No stored Google rating available.
FDIC-insured national bank offering personal and business checking, savings, mortgages, and credit products with competitive rates on CDs and money market accounts.
Data compiled from public sources
Academy Bank, National Association is a Kansas City-based bank headquartered at 1201 Walnut Street in Kansas City, Missouri. S. Government, providing deposit protection up to regulatory limits.
The organization has earned recognition as one of America's Most Innovative Companies by FORTUNE (2025, 2023) and was named one of Forbes' Best In-State Banks for 2025 based on customer satisfaction surveys. Academy Bank offers a comprehensive suite of banking products including personal and business checking accounts, savings accounts, Certificates of Deposit (CDs), Premier Money Market accounts, Individual Retirement Accounts (IRAs), Home Equity Lines of Credit (HELOCs), mortgages, small business loans, and credit cards. 65% introductory APY on Premier Money Market accounts.
They provide online banking platforms, mobile app access, and loan payment services through their digital channels. Academy Bank positions itself as a community-focused regional lender in an increasingly consolidated banking landscape. 9% of small business owners prefer community or regional banks over national chains, aligning with their own market positioning.
They emphasize personalized service through loan advisors and mortgage staff context, with customer testimonials highlighting knowledgeable staff and ease of understanding banking products. The bank also maintains awareness of fraud risks, actively warning customers about phone spoofing attempts targeting their institution. As a traditional full-service bank, Academy Bank is best suited for customers seeking comprehensive banking relationships with local service touchpoints rather than those prioritizing only digital-first or no-fee banking.
The introductory rates on savings products and HELOCs are competitive but subject to change and include standard fees and terms. The bank's strength lies in mortgage lending and small business services, making it particularly valuable for those needs, though customers should compare rates across competitors before committing.
This is state-level context for Banks consumers in Kansas City, MO. It does not confirm that Academy Bank, National Association or this specific location is licensed.
State regulator
Missouri Division of Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Academy Bank, National Association processed 290 mortgage applications in 2023, with 87.9% recorded as approved across 34 states.
290
Applications
87.9%
Approval Rate
$437K
Avg Loan
34
States Served
Based on 290 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Academy Bank, National Association offers 13 services including Personal checking accounts, Business checking accounts, Savings accounts with competitive interest rates, Certificates of Deposit (CDs) with rates up to 3.75% APY, Premier Money Market accounts with introductory rates, and 8 more.
Academy Bank, National Association has profile signals associated with Small business owners seeking community-focused lenders with dedicated business loan advisors, Home buyers and refinancers looking for mortgage experience context and relationship-based lending, Savers seeking competitive CD and money market rates with FDIC insurance protection, Customers prioritizing local banking relationships and personalized service over purely digital alternatives.
Key strengths: FDIC-insured deposits backed by U.S. Government, providing security up to regulatory limits; Competitive CD rates (3.75% APY for 13-month CDs) and money market introductory rates (3.65% APY for 6 months); Comprehensive product suite including mortgages, business loans, HELOCs, IRAs, and credit products. Areas to consider: Introductory rates on CDs and money market accounts revert to standard rates after promotional periods; Opening deposits required for savings products and CDs, creating barriers to entry for some customers.
In the Banks category, comparable providers include Alliant Bank, Bank Northwest, Bank of Franklin County. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Academy Bank is profile signals for customers seeking comprehensive local banking relationships with rate claims to verify on savings products and strong mortgage or small business lending services. The primary caveat is that advertised introductory rates are temporary; customers must understand the full terms and compare rates across competitors, as standard rates may be less competitive than promotional offerings.
FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and investment services with mobile deposit capabilities.
Profile signals: Customers seeking FDIC-insured deposits with integrated personal and investment banking services, Small to mid-sized business owners wanting dedicated business banking with personal service
Bank Northwest is a traditional community bank offering personal and business banking services including checking, savings, loans, and retirement accounts with both branch and online banking options.
Profile signals: Local customers seeking relationship banking with regional institutions, Business owners and agricultural operators needing listed business banking
Community-focused bank offering checking, savings, mortgages, auto loans, and modern digital banking through online and mobile platforms with 32,000 MoneyPass ATMs.
Profile signals: Community-focused customers seeking local banking relationships and reinvestment, Parents introducing teenagers to banking with supervised spending and monitoring
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