No stored Google rating available.
FDIC-insured community bank serving Long Island for 25 years, offering personal and business deposit products, lending, and digital banking services.
Data compiled from public sources
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American Community Bank is a locally owned and operated financial institution celebrating 25 years of service to Long Island communities. The bank emphasizes its roots in the local community, stating that its directors, management, and employees are neighbors and members of the communities they serve, differentiating itself from larger regional and national banks.
The bank offers a comprehensive range of deposit and lending products for both personal and business customers. Personal services include checking accounts (including senior interest checking), savings, money market accounts, CDs, IRAs, personal loans, and access to Zelle for digital money transfers. Business customers can access business checking, business savings, money market accounts, business CDs, commercial lending, and listed services like ACB Xpress Deposit and IOLA accounts for non-profits. All accounts are FDIC-insured, backed by the full faith and credit of the U.S. Government.
American Community Bank distinguishes itself through its community-focused positioning and locally-owned structure. The bank promotes its award-winning performance (described as "Super Premier Performance") and emphasizes accessible digital banking through online and mobile platforms available through iOS and Android apps. Their website highlights security features, an education center, and direct community engagement through events and local presence.
The bank operates as a traditional brick-and-mortar financial institution with both physical locations and digital banking capabilities. While the website demonstrates a professional, established institution with competitive product offerings, specific information about rates, fees, minimum deposits, and lending terms is not detailed on the publicly available portions of their website. Prospective customers would need to contact the bank directly or visit locations for detailed pricing and qualification information.
This is state-level context for Banks consumers in Glen Cove, NY. It does not confirm that American Community Bank or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
American Community Bank offers 15 services including Personal Checking Accounts, Senior Interest Checking, Money Market Accounts (personal and business), Savings Accounts, CDs and IRAs, and 10 more.
American Community Bank has profile signals associated with Long Island residents seeking a community-focused banking relationship with local accountability, Small business owners and non-profits needing commercial lending and listed deposit services, Customers prioritizing FDIC safety and local bank operations over national bank convenience, Individuals seeking full-service banking (personal, business, lending) from a single institution.
Key strengths: FDIC-insured deposits with full U.S. Government backing; 25 years of established presence serving Long Island community; Locally owned and operated with management and staff embedded in the community. Areas to consider: Limited geographic service area (Long Island focus) with no indication of expansion; Specific rates, fees, and minimum deposit requirements not published on website.
In the Banks category, comparable providers include Cathay Bank, George Dimov CPA, ICICI Bank New York Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
American Community Bank is profile signals for Long Island residents and business owners who value locally-owned banking with community ties and FDIC protection. The main caveat is that specific product pricing, rates, and lending terms are not publicly disclosed online, requiring direct contact with the bank for detailed comparison shopping.
Cathay Bank is a full-service bank offering personal checking, savings, home mortgages, credit cards, and digital banking services with multilingual support.
Google rating from 5 reviews
Profile signals: Multilingual customers preferring banking services in Chinese, Spanish, or English, Small business owners seeking SBA loan programs and analyzed business checking accounts
NYC-based CPA firm offering tax preparation, accounting, bookkeeping, and financial advisory services for individuals and businesses across New York.
Google rating from 505 reviews
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ICICI Bank's US branch offers NRI banking services including money transfers to India, home loans, and corporate banking from offices in New York, California, and Texas.
Google rating from 466 reviews
Profile signals: Non-Resident Indians (NRIs) who need to send money to family and financial accounts in India, Indian expats seeking home loans for property purchases in India while living in the US
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