Bank of Commerce logo

Bank of Commerce in Greenwood, MS

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Bank of Commerce is a Mississippi-based bank offering personal checking and savings accounts with FDIC insurance, online banking, and local branch support.

Data compiled from public sources

Bank of Commerce Review

Bank of Commerce is a regional bank operating primarily in Mississippi with a focus on community banking and personalized customer service. The institution emphasizes its local presence and relationship-based approach to banking, positioning itself as more than just a financial institution but as a partner in customers' financial planning. The bank offers core personal banking products including checking accounts, savings accounts, and online banking services accessible through their digital platform and mobile app.

Customers can apply for accounts online, access their accounts remotely, and benefit from tools like mortgage calculators. The bank also provides check ordering services and maintains physical branches throughout Mississippi staffed with what they describe as knowledgeable banking professionals. " The institution highlights proactive fraud protection with customer education about phishing and social engineering risks, demonstrating security awareness in their communications.

As a community bank, Bank of Commerce offers fundamental banking services typical of regional institutions. However, the website content is limited and does not provide details about rate claims to verify, fee structures, loan products beyond mortgage calculators, investment services, or other products that might differentiate them from larger competitors. Customers seeking comprehensive financial services, competitive rate information, or listed products may need to contact branches directly.

Services & Features

Account application (online)
Check ordering
Customer fraud support (phone line)
FDIC deposit insurance
Local branch banking services
Mobile banking app
Mortgage calculator
Online banking platform
Personal checking accounts
Personal savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured deposits backed by U.S. Government
  • Online banking and mobile app available for account management
  • Can apply for accounts entirely online
  • Local Mississippi branch network with in-person staff support
  • Proactive fraud alert communication and security education provided
  • 24/7 customer support phone line (662-453-4142)
  • Mortgage calculator tool available for financial planning

Cons

  • Limited product information on website; must contact branches for rates, fees, and loan details
  • Regional bank limited to Mississippi locations; may not suit customers in other states
  • No information about competitive interest rates, APYs, or fee structures published online
  • Website lacks details about credit products, investment services, or listed banking products

State Consumer Finance Context

This is state-level context for Banks consumers in Greenwood, MS. It does not confirm that Bank of Commerce or this specific location is licensed.

State regulator

Mississippi Department of Banking and Consumer Finance

Key state rules to check

  • Payday loans capped at $500 per lender with a maximum fee of $21.95 per $100.
  • Borrowers may have up to $500 from any single lender but there is no statewide cap on multiple lenders.
  • The Check Cashers Act governs payday lending with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Bank of Commerce offer?

Bank of Commerce offers 10 services including Personal checking accounts, Personal savings accounts, Online banking platform, Mobile banking app, Account application (online), and 5 more.

What profile signals are listed for Bank of Commerce?

Bank of Commerce has profile signals associated with Mississippi residents seeking local community banking with in-person relationships, Customers prioritizing FDIC-insured savings and checking with local branch access, People who value fraud prevention education and direct customer support.

What are the strengths and weaknesses of Bank of Commerce?

Key strengths: FDIC insured deposits backed by U.S. Government; Online banking and mobile app available for account management; Can apply for accounts entirely online. Areas to consider: Limited product information on website; must contact branches for rates, fees, and loan details; Regional bank limited to Mississippi locations; may not suit customers in other states.

How does Bank of Commerce compare to similar companies?

In the Banks category, comparable providers include Amory First Savings and Loan Bank, Ssb, Bank of Anguilla, Bank of Franklin. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1904
Headquarters
Greenwood, MS
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #9359
Visit Bank of Commerce

CreditDoc Profile Note

Research Note on Bank of Commerce

Bank of Commerce is profile signals for Mississippi residents seeking foundational checking and savings products with local branch relationships and FDIC protection. The primary caveat is that the company's website provides minimal detail about rate claims to verify, fees, or expanded product offerings—interested customers must contact branches directly to compare terms with other institutions.

Profile Signals

  • Mississippi residents seeking local community banking with in-person relationships
  • Customers prioritizing FDIC-insured savings and checking with local branch access
  • People who value fraud prevention education and direct customer support
Updated 2026-05-08

Similar Companies

Amory First Savings and Loan Bank, Ssb logo

Amory First Savings and Loan Bank, Ssb

Community bank in Amory, MS offering mortgages, construction loans, savings accounts, and unsecured loans with in-house loan servicing and local decision-making.

BBB: NR

Profile signals: Long-term Monroe County, Mississippi residents seeking relationship-based banking and personalized mortgage services, Homebuyers and homeowners wanting fixed-rate mortgages with local in-house servicing and transparency throughout the process

Bank of Anguilla logo

Bank of Anguilla

Community bank serving the South Delta since 1904, offering checking, savings, loans, and deposit products with FDIC insurance and a focus on personal relationships.

BBB: NR

Profile signals: Agricultural businesses and farmers needing listed crop, equipment, and land improvement financing, Individuals and families in the South Delta region seeking relationship-based community banking

Bank of Franklin logo

Bank of Franklin

FDIC-insured community bank founded in 1912 offering personal accounts, business banking, mortgages, loans, and retirement planning with branches including a new Natchez location.

BBB: NR

Profile signals: Local customers in Bank of Franklin's service areas seeking relationship-based banking, First-time home buyers interested in no-fee mortgage products

Compare Your Needs With Bank of Commerce

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Quick Summary

  • Bank of Commerce is listed as a Banks provider in Greenwood, MS on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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