relationship banking
  • Those seeking FDIC-insured deposits with traditional banking safety and stability
  • Auto and vehicle loan applicants who benefit from the dedicated Auto Finance Division
Updated 2026-05-08

Similar Companies

Bank of Lincoln County logo

Bank of Lincoln County

Unable to access website to verify current services. Bank of Lincoln County operates as a community banking institution, but their online presence is currently inaccessible.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Financial Federal Bank logo

Financial Federal Bank

Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking personalized lending and growth capital with relationship-based banking, High-net-worth individuals interested in private banking with dedicated banker attention and customized solutions

Independent Bank logo

Independent Bank

Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.

4.5/5

Google rating from 94 reviews

BBB: NR

Profile signals: Memphis-area residents and small business owners seeking community-focused banking with local decision-making, Customers who prefer relationship-based banking and personalized service over digital-only platforms

Compare Your Needs With Community Bank

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Quick Summary

  • Community Bank is listed as a Banks provider in Lexington, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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