Bank of Commerce logo

Bank of Commerce in Greenwood, MS

4.2/5

Bank of Commerce is a Mississippi-based bank offering personal checking and savings accounts with FDIC insurance, online banking, and local branch support.

Data compiled from public sources · Rating from CreditDoc methodology

Bank of Commerce Review

Bank of Commerce is a regional bank operating primarily in Mississippi with a focus on community banking and personalized customer service. The institution emphasizes its local presence and relationship-based approach to banking, positioning itself as more than just a financial institution but as a partner in customers' financial planning. The bank offers core personal banking products including checking accounts, savings accounts, and online banking services accessible through their digital platform and mobile app.

Customers can apply for accounts online, access their accounts remotely, and benefit from tools like mortgage calculators. The bank also provides check ordering services and maintains physical branches throughout Mississippi staffed with what they describe as knowledgeable banking professionals. " The institution highlights proactive fraud protection with customer education about phishing and social engineering risks, demonstrating security awareness in their communications.

As a community bank, Bank of Commerce offers fundamental banking services typical of regional institutions. However, the website content is limited and does not provide details about competitive rates, fee structures, loan products beyond mortgage calculators, investment services, or other products that might differentiate them from larger competitors. Customers seeking comprehensive financial services, competitive rate information, or specialized products may need to contact branches directly.

Services & Features

Account application (online)
Check ordering
Customer fraud support (phone line)
FDIC deposit insurance
Local branch banking services
Mobile banking app
Mortgage calculator
Online banking platform
Personal checking accounts
Personal savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured deposits backed by U.S. Government
  • Online banking and mobile app available for account management
  • Can apply for accounts entirely online
  • Local Mississippi branch network with in-person staff support
  • Proactive fraud alert communication and security education provided
  • 24/7 customer support phone line (662-453-4142)
  • Mortgage calculator tool available for financial planning

Cons

  • Limited product information on website; must contact branches for rates, fees, and loan details
  • Regional bank limited to Mississippi locations; may not suit customers in other states
  • No information about competitive interest rates, APYs, or fee structures published online
  • Website lacks details about credit products, investment services, or specialized banking products

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Frequently Asked Questions

Is Bank of Commerce legitimate?

Yes. Bank of Commerce is a registered company, headquartered in Greenwood, MS, founded in 1904.

How long does Bank of Commerce take to show results?

Account opening typically takes 1-3 business days. Loan decisions vary by product.

Quick Facts

Founded
1904
Headquarters
Greenwood, MS
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #9359
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Bank of Commerce

CreditDoc Diagnosis

Doctor's Verdict on Bank of Commerce

Bank of Commerce is best for Mississippi residents seeking foundational checking and savings products with local branch relationships and FDIC protection. The primary caveat is that the company's website provides minimal detail about competitive rates, fees, or expanded product offerings—interested customers must contact branches directly to compare terms with other institutions.

Best For

  • Mississippi residents seeking local community banking with in-person relationships
  • Customers prioritizing FDIC-insured savings and checking with local branch access
  • People who value fraud prevention education and direct customer support
Updated 2026-05-08

Similar Companies

Amory First Savings and Loan Bank, Ssb logo

Amory First Savings and Loan Bank, Ssb

Community bank in Amory, MS offering mortgages, construction loans, savings accounts, and unsecured loans with in-house loan servicing and local decision-making.

4.2/5
Contact BBB:

Best for: Long-term Monroe County, Mississippi residents seeking relationship-based banking and personalized mortgage services, Homebuyers and homeowners wanting fixed-rate mortgages with local in-house servicing and transparency throughout the process

Bank of Anguilla logo

Bank of Anguilla

Community bank serving the South Delta since 1904, offering checking, savings, loans, and deposit products with FDIC insurance and a focus on personal relationships.

4.2/5
Contact BBB:

Best for: Agricultural businesses and farmers needing specialized crop, equipment, and land improvement financing, Individuals and families in the South Delta region seeking relationship-based community banking

Bank of Franklin logo

Bank of Franklin

FDIC-insured community bank founded in 1912 offering personal accounts, business banking, mortgages, loans, and retirement planning with branches including a new Natchez location.

4.2/5
Contact BBB:

Best for: Local customers in Bank of Franklin's service areas seeking relationship-based banking, First-time home buyers interested in no-fee mortgage products

Is Bank of Commerce Right for You?

Answer 3 quick questions to see if this provider matches your needs.

1. What's your primary financial goal?

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Bank of Commerce and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.