Mortgage Application Outcomes by Bank

We analyzed 0 mortgage applications across 0 institutions using 2023 HMDA data from the Consumer Financial Protection Bureau. Here's what the public data shows about recorded approval outcomes.

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Applications Analyzed

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Average Recorded Approval Rate

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Institutions Tracked

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Loans Originated

Use HMDA Data With Other CreditDoc Context

HMDA approval data is one public-data signal. Use it with lender profiles, mortgage category pages, state and local research, and borrower questions. It is not a recommendation, approval prediction, price quote, or licensing determination.

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Low-Income Approval Rate Records

These institutions show higher recorded approval rates for applicants reporting income under $50,000 in the HMDA file. Minimum 1,000 total applications and 100 low-income applications required.

Lower Low-Income Approval Rate Records

These institutions show lower recorded approval rates for applicants reporting income under $50,000 in the HMDA file. This does not necessarily indicate discrimination because lenders serve different markets, products, and borrower profiles.

Largest Recorded Approval-Rate Gaps by Income

The largest recorded difference between approval rates for high-income (over $200K) and low-income (under $50K) applicants at the same institution. A larger gap shows a stronger income-based pattern in this public dataset, not a prediction for any individual applicant.

Methodology

  • Data source: CFPB Home Mortgage Disclosure Act (HMDA) Snapshot, 2023
  • Applications counted: Originated (action_taken=1), approved not accepted (2), denied (3), and preapproval denied (7)
  • Approval rate: (Originated + Approved not accepted) / Total applications × 100
  • Income tiers: Based on applicant-reported income in thousands. Under $50K = income field < 50
  • Minimum thresholds: 500+ total applications for inclusion; 100+ low-income applications for income-tier rankings
  • Institutions: Matched via LEI (Legal Entity Identifier) from the HMDA panel file to our lender directory using FDIC cert and name-based entity resolution

Look up recorded lender outcome context on available profile pages.

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Last updated: May 2026. Data reflects 2023 HMDA filings. CreditDoc is not affiliated with CFPB or any listed institution.